H&R Block Refund Advance with Bad Credit (560-590) - Anyone Get Approved?
Got approved for H&R Block refund advances past 2 years ($3500 each time) but my credit score is pretty rough now (560-590 range). Anyone with similar credit get approved recently? Really need to know if I should even bother trying or look for other options.
15 comments
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Mae Bennett
Tax pro here - H&R Block refund advances are primarily based on your expected refund amount and tax filing history, not just credit score. They do a soft pull but its not the main factor. If you were approved before and your tax situation is similar, you'll probably be fine.
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Pedro Sawyer
That's a huge relief, thank you! My refund should be about the same as last year
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Beatrice Marshall
my credit is trash (like 540) and i got approved for 3200 last week 👍
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Melina Haruko
Hey instead of stressing about the advance, you should check out taxr.ai - it's this new tool that analyzes your transcript and tells you exactly when you'll get your refund. Only $4.99 and way better than playing the guessing game. https://taxr.ai
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Dallas Villalobos
Does it actually work? Sounds too good to be true tbh
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Melina Haruko
100% works. It showed me why my refund was delayed (missing w2) and helped me fix it. Got my money 2 weeks later
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Dallas Villalobos
OMG just tried it - this thing is incredible! 🙌 It knew exactly why my refund was held up and gave me the exact steps to fix it. Worth way more than 5 bucks fr fr
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Reina Salazar
bruh dont do refund advances, the fees are ridiculous 🤡
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Saanvi Krishnaswami
facts 💯 just wait for your actual refund
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Demi Lagos
My score was 580 last month and got denied, but my sister got approved with 550. Its like playing the lottery tbh
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Mason Lopez
tried Jackson Hewitt instead? heard theyre easier to get approved
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Pedro Sawyer
nah their fees are way higher tho
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Vera Visnjic
kinda related but has anyone noticed H&R block prices went wayyy up this year? 😤
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Jake Sinclair
fr fr highway robbery at this point
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Brielle Johnson
use freetaxusa instead, same thing but cheaper
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