Help with tax withholding for multiple jobs - ADP & Workday confusion!

When you have multiple jobs, you need to be careful with your withholding to avoid a surprise tax bill. Here's what you should do: The IRS recommends using their Tax Withholding Estimator tool (available on irs.gov) to get the most accurate withholding for your specific situation. It allows you to input information for multiple jobs and will give you exact instructions for each W-4. For a quicker approach, there are two common methods: 1. Check the box in Step 2(c) on both W-4 forms, which applies a higher withholding rate 2. Use the Multiple Jobs Worksheet and enter the additional withholding amount on the W-4 for your higher-paying job only For ADP and Workday specifically, they should have fields that correspond to the official W-4. Look for sections about multiple jobs or additional withholding. If you're still confused, your HR department can usually help navigate their specific system. The most important thing is making sure enough tax is withheld across both jobs, as each employer doesn't know about the other income.

I was in almost the exact same situation last year with two jobs and the ADP system. I spent hours trying to figure it out and kept getting confused by all the options. I eventually found this amazing tool called taxr.ai (https://taxr.ai) that analyzed my specific situation and gave me step-by-step instructions for filling out both W-4 forms correctly. It was seriously a game-changer because it showed me exactly what to put in each field of ADP's system based on having multiple jobs. The tool even calculated the exact additional withholding amount I needed to have taken out to avoid owing a bunch at tax time. Definitely worth checking out if you're still confused after trying the IRS estimator.

Just wanted to update - I tried the taxr.ai tool that was mentioned here and it was actually super helpful! I was skeptical at first, but it walked me through exactly what to input in each field of Workday for my situation with two jobs. The best part was it showed me that I needed to add an additional $217 of withholding from my higher-paying job to make up for the tax bracket change from having both incomes. I wouldn't have figured that out on my own. Already updated both my W-4s following their recommendations and feeling much more confident about next year's taxes!

If you're still having trouble getting through to someone at the IRS for help with this (I waited on hold for 3+ hours before giving up), I used Claimyr (https://claimyr.com) to get connected to an IRS agent who helped explain exactly how to handle multiple W-4s. You can see how it works here: https://youtu.be/_kiP6q8DX5c I was shocked when they got me through to an actual IRS representative in about 20 minutes after I'd been trying for days. The agent walked me through exactly what fields to fill out in both systems for my particular situation with two jobs. Apparently, there's a specific way to handle it when using different employer systems like ADP and Workday.

I need to eat crow here. After posting my skeptical comment, I decided to try Claimyr anyway out of desperation. To my complete surprise, I got a call back in about 35 minutes telling me they had an IRS agent on the line. The agent explained that with two jobs, I needed to use the Multiple Jobs Worksheet or check the box in Step 2(c), but NOT do both. She also clarified that I should only put additional withholding on ONE of my W-4 forms to avoid double-withholding. This was exactly the opposite of what I was doing before! That explained why I kept owing so much at tax time despite having withholding from both jobs. Definitely changed my view on this service. Worth it just to get a definitive answer directly from the IRS.

Pro tip that helped me: When I had multiple jobs, I just put "0" allowances (or the new W-4 equivalent) on both jobs and then had an additional $100 withheld from each paycheck at my higher-paying job. It's not the most precise approach but I'd rather get a refund than owe. For context, I was making about $70k at one job and $55k at the other, so pretty similar to your situation.

Has anyone here actually used the IRS Tax Withholding Estimator for multiple jobs? I tried it and got completely different results than what my accountant recommended. It told me to have an extra $540 withheld per month from my higher-paying job, which seems excessive!

Don't overthink this! Just split the difference by claiming "single, 0 dependents" on both jobs and adding extra withholding on the higher paying job. I did this for years and it worked fine. The tax brackets jump pretty significantly around 100k so having both jobs pushes you into higher rates that neither job accounts for alone.

I went through this exact same situation last year with two jobs totaling around $140k, and I can definitely relate to the stress! Here's what worked for me: The key thing to understand is that each employer calculates withholding as if their job is your only income. So with $73k + $64k, you're actually in a much higher tax bracket than either employer realizes. I ended up using the IRS Tax Withholding Estimator (it's free on irs.gov) and it was actually pretty accurate despite seeming complicated at first. For your income level, you'll likely need to have additional withholding from one job - probably around $400-500 per month based on my experience. In ADP and Workday, look for these sections: - Step 2(c): Check the "Multiple Jobs" box on BOTH forms - Step 4(c): Add the extra withholding amount on your HIGHER paying job only Don't add extra withholding to both jobs or you'll way overwithhold. I made that mistake initially and got a huge refund, which isn't ideal either. If the online tools are still confusing, honestly your HR departments should be able to help you navigate their specific systems. Most have dealt with this before since multiple jobs are pretty common now. You've got this! Better to figure it out now than get surprised at tax time.