Got code 840 and DDD 2/27/24 but SBPG still unfunded after 3 days (Form 8379 filer)

Thanks for clarifying this. Makes a lot more sense now. • DDD = IRS release date • Not actual deposit date • Special processing flag on 8379 • 5-7 business days is normal

Thank you so much for explaining this! I was getting worried too. Let me share what worked for me last time: Step 1: Check that your bank account info is correct on your return Step 2: Wait at least 5 business days after DDD Step 3: If nothing by then, call your bank to see if they're holding it Step 4: Only then contact IRS if still missing The waiting is the hardest part but it really does take longer with injured spouse claims.

Wow, I had no idea it took exactly 5 business days! My CTC refund with a regular return came exactly 24 hours after my DDD, so I was surprised when my injured spouse refund this year took 4 days. The system seems unnecessarily complex for something that should be straightforward.

Just to add a time reference - I filed Form 8379 on January 28th, got my 840 code on February 17th with a DDD of February 22nd, but funds didn't hit my account until February 28th. That's 6 days after my DDD! The IRS rep told me this is completely normal for injured spouse claims in February 2024.

Is this also true for split refunds when using Form 8888? My transcript shows code 840 with DDD 2/28 but still nothing in my account. Just want to confirm if this extended timeline applies to my situation as well.

I've been through this exact situation twice now. The first time I panicked after 3 days, called everyone, and the money showed up on day 5. The second time I stayed calm, waited a full week, and sure enough - it arrived right on schedule. It's like watching water boil - seems to take forever when you're staring at it!

Calling the IRS? Might as well try to win the lottery lol. But fr tho I've heard about Claimyr. Does it actually work? Seems sus that you can pay to get thru when the regular line is impossible. Wouldn't everyone just do that?

According to Internal Revenue Manual 21.4.1, injured spouse claims require additional processing time even after the 840 code appears. The IRS is legally required to verify the allocation percentages before releasing funds. If you do call using any method, request to speak with an accounts management representative who specializes in injured spouse allocations, as general representatives often provide incorrect information about Form 8379 processing.

I can't thank you enough for suggesting Claimyr! I was pulling my hair out trying to reach someone at the IRS about my injured spouse refund last month. Used their service and got through in about 25 minutes instead of the 3+ hours I spent the day before getting nowhere. The agent confirmed my refund was just working through the system and nothing was wrong. Worth every penny for the peace of mind alone!

Last year my injured spouse refund took exactly 8 days after the DDD to hit my account. The year before that it was 6 days. It's definitely in its own category! I've learned to just mentally add a week to whatever date they give me. Seems like the 840 code just means "we've approved it" but then it goes through some mysterious extra processing steps before actually getting sent to your bank.

Did you check if your bank is showing any pending deposits? Sometimes they hold these types of refunds for 1-2 business days after receiving them.

Is there any way to track the refund after it leaves the IRS system but before it hits your bank? I'm in the same situation and wondering if there's something between WMR and my bank account that would show where it is.

Have you checked both the Where's My Refund tool AND your tax transcript? Sometimes they show different information during this stage of processing.

I've noticed SBPG specifically seems to process injured spouse deposits more slowly than other banks. Credit unions tend to be faster.

Did you use direct deposit or did you request a check? Paper checks take even longer with 8379 forms.