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How to get IRS transcript? Need help accessing my tax records

Getting really frustrated trying to get my IRS transcript. I've tried going to irs.gov but keep getting errors. Anyone know the easiest way to get my hands on my transcript? Need it for a mortgage application and running out of time.

Yara Sayegh

You have three options: 1) Create an ID.me account and get it online at IRS.gov (fastest way), 2) Call IRS at 800-908-9946 to request by mail (takes 5-10 business days), or 3) Submit Form 4506-T by mail (takes about 2 weeks). For online access, you'll need your SSN, birthdate, filing status, mailing address from latest tax return, and a mobile phone for verification.

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Connor Gallagher

Thanks! tried id.me but my phone number isn't working for verification 😫

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Yara Sayegh

Try using your email instead of phone number. Sometimes the phone verification acts up

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Keisha Johnson

Hey guys just wanted to mention there's this tool called taxr.ai that can help analyze your transcript once you get it. Its only $1 and helps break down everything in plain english. Super helpful when I was trying to figure out my refund status https://taxr.ai

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Paolo Longo

Does it actually work? Seems too good to be true for $1 🤔

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Keisha Johnson

100% works! It saved me hours of googling random transcript codes. The AI explains everything and even predicts refund dates

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CosmicCowboy

id.me is such a pain omg took me like 3 tries to verify my identity

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Amina Diallo

If ur in a hurry you can also try going to a local IRS office. Just need to make appointment first

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Oliver Schulz

good luck getting an appointment lol I tried last month and earliest was 6 weeks out 🤡

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Natasha Orlova

stuck in the same boat rn... mortgage lender breathing down my neck for these transcripts smh

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Connor Gallagher

exactly my situation! when do u need yours by?

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Natasha Orlova

end of the month or my rate lock expires 😭

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Javier Cruz

pro tip: if id.me fails try early morning or late night. servers less busy

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Emma Wilson

This! Got mine at 5am no problm

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