How to check if H&R Block Refund Advance loan is paid off?

If you received your tax refund, the advance was automatically paid back. H&R Block takes their payment directly from your refund before sending you the remainder. You can verify this by checking your IRS transcript - the refund amount shown there will be the full amount before H&R Block's advance was deducted.

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I had this same worry last year lol. Called H&R Block and sat on hold for like 2 hours just to have them tell me it was already paid 🤡

tbh these tax advance places are predatory af. they charge crazy fees just to get your own money a few weeks early 🤮

Check your bank statement from when you got your refund. It should show the original refund amount minus the advance amount = what was deposited

You can also check your 1099-MISC or other tax documents from H&R Block - they should show any fees or advance amounts that were deducted. If you're still unsure, you can always call H&R Block customer service directly with your account info and they can confirm the advance was paid off. Don't stress too much though - these advances are designed to be automatically deducted from your refund, so if you received money back, you're almost certainly good to go!

Pro tip: if you're still worried about it, you can also check your credit report for free at annualcreditreport.com to make sure there's no outstanding debt from H&R Block showing up. But honestly, if you got your refund deposited, the advance was definitely paid back automatically - that's literally how their system works. They can't send you money without first taking what you owe them!