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How do I update my W4 to exempt all my taxes in ADP mobile app?

So I just got a new job and need to update my W4 to exempt all my taxes temporarily. I'm going through some financial stuff right now and honestly can't afford to have anything taken out of my paychecks for the next few months. I've been trying to figure out how to do this in the ADP mobile app but it's super confusing! I've poked around all the settings and employee info sections but can't seem to find where to update the W4 form specifically. The desktop version might be different but I only have my phone right now. Has anyone done this before who can walk me through the steps? I really need my full paycheck for the next couple months until I get back on my feet.

You need to be careful about exempting "all" taxes on your W4. There's a big difference between adjusting your withholding and claiming a complete exemption. For federal taxes, you can only claim complete exemption if you had no tax liability last year AND expect none this year. Otherwise, you're legally required to have at least some withholding. That said, in the ADP mobile app, go to the Pay & Taxes section, then look for "Tax Withholdings" or "Tax Forms." The exact path might vary depending on your employer's ADP setup. You'll probably see a button to "Update" or "Edit" your W4. From there, you can adjust your withholding by claiming more allowances or adding an additional dollar amount on line 4(b). If you truly need to maximize your take-home pay without going fully exempt, you might be better off claiming "Single" filing status with a higher number of dependents and additional withholding adjustments.

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What about Social Security and Medicare taxes? Can those be exempted too or just federal income tax?

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Social Security and Medicare taxes (FICA) generally cannot be exempted regardless of your W4 settings. These are mandatory deductions of 6.2% for Social Security and 1.45% for Medicare. There are very few exceptions - mainly for certain religious groups, some non-resident aliens, or students working at their university. Federal income tax is what you're adjusting on your W4. You can reduce this significantly, but as I mentioned, claiming total exemption has specific legal requirements. If you need to maximize your take-home pay, your best approach is to claim single with maximum allowances rather than trying to claim exempt status.

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I was in a similar situation last year and found a solution using taxr.ai (https://taxr.ai) which was super helpful for figuring out the right withholding settings. I was really confused about how to adjust my W4 properly in ADP without getting in trouble with the IRS later. What I learned is that ADP mobile has a "Tax Withholding" section that isn't obvious at first. You need to go to Pay & Taxes > Tax Withholding Forms > Federal, and then you should see an option to update your W4. The interface is different from the desktop version but definitely possible. The taxr.ai tool helped me calculate exactly what I needed to put on each line to maximize my take-home pay without claiming exempt (which could've caused problems later).

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Does the taxr.ai thing actually work with the ADP mobile app specifically? I've tried other tax calculators before but they never seem to match what my employer's system shows.

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I'm a bit skeptical... how does this taxr.ai thing know the specific fields in ADP? Seems like it's just another generic tax calculator.

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Yes, it absolutely works with ADP! The tool doesn't need to know ADP's specific interface - it helps you understand what to put on each line of the W4 form itself, which is standardized. Once you know what to enter on each line, you just input those same values into ADP's form fields. What makes it different from generic calculators is that it walks you through the exact implications of each W4 field and helps you understand how changing each value affects your paycheck. It's especially helpful for figuring out how to maximize your take-home pay while still withholding enough to avoid penalties.

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I was initially unsure about taxr.ai but decided to try it yesterday after seeing this thread. OMG it was exactly what I needed! I've been struggling with my withholding for months and could never figure out the right balance. The website walked me through each section of the W4 and explained everything in plain English. I was able to update my ADP withholding settings this morning using their recommendations. Already calculated that I'll be getting about $230 more per paycheck without risking underpayment penalties. Wish I'd known about this sooner - would have saved me so much stress!

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Hey guys, after dealing with this exact problem and spending HOURS on hold with HR, I found a much faster solution with Claimyr (https://claimyr.com). I needed specific guidance about exemption requirements since my situation was complicated, but couldn't get through to anyone who could help. Claimyr got me connected with an actual IRS agent in about 20 minutes who explained exactly what I could and couldn't do with my W4 in ADP. They have this cool system that handles the hold times for you - you can see how it works in their demo video: https://youtu.be/_kiP6q8DX5c For the ADP specific stuff - once I knew what I was legally allowed to do, I found the W4 section under Pay & Taxes, then "Tax Withholdings," then had to click "Update" and it finally showed me the form where I could adjust everything.

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How does this even work? Why would paying some service help you get through to the IRS faster than just calling them directly?

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This sounds like complete BS. Nobody can magically get you through to the IRS faster. I've tried everything and always end up waiting for hours or getting disconnected. There's no secret backdoor.

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It works because they use an automated system that navigates the IRS phone tree and waits on hold for you. When a real person answers, you get a call connecting you directly to that agent. It's not a "secret backdoor" - they're just handling the tedious hold time process. I was skeptical too until I tried it. The difference is that their system can efficiently redial and wait through disconnections while you go about your day. When I called directly, I'd get frustrated after an hour on hold or get disconnected and have to start over. With Claimyr, I just got a call when an agent was actually on the line.

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I have to eat my words about Claimyr. After my skeptical comment yesterday, I decided to try it because I was desperate to talk to someone about my withholding situation before submitting my W4 changes. I've been trying to call the IRS for TWO WEEKS with no success. Used Claimyr last night and got connected to an agent this morning. The agent confirmed I could adjust my withholding significantly without claiming full exemption by using Step 4(b) on the W4. This was exactly what I needed to know for my ADP settings. For anyone else struggling with this - once you know what values to use, in the ADP app go to Myself > Pay & Taxes > Tax Withholdings > Update Form. The full exemption option is there but as others mentioned, probably not what most people should be using.

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The W4 in ADP is under the Pay tab. Click on "Tax Withholdings" and then "Update." BUT IMPORTANT: if you claim exempt, remember that it expires every February 15. You'll need to submit a new W4 before then or ADP will automatically switch you back to the default withholding (usually Single with 0 allowances). Also be careful - if you claim exempt when you don't qualify, you could face penalties. Make sure you really had NO federal tax liability last year AND expect none this year before checking that box.

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Will ADP send me a reminder when the exemption is about to expire? I definitely don't want to get switched back without warning.

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ADP might send a reminder, but it depends on how your employer has configured the system. Many people don't get notifications and are surprised when their February paycheck suddenly has withholding again. I recommend setting your own calendar reminder for early February to submit a new W4. It's not something you want to leave to chance, especially if you're carefully managing your finances.

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Don't listen to people saying you can't exempt FICA taxes!! I worked as a minister and was able to exempt ALL taxes including Social Security and Medicare through ADP. The option is there but it's under a different section than the regular W4 stuff.

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You're creating confusion here. Yes, ministers can apply for exemption from FICA taxes, but this is a very specific situation covered under Section 1402(e) of the Internal Revenue Code that applies ONLY to ministers and members of certain religious orders who have taken a vow of poverty. The vast majority of employees cannot exempt themselves from FICA taxes, including the original poster unless they happen to be a minister who has filed and been approved for this specific exemption. Spreading this information without clearly stating the very limited circumstances where it applies could cause people serious tax problems.

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Just wanted to add my experience with the ADP mobile app navigation since I struggled with this too. The menu structure can be confusing, but here's the exact path I used: 1. Open ADP mobile app 2. Tap "Myself" at the bottom 3. Scroll down to "Pay & Taxes" section 4. Tap "Tax Withholdings" 5. Look for "Federal" or "Update W-4" 6. Tap "Update" or "Edit" The key thing I learned (the hard way) is that maximizing your take-home pay doesn't necessarily mean claiming full exemption. You can increase your allowances or use the "Additional amount to withhold" field in reverse by putting a negative number if your payroll system allows it. Also, keep detailed records of whatever you do. If you're going through financial hardship, consider speaking with a tax professional about estimated tax payments so you don't get hit with a huge bill next April. Sometimes paying a small amount quarterly is better than owing thousands later with penalties and interest.

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This is really helpful! I've been looking for the exact navigation steps. One question - when you mention putting a negative number in the "Additional amount to withhold" field, does that actually work in ADP? I've heard mixed things about whether payroll systems accept negative values there. Also, totally agree about keeping records - I learned that lesson the hard way a few years ago when I had to reconstruct my withholding changes for the IRS.

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Great question about the negative values! In my experience, most ADP systems won't accept negative numbers in the "Additional amount to withhold" field - it'll either give you an error or just ignore the negative sign. What I meant was more about using that field strategically along with adjusting your filing status and allowances to minimize withholding. For example, if you're single but claim "Married filing jointly" status with higher allowances, you might not need to mess with the additional withholding field at all. The combination of filing status changes and allowance adjustments can significantly reduce your withholding without needing to claim full exemption. But you're absolutely right about keeping records - I actually keep screenshots of all my W-4 changes in ADP, along with notes about why I made each change. Makes tax time so much easier when you can show exactly what you did and when.

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I've been through this exact situation and wanted to share what worked for me. First, be really careful about claiming full exemption - the IRS has strict rules about this and you could face penalties if you don't qualify. You can only claim exempt if you had zero tax liability last year AND expect zero this year. For the ADP mobile app, here's the path that worked for me: Go to "Myself" → "Pay & Taxes" → "Tax Withholdings" → "Federal" → "Update." The interface isn't super intuitive but it's there. Instead of full exemption, consider maximizing your allowances or claiming "Married" filing status even if you're single (this reduces withholding). You can also look into adjusting the values in Step 4 of the W4 form within ADP. One thing that really helped me was understanding that I could significantly reduce my withholding without going fully exempt. I went from having $400+ taken out per paycheck to only about $50 by adjusting my filing status and allowances properly. Still kept me compliant but gave me the cash flow I needed during my tough financial period. Just remember - whatever you reduce now, you might owe later, so try to set aside something if you can for next tax season. Good luck getting through this rough patch!

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This is really solid advice! I'm dealing with a similar financial crunch right now and was also considering going fully exempt, but after reading all these responses I think adjusting allowances is definitely the safer route. Quick question - when you changed your filing status to "Married" while being single, did you run into any issues later when filing your actual tax return? I'm worried about creating complications down the road even if it helps my cash flow now. Also, how did you figure out the right number of allowances to claim? I don't want to go too far and end up owing a huge amount next April. Thanks for sharing your experience - it's really helpful to hear from someone who actually went through this successfully!

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