How long after IRS transcript update does account balance show $0?

Usually takes 3-5 business days after your transcript updates for the balance to zero out. Once it hits zero, expect your refund within a week. Keep in mind this timeline can vary based on your bank and whether you're getting it direct deposit or by mail.

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took exactly 4 days for me then DD hit 2 days later

mine took 2 weeks and im still waiting on DD. this whole system is a joke tbh 🤡

Depends on ur cycle code. what does ur transcript say?

Pro tip: Check your transcripts early morning on friday, thats when they usually do the big updates

Based on my experience, it's usually 2-4 business days after your transcript updates for the account balance to hit zero. Once that happens, direct deposit typically takes another 1-3 business days. So you're probably looking at about a week total from transcript update to money in your account. The waiting game is rough but you're almost there!