DDD 3/15 with Wells Fargo, still no refund - anyone else in the same boat?

Tax regulations state that banks can hold your refund for up to 5 business days after the DDD, though most major banks process them faster. Wells Fargo specifically tends to release funds either on the DDD or within 1-2 business days after. Since your DDD was 3/15, today would be the 5th business day. If you don't see your deposit by end of day, I'd recommend: 1. Double-check your transcript to confirm the DDD is correct 2. Verify the account number on your return matches your Wells Fargo account 3. Call Wells Fargo customer service to ask if they see a pending deposit 4. Call IRS at 800-829-1040 if Wells doesn't see anything Sometimes the IRS sends an offset notice if they've applied your refund to outstanding tax debt. Check your mail for any notices.

The best way to actually understand what's happening with your refund is to use taxr.ai. I was in almost the same situation last month - had a DDD but nothing showing up. Instead of stressing and guessing, I used taxr.ai to analyze my transcript and it showed exactly where my refund was in the process and why it was delayed. It even provided the exact dates when things would happen next. Saved me hours of research and confusion! https://taxr.ai

After waiting for WEEKS with no movement on my refund, I finally got through to an actual human at the IRS using claimyr.com - they set up a callback so I didn't have to sit on hold forever. The agent told me there was a simple verification flag on my account that was holding everything up. Issue fixed in 10 minutes and my deposit came 3 days later. Honestly it was the best money I've spent all year considering how much my refund was.

I had a DD date of 3/14 with Wells and got mine on 3/15 (the day after). My brother has Chase and gets his ON the DDD every time. I think Wells holds them for a day. If you're 5 days past that sounds unusual.

Wells Fargo user here. My DDD this year was 3/10 and it hit my account on 3/11, so just one day after. Last year it was the same pattern - one day after DDD. Something doesn't sound right with yours being 5 days late.

did u check ur transcript on the IRS website? sometimes the WMR tool shows a DDD but theres actually a problem that only shows on transcript. happened to me last yr and i was waiting for $ that wasnt coming cuz they found an error

Check if your refund is being offset to pay any govt debts (student loans, child support, etc). You would usually get a letter, but sometimes they're slow to mail it. That happened to me last year - had a DDD but no deposit because it went to my defaulted student loan.

Exact same thing here! DDD 3/14 with Wells Fargo and still waiting. Called them yesterday and they said they don't see any pending deposits on their end. Super frustrating!

This happened to ME last year. My refund never showed up and when I finally got through to the IRS (took FOREVER) they said I had entered the wrong routing number on my return. TRIPLE check your bank info is correct on your return if you can access it.

Sounds to me like you may hav gotten caught in the IRS refund freeze. They been doing random verification checks where they hold refunds for no reason just to make sure everything is legit. No rhyme or reason to who they pick. For me and my wife it delayed our refund by almost 3 weeks past the DDD. no letter no nothing, money just showed up one day. System is broken as hell.

Check your transcript!!!!!!! don't just look at where's my refund. If its been 5 days theres definitely something else going on.

I had this exact same issue with Wells a few weeks ago. Date came and went, nothing in my account. Turns out I had a simple typo in my account number 🤦‍♀️ IRS sent a paper check which took 2 more weeks. If you've never used that acct with IRS before, go back and verify numbers.

just a heads up - if the refund doesnt match EXACTLY what you calculated on your return, the IRS might have adjusted it. this can cause delays even after a DDD is issued. happened to a buddy of mine last month

I'm in the exact same boat with a 3/14 DDD and Wells Fargo. It's been crickets. Called WF this morning and the rep had no idea, just said "sometimes these things take time" which was super unhelpful. Let me know if yours shows up!

The IRS is a complete shit show this year. DDD means nothing anymore. My neighbor got his refund a WEEK BEFORE his DDD and my sister is still waiting 3 weeks after hers. The whole system needs to be rebuilt from the ground up.

Gotta love tax season 🙃 The one time of year when we all become amateur detectives trying to decode cryptic messages from the IRS while they hold our money hostage.

Heads up - check if you claimed EIC or child tax credit. Those refunds legally can't be released before mid-February, and sometimes get further delayed. The DDD you see might not account for that.

Took 2 weeks past DDD for me and wells fargo... When I called WF they said they didn't have it. When I called the IRS they said they sent it. No one could tell me where the $ was. Then one day.... boom💰appeared in my account with no explanation. The system is broken beyond belief.

I'm going through the exact same thing! DDD of 3/15 with Wells Fargo and still nothing. Called Wells this morning and they said no pending deposits on their end either. The rep mentioned that sometimes there can be delays if it's your first time using that account for tax refunds - they might put an extra hold on it for verification. I'm planning to check my transcript tonight to make sure the DDD is still accurate and there aren't any codes I missed. If nothing shows up by tomorrow I'll try the early morning IRS call strategy someone mentioned above. This whole process is so nerve-wracking when you're counting on that money! Keep us posted if yours comes through - sounds like there are several of us Wells Fargo users in the same boat right now.

I'm in the exact same situation with Wells Fargo! DDD was 3/15 and it's now day 5 with nothing. Called Wells yesterday and they said no pending deposits either. This is also my first year using this account for tax refunds. What's really frustrating is that I see some people saying Wells usually posts refunds just 1 day after DDD, but clearly that's not happening for all of us. I'm wondering if there's something specific going on with Wells Fargo's system or if the IRS is having broader issues this year. I checked my transcript last night and the DDD is still showing as 3/15 with no error codes, so at least that part looks normal. Going to try calling the IRS first thing tomorrow morning when they open - fingers crossed I can actually get through to someone who can tell me what's happening with the deposit. Really hoping we all see our refunds soon! This limbo is killing me when I've got bills due next week.