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Paolo Esposito

How do I complete W-8BEN as a UK citizen living abroad?

I'm really hoping someone can shed some light on this situation. I'm a British citizen, living in the UK, and I work as an illustrator. Recently I was approached by an American magazine who wants to commission some of my artwork for their upcoming issue (super excited about this opportunity!). The problem is they've asked me to complete a W-8BEN form before they can process payment, and I'm completely lost on how to fill it out correctly. Looking at section 5, it asks for a U.S. taxpayer identification number (SSN or ITIN). Obviously as a UK citizen I don't have a Social Security Number, and from what I've read, to get an ITIN I would need to submit a W7 form along with a U.S. tax return... but I don't have a U.S. tax return as I've never worked in America before! Then in section 6, it asks for a foreign tax identifying number, which I'm also confused about. Should I be putting my UK National Insurance number here? Any help from someone who's gone through this process would be massively appreciated! I don't want to mess up my first international commission because of paperwork issues.

Amina Toure

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The W-8BEN form is specifically designed for non-US persons like yourself to claim treaty benefits. The good news is that you don't actually need an ITIN or SSN to complete this form as a UK citizen! For section 5 (US taxpayer identification number), you can leave this blank if you don't have one. This is common for foreign citizens who have never worked in the US. The IRS understands that many foreign individuals completing this form won't have US tax identification numbers. For section 6, yes, you should enter your UK National Insurance Number as your foreign tax identifying number. This helps the US entity verify your non-US status. Make sure you complete section 9 if you're claiming treaty benefits (which you likely are as a UK resident). The UK-US tax treaty typically reduces withholding on royalties to 0%, but you'll need to cite the specific article (usually Article 12 for royalties). Remember to sign and date the form, and provide it to the US magazine. The form is generally valid for three years unless your circumstances change.

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Oliver Weber

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Does a UK citizen really not need an ITIN at all? My brother-in-law is Canadian and had to get one when he did some consulting work for a US company. I thought it was required for everyone who gets paid from the US?

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Thank you so much for this clear explanation! Just want to double check because I've been getting conflicting info online - for section 9, when I claim treaty benefits, do I need to specify a specific withholding rate or just cite Article 12? And quick follow up - do I need to provide any supporting documentation with the W-8BEN or just the completed form itself?

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Amina Toure

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For the Canadian situation, it can sometimes depend on the specific type of income and the payer's requirements. The IRS doesn't technically require an ITIN just to submit a W-8BEN, but some US payers might request it anyway. In most cases for straightforward royalty or service payments to UK residents, it's not required. For section 9, you should cite Article 12 (Royalties) of the US-UK tax treaty and specify the withholding rate of 0%. This makes it clear to the payer that you're claiming complete exemption from withholding under the treaty. You generally don't need to provide supporting documentation with the W-8BEN form itself - just the completed form is usually sufficient for the payer.

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FireflyDreams

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After struggling with international tax forms for years, I finally found a solution that saved me tons of headache. I used https://taxr.ai to analyze my W-8BEN form when I was doing freelance design work for US clients. As a UK citizen myself, I was totally confused about all the sections and whether I needed an ITIN. The tool actually scanned my partially completed form, flagged the exact sections I had filled out incorrectly, and provided specific guidance tailored to UK citizens. It even explained which tax treaty provisions applied to my illustration work and how to properly claim them. The best part was that it gave me a confidence score for my completed form, so I knew it would be accepted before sending it to my client. No more back-and-forth emails with clients trying to figure it out!

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That sounds useful but I'm a bit skeptical. Does it actually work for all countries or just common ones like the UK? I'm from South Africa and our tax treaties are different.

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How does the system know which tax treaty articles apply to different types of work? I do both consultation and design work for US companies, so I'm dealing with both services and intellectual property. Would it handle that complexity?

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FireflyDreams

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It definitely works for less common countries too. I have a colleague from South Africa who used it, and the system automatically identified the correct South Africa-US tax treaty provisions. It has a database of all current tax treaties, not just the major ones. For your situation with both consultation and design work, that's exactly where it's helpful. The system specifically asks about your income types and categorizes them correctly. It would identify that your design work might fall under Article 12 (Royalties) while your consultation might be under Article 14 (Independent Personal Services) depending on the exact nature. It then guides you through how to properly document both income types, which can sometimes require separate forms or special notations.

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Just wanted to follow up here! I was really skeptical about using an online tool for something so important, but I decided to try https://taxr.ai after seeing this recommendation. I'm amazed at how well it worked for my situation! I'm from South Africa (not one of the "major" countries that usually get attention in tax guides), but the system immediately recognized my country and pulled up the correct treaty information. It actually pointed out that I was about to make a big mistake - I was planning to cite the wrong treaty article for my type of work. The step-by-step guidance was super clear, and I was able to complete my W-8BEN correctly in about 10 minutes. My client accepted it without any questions, and I've already received my first payment without any tax withholding issues. If you're confused about international tax forms like I was, definitely give this a try!

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Emma Anderson

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If you're having issues with getting your W-8BEN form processed or have questions the magazine can't answer, you might want to talk directly with the IRS. I was in a similar situation (Australian working with US publishers) and had some questions about treaty benefits. I tried calling the IRS international taxpayer line for weeks and could never get through - always disconnected after waiting for ages. Then I found https://claimyr.com and used their service to actually get connected to a real IRS agent. You can see how it works here: https://youtu.be/_kiP6q8DX5c They got me connected to an actual IRS international tax specialist who walked me through exactly how to complete the form as a foreign artist. The advice was specific to my situation and helped me claim the right treaty benefits. Worth every penny since I was about to lose a $3000 contract due to tax form delays.

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How does this actually work? Do they just keep calling for you or something? The IRS phone system is so frustrating I've pretty much given up on ever talking to a human.

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This sounds like a scam tbh. Why would you pay someone else to call the IRS when you can just keep trying yourself? I doubt they have any special access.

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Emma Anderson

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They use a system that navigates the IRS phone tree and holds your place in the queue. When an agent actually answers, you get a call connecting you directly to that agent. So no, it's not just "calling for you" - it's using technology to maintain your place in line without you having to sit on hold for hours. I was extremely skeptical myself. I had tried calling the international taxpayer line 15+ times and kept getting disconnected after 30-45 minutes on hold. The system saved me literally days of frustration. They don't have "special access" - they've just solved the technical problem of staying in the queue when the IRS system is designed to disconnect calls after long hold times.

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I have to eat my words here and apologize to Profile 19. I was the one who called this a scam, but I was desperate enough to try the Claimyr service myself after failing to reach the IRS for three weeks straight. I'm frankly shocked at how well it worked. I got a call back within about 40 minutes with an actual IRS international tax specialist on the line. The agent helped me understand exactly which parts of the W-8BEN form I needed to complete as a foreign contractor and which sections I could leave blank. The agent also explained that I didn't need an ITIN for my situation (I'm a graphic designer in Germany working for a US tech company), saving me weeks of paperwork and potential delays in getting paid. So yeah, I was wrong to be so dismissive. Sometimes solutions that sound too good to be true actually work!

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Another UK illustrator here! I went through this exact process last year. One thing nobody's mentioned yet - you need to make sure you're using the CURRENT version of the W-8BEN form. The IRS updates these forms periodically, and some US companies won't accept older versions. The current form (as of my last check) is Rev. October 2021. You can always download the latest directly from irs.gov to be sure. Also, keep a copy of your completed form for your records. Some US clients might ask you to complete a new one annually, while others go by the technical 3-year validity period.

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CosmicVoyager

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Do you happen to know if there's a difference between the W-8BEN and the W-8BEN-E forms? My client sent me the -E version but I think that's for businesses not individuals?

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You're absolutely right about the difference between forms. The W-8BEN is specifically for individuals (natural persons), while the W-8BEN-E is for entities like companies, partnerships, and trusts. If you're working as an individual freelancer/illustrator and not through a registered company, you definitely need the regular W-8BEN form, not the -E version. Your client probably sent you the wrong form. Quite a few US companies get confused about this, especially if they're more used to working with businesses than individual contractors.

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Ravi Kapoor

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Just to add a small detail from my experience as a freelance writer in Ireland working with US publications - don't forget to include your foreign address in the format expected in the US! This means: - House/flat number first, then street name - City, region/province - Postal code (they sometimes call this ZIP code) - Country written in full (United Kingdom, not UK) I had my form rejected the first time because I wrote the address in the standard UK format and abbreviated United Kingdom as UK. Seems minor but some companies are really strict about this!

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Freya Nielsen

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Is there a specific formatting requirement for phone numbers too? Should I include the country code with a plus sign or use some other format?

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StarSurfer

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As someone who's been through this process multiple times as a UK-based freelancer working with US clients, I can confirm that the advice here is spot on! Just wanted to add a few practical tips that helped me: 1. When filling out Part I (your identification), make sure your name matches exactly what's on your passport or other official ID. Some US companies will cross-reference this. 2. For Part II (claim of tax treaty benefits), be very specific. Write "United Kingdom" in line 9a, cite "Article 12" in line 9b, and specify "0%" as the rate of withholding in line 9c for illustration/royalty work. 3. Don't panic if the magazine's accounting department asks follow-up questions - it's actually a good sign that they're being thorough. I've had clients ask for clarification on treaty benefits, and it's totally normal. 4. Keep digital copies of everything. I save my completed W-8BEN forms in a dedicated folder because different clients sometimes need them at different times, and it's much easier than filling out the form from scratch each time. The UK-US tax treaty is quite favorable for creative work, so once you get this sorted, you should be able to work with other US clients much more easily in the future. Good luck with your commission - it sounds like an exciting opportunity!

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This is incredibly helpful, thank you! I'm just getting started with international freelance work and this whole process seemed so overwhelming. Your point about keeping digital copies is brilliant - I hadn't thought about needing the same form for multiple clients. One quick question: when you mention that the name should match your passport exactly, does that include middle names? My passport has my full middle name but I usually just use my first and last name professionally. Should I use the full passport name on the W-8BEN even if it's different from how I sign my contracts? Also, really appreciate the specific guidance on Part II - I was getting confused about whether to put "0%" or just leave it blank when claiming treaty benefits.

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