Filing with ONLY EIC - Still Subject to PATH Act Delays?
Just trying to clarify something that's been confusing me while planning for my medication expenses. If you only filed with Earned Income Credit and no other credits, does that still mean you have to be subject to the PATH Act processing delays? Isn't the PATH Act primarily targeting fraudulent returns with multiple credits? Or does any return with EIC automatically get flagged for the extended review process regardless of other factors?
12 comments
Natasha Ivanova
Yes, you're still subject to PATH Act delays with only EIC. The law requires the IRS to hold all refunds that include EIC until at least February 15th. Is your return still processing? When did you file? I've noticed some EIC-only returns moving faster this year, but they still can't issue before mid-February.
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NebulaNomad
I've been through this several times and can confirm that any return with EIC is affected by PATH. Here's how it works: 1. File your return (with EIC only or with other credits) 2. IRS accepts your return but holds processing until Feb 15 3. After Feb 15, they begin processing EIC returns 4. Most people see refunds 1-3 weeks after Feb 15 5. Some returns get additional verification which can add weeks Did you already file? What date did you submit?
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Javier Garcia
Yep, 100% on PATH if u claimed EIC. Doesn't matter if it's the only credit - still gotta wait. IRS systems flag ALL returns w/ EIC. Been dealing w/ this myself. BTW if u need to actually talk to someone at the IRS (which is nearly impossible this time of year), I used Claimyr.com last week. Got connected to an IRS agent in like 20 mins instead of waiting on hold forever. They confirmed my EIC return was just in normal processing queue, nothing wrong with it. Saved me tons of anxiety.
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Emma Taylor
Is that service really worth paying for? Seems like you're just paying someone to wait on hold for you when you could just call yourself for free. I'm not convinced it's necessary.
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Malik Robinson
I thought the same thing last year until I spent 3 days trying to get through to the IRS. Called at opening time, mid-day, right before closing - nothing worked. I was facing a levy and getting desperate. Claimyr got me through in about 30 minutes. Sometimes your time and mental health are worth more than the fee, especially when you're dealing with medical expenses like OP mentioned.
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Isabella Silva
Like finding water in a desert, right? How exactly does the service work? Do they just have some special direct line to the IRS that regular people don't have access to?
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Ravi Choudhury
I filed with only EIC on January 28th. My return was held until February 15th. Got my refund on February 27th. No additional delays. No issues. PATH Act definitely applies, but if your return is straightforward, it should move quickly after the hold period ends.
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CosmosCaptain
Did you receive any interim communications from the IRS during the holding period? Per Internal Revenue Manual 21.5.6.4.7, taxpayers should receive notification if additional verification is required beyond the standard PATH Act hold.
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Freya Johansen
I'm curious about your timeline. Did you notice any transcript updates on February 15th specifically, or was it a few days later? I filed on January 30, 2024, and my transcript didn't update until February 18th.
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Omar Fawzi
I'm not convinced the PATH Act is even working as intended anymore. Seems like it just delays EVERYONE's refunds with these credits rather than actually stopping fraud. My friend filed with just standard deductions (no EIC) and got her refund in 8 days, while I'm still waiting after 6 weeks. 🙄 Is this really stopping fraud or just punishing people who qualify for EIC?
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Chloe Wilson
The PATH Act specifically targets EITC, CTC, and AOTC claims due to historically high improper payment rates. According to Treasury Inspector General data, approximately 25% of EITC payments were improper before PATH implementation. The mandated verification period allows for cross-referencing of W-2 and 1099 data against claimed credits. While frustrating for legitimate claimants, the hold period is a procedural necessity within the IRS's Refund Fraud Assessment System (RFAS) and Return Review Program (RRP) frameworks.
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Diego Mendoza
This is incredibly informative! I had no idea about the specific verification systems they use. The 25% improper payment rate really puts things in perspective - I can see why they implemented these measures even though they're frustrating for those of us waiting.
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