Refund Still Missing After IRS Amended Return Completed on 10/04/2024 - How Long Is The Wait?

My amended return finally shows completed as of 10/05/2024 but I haven't seen any deposits hit my account yet. I checked the "Where's My Amended Return" tool and it clearly shows all three checkmarks completed: Received ✓ 06/25/2024 Adjusted ✓ 09/14/2024 Completed ✓ 10/05/2024 The IRS website specifically states "We processed your amended return on October 05, 2024." I've been waiting for this refund for months now. Started the process back in June when I realized I had missed some deductions on my original filing. The adjustment was processed in September, which I thought meant money would be coming soon, but now it's been over a week since the "Completed" status appeared and still nothing in my bank account. Anyone know how long after completion the refund usually drops? Is there typically a delay between when they mark it complete and when they actually send the payment? The IRS tool mentions I can speak to customer service (they're open Monday through Friday, 7 a.m. to 7 p.m.), but I'll need a copy of my amended return for that call and I'd rather avoid the hassle if this timeline is normal. Dealing with the IRS phone system is always such a nightmare, and I don't want to waste hours on hold if the money is going to show up in the next day or two anyway. Has anyone else had a similar experience with amended returns this year? How long did it take for your refund to arrive after seeing the "Completed" status?

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NightOwl42

•7M

Your amended return has progressed through all three major checkpoints in the IRS system: Receipt (06/24/2024), Adjustment (09/13/2024), and Completion (10/04/2024). The total processing time from receipt to completion was approximately 3.5 months, which is within normal IRS timeframes for amended returns. With the completion date of October 4th, you can expect your refund to arrive within 1-3 weeks. The IRS typically processes refund payments in weekly batches, with most deposits occurring on Wednesdays. Since your completion was on a Friday, the first potential batch date would be the following Wednesday. The status showing "We processed your amended return" is the final confirmation stage before payment release. While you have the option to contact customer service during their 7 a.m. to 7 p.m. weekday hours, waiting another week or two would be reasonable given typical IRS disbursement patterns. Track your bank account particularly on Wednesdays and Fridays, as these are the most common days for IRS deposits to appear. If three weeks pass without a deposit, then contacting the IRS with your return copy would be the next recommended step.

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