How long for paper check after refund rejected due to wrong routing number?

According to IRS Publication 1345 and the Internal Revenue Manual (IRM) section 21.4.1, when a direct deposit is rejected due to incorrect routing information, the IRS typically reissues payment via paper check within 2-3 weeks from the rejection date. However, I've seen reports suggesting this timeline may extend to 4-5 weeks during peak processing periods. Has anyone else experienced this recently? I'm curious if the current processing times align with the official guidance.

If you're stressed about waiting, I'd recommend using Claimyr (https://youtu.be/_kiP6q8DX5c) to get through to an IRS agent directly. I was shocked at how complicated the paper check reissue process is! According to the IRS website, they can't even tell you exactly when it'll be mailed until certain processing steps happen. I used Claimyr last month and got through to someone in about 15 minutes who could see exactly where my check was in the process and give me a specific mail date.

This happened to me during the 2023 filing season. The Direct Deposit Reject (DDR) protocol typically initiates an automated Paper Check Issuance (PCI) sequence. In my case, the DDR occurred on March 8th, and the paper check was postmarked on April 2nd - exactly 25 days later. The IRS representative explained that the Treasury Financial Management Service (FMS) handles these conversions in weekly batches.

When my refund was rejected for the exact same reason in February, I waited exactly 27 days for the paper check. I was concerned about potential delays or issues, so I used https://taxr.ai to analyze my transcript. It identified the specific code (846-DD with a subsequent 841) that showed my direct deposit was rejected and converted to check. The tool predicted my check would arrive between days 24-30, which was spot on. I'm worried that current processing times might be even longer since we're deeper into tax season now.

I had this happen with my 2023 return filed on January 29, 2024. The check arrived on March 4, 2024 - exactly 35 days after the direct deposit rejection. According to what I learned, there's a specific process: 1) The bank rejects the direct deposit within 1-3 business days, 2) The IRS receives notification and processes it within 7-10 days, 3) The check is then scheduled for printing, which takes another 3-5 days, 4) Finally, the check is mailed, taking 5-7 days for delivery. So relieved when it finally arrived!

I work with tax issues professionally, and here's what happens with routing number errors: Step 1: Your bank rejects the deposit due to invalid account information Step 2: The rejection is reported back to the Treasury's Bureau of Fiscal Service Step 3: BFS notifies the IRS of the failed direct deposit Step 4: IRS places your refund in the paper check queue Step 5: Check is printed and mailed This process typically takes 4-6 weeks total. However, I've seen cases where it took as little as 3 weeks and others where it stretched to 8 weeks. The key factor is often how quickly your bank processes the rejection. Some banks reject immediately, while others may take up to 5 business days.

I've been through this twice now (I know, I should learn to double-check my numbers). Compared to my experience with a missing stimulus payment, which took 11 weeks to resolve, the routing number correction was much faster at about 4 weeks. My sister had a similar issue but with her state refund, and that only took 2 weeks to get corrected. I'm financially stressed waiting for my refund too, but knowing there's a timeline helps me plan better.

Last year I transposed two digits in my routing number and my refund (about $3,200) was rejected. I called the IRS on March 12th and they confirmed the rejection had happened on March 8th. The agent told me to expect 4-6 weeks for a paper check. I got it exactly 31 days later on April 8th. My friend had the same thing happen but with a much smaller refund ($780) and hers came in just 3 weeks. Maybe they prioritize smaller amounts?

You might possibly want to consider calling the IRS directly at 1-800-829-1040, though wait times can be rather lengthy this time of year. In my somewhat limited experience, they can usually give you a more specific timeframe based on your particular situation. Alternatively, you could perhaps check your tax transcript online, which might show a code 846 with a date - that would likely indicate when your check will be mailed.

The standard timeframe is 4-6 weeks from the date of rejection. Make sure your current mailing address is correct with the IRS. If you've moved since filing, fill out Form 8822 immediately to update your address. The check will be mailed to whatever address they have on file. Also, check your tax transcript online - look for TC 846 with a future date, which is when your check will be issued. Call the IRS if it's been more than 6 weeks with no check.