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Ava Thompson

IRS Says I Have a 'Disaster Freeze' on My 2024 Taxes - Anyone Heard of This?

So the IRS says I have a 'disaster freeze' on my 2024 taxes…. Has anyone ever heard of this? I am currently on the phone with the examination department. I'm being super careful about what info I share with them since this is our first year filing jointly. Feels like I've entered some kind of tax twilight zone. πŸ˜… The agent keeps putting me on hold to 'check something' which is totally not making me nervous at all...

Ava Thompson

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Disaster freeze codes are real. They're used for taxpayers in federally declared disaster areas. Did you live somewhere with floods? Or wildfires? Or hurricanes? Call them back ASAP. Ask which disaster triggered the freeze. This matters for your processing timeline.

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CyberSiren

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How does this compare to other freezes though? I had an identity verification freeze last year and it took forever to resolve. Is a disaster freeze typically faster or slower than other processing delays?

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Did they happen to mention a specific code number? I'm wondering if it's a TC 971 with a specific action code... Those are usually the disaster-related ones, if I'm not mistaken. It might be worth asking them to clarify exactly which form of disaster relief they've applied to your account, just to be sure.

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Zainab Yusuf

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This happened to me last month. Spent 3 hours trying to reach someone at the IRS who could explain what was happening. Kept getting disconnected or transferred to the wrong department. Finally used Claimyr (https://youtu.be/_kiP6q8DX5c) and got through to an actual examination specialist in 17 minutes. Turns out my address matched a disaster zone from January floods, but I had moved there AFTER the disaster. Agent lifted the freeze while I was on the phone. Refund processed within 8 days.

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I had a similar experience back in 2022 after moving to Florida just after a hurricane. The IRS systems automatically flagged my return because my new address was in a disaster zone. It took multiple calls to sort out. The disaster freeze is actually meant to help affected taxpayers by giving them more time and relief options, but it can cause delays if applied incorrectly.

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Yara Khoury

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Thanks for sharing this! I've been trying to call the IRS for 3 days straight about my amended return (filed March 2nd) and can't get through. Might have to try this Claimyr thing on April 15th if I still haven't heard anything.

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Keisha Taylor

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I was surprised by how complicated this whole disaster freeze system is! When I finally reached someone, they explained that the freeze has different codes depending on which disaster and which relief provisions apply. Step one: identify the specific disaster code. Step two: determine if you qualify for relief. Step three: request removal if incorrectly applied. Step four: request transcript to verify removal.

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Just to clarify exactly how the disaster freeze works: The IRS applies freeze code TC 570 with a specific disaster code (usually in the 900-series). This prevents automatic processing for exactly 8 weeks in most cases. If you weren't affected by the disaster, they can remove it immediately during your call. The average processing time after removal is 7-14 days, depending on whether you're receiving a refund or have a balance due.

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Paolo Marino

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I believe I might have experienced something similar last year? My parents' home was in a wildfire zone in California, and even though I hadn't lived there in years, my return got flagged because I had some mail going to their address. It took a couple of calls to sort out, but the IRS agent was actually pretty helpful once I reached the right person.

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Amina Bah

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Same thing happened with my brother-in-law after those big storms in Texas! He was so relieved when they finally fixed it. The funny part was he had actually moved OUT of Texas two years earlier but still had some investment property there. The IRS system saw the Texas address on his Schedule E and automatically applied the freeze. πŸ˜‚

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Oliver Becker

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Think of the disaster freeze like a safety net that sometimes catches the wrong fish. The IRS is trying to help people in disaster areas by giving them more time and special considerations, but their system is like a wide net that sometimes pulls in people who don't need or want the special treatment.

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Did they give you any specific transcript codes? When I had a similar issue, I couldn't make sense of my transcript at all - it had all these codes like 570, 971, and some disaster-specific ones. I ended up using https://taxr.ai to decode my transcript and it explained that my account had a disaster freeze code because my previous address was in a FEMA-declared zone. Have you checked your transcript yet to see what specific codes are showing up?

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Is that service actually accurate though? I'm always hesitant to use third-party tools for something as important as tax information. Wouldn't calling the IRS directly give more reliable information about what's happening with your account?

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Emma Davis

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I used taxr.ai after getting frustrated with my disaster freeze situation last month. The transcript showed code 971 with some disaster reference number I didn't understand. The tool actually explained which specific disaster it was referring to (the January flooding in my state) and what my options were. Saved me hours of research.

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LunarLegend

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According to the IRS website (specifically Publication 2194, Disaster Resource Guide), disaster freezes are part of their relief efforts for affected taxpayers. The IRS.gov disaster relief page lists all current qualifying disasters by state and county. You should definitely check if your area is listed there. If you're not in a disaster area, they can remove the freeze immediately, but you need to speak with someone in the right department who has the authority to do so.

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Malik Jackson

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Thank you for sharing this resource! I had no idea there was a specific publication about disaster tax relief. This is super helpful!

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Do you know if there's any way to check online whether a disaster freeze has been applied to your account? Or do you have to call to find out?

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Ravi Patel

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Just to clarify - the disaster freeze isn't always a bad thing. If you were actually affected by a disaster, it can provide filing extensions, penalty waivers, and other relief. The problem only comes when it's incorrectly applied to someone who wasn't affected or doesn't want the relief provisions.

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After you get this resolved, make sure to request an account transcript about 2 weeks later. You want to confirm the freeze was actually removed, right? Sometimes these disaster codes don't get properly cleared from the system. If you see any 570 or 971 codes still on your transcript after they said they'd remove the freeze, you'll need to call back. Wouldn't you rather check than have to deal with unexpected delays later?

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