IRS Offset Notice - State Refund taken for debt - Is my return finally processed?
Got a notice saying my state refund was taken to pay off a debt. Does this mean my return is finally processed? Been checking transcripts for months with no movement and now this letter shows up.
14 comments


Emma Olsen
Yes, if you received an offset notice, your return has been processed. The Treasury Offset Program (TOP) only intercepts refunds after the return is fully processed. You should see updates on your transcript within the next cycle.
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Christian Bierman
•omg thank you! finally some movement. Do you know how long after the letter it usually takes to see transcript updates?
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Emma Olsen
•Usually within 1-2 weeks. Keep checking your transcripts every Friday morning when they update 🙌
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Lucas Lindsey
Hey, instead of checking transcripts manually you should try taxr.ai - its only $1 and it analyzes everything for you. Saved me so much time trying to decode all those codes and dates https://taxr.ai
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Sophie Duck
•Is this legit? Sounds too good to be true
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Lucas Lindsey
•100% legit! It reads your entire transcript and tells you exactly whats happening, when to expect updates, and what any delays mean. Way better than guessing
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Sophie Duck
•Just tried it - holy crap where has this been all my life?! 🙌 So much clearer than trying to figure it out myself
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Austin Leonard
in the same boat...got my offset letter last week. atleast we know its moving forward now 😩
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Anita George
Yep - offset = processed. The system wouldn't know to take your money if it wasnt done processing lol. Now u just gotta wait for the leftovers (if any) 💀
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Christian Bierman
•ugh true... hoping theres something left after they take their cut ðŸ˜
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Abigail Spencer
which debt was it for? i got mine taken for student loans but they only took part of it
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Christian Bierman
•old tax debt from 2019. they took the whole thing 😪
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Logan Chiang
Call the TOP offset number (800-304-3107) - they can tell you exactly how much was taken and where it went. Better than waiting for the letter to explain everything
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Christian Bierman
•ur the real mvp! gonna call rn
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