How long after IRS transcript update does account balance show $0?

Usually takes 3-5 business days after your transcript updates for the balance to zero out. Once it hits zero, expect your refund within a week. Keep in mind this timeline can vary based on your bank and whether you're getting it direct deposit or by mail.

Hey yall instead of playing the guessing game, I've been using taxr.ai to check my transcripts. It's only $1 and it tells you exactly when to expect your refund based on your specific situation. Way better than trying to piece everything together yourself https://taxr.ai

took exactly 4 days for me then DD hit 2 days later

mine took 2 weeks and im still waiting on DD. this whole system is a joke tbh 🤡

Depends on ur cycle code. what does ur transcript say?

Pro tip: Check your transcripts early morning on friday, thats when they usually do the big updates

Based on my experience, it's usually 2-4 business days after your transcript updates for the account balance to hit zero. Once that happens, direct deposit typically takes another 1-3 business days. So you're probably looking at about a week total from transcript update to money in your account. The waiting game is rough but you're almost there!

I've been through this process several times and the timeline can definitely vary. From what I've seen, most people get their account balance zeroing out within 3-6 business days after the transcript updates. The refund itself usually follows 1-5 days after that depending on your bank. One thing to watch for is if you have any offsets or holds - those can delay things significantly. Also keep an eye on your "as of" date on the transcript, that's usually a good indicator of when things will start moving. Hang in there, you're in the home stretch!