Co-owner refusing to pay their share of property tax penalties and interest - facing tax lien sale
So I'm in a really difficult situation with my business partner who co-owns a property with me. We have 3 years of unpaid property taxes, and now the county is threatening to put the property up for tax lien sale. The problem is that my partner refuses to pay his share of the penalties and interest that have accumulated - he only wants to pay his half of the actual taxes while expecting me to cover ALL the penalties and interest by myself! What makes this worse is that all the tax notices and lien warnings have been going to HIS address (he's the one listed as primary contact with the county), and he never bothered to tell me about any of this until now! When I confronted him, he had the nerve to claim that I "knew about it all along" and just didn't do anything. Complete BS. I'm willing to be reasonable and split everything 50/50 - the base tax amount AND the penalties/interest since we're both owners. But he's refusing to budge on paying any portion of the penalties. I need advice on how to handle this. I definitely don't want the property going to tax sale, but I also don't think it's fair for me to shoulder all the penalty costs when he's equally responsible and was actually receiving all the notices. What legal options do I have to make him pay his fair share? Has anyone dealt with something similar?
27 comments


Connor Gallagher
This is unfortunately a common situation with co-owned properties. As a real estate attorney who's handled many similar cases, here's what you need to understand: When you co-own property, you're typically "jointly and severally liable" for the property taxes. This means the county doesn't care who pays what share - they just want their money, and they can come after either or both of you for the full amount. Your immediate priority should be preventing the tax lien sale, as this could result in losing the property entirely. Pay the full amount yourself if necessary to stop the sale, then pursue your partner for reimbursement. For recovering what your partner owes, you have several options: 1) Send a formal demand letter through an attorney, 2) File for partition action to force sale of the property and division of proceeds, or 3) Sue your partner for their share of the expenses. Document everything - payments you've made, communications with your partner, and evidence that notices were sent to their address. This will strengthen your case if it goes to court.
0 coins
AstroAlpha
•If I pay everything to prevent the sale, can I put a lien against my partner's ownership share of the property to make sure I get paid back when we eventually sell? And how much would an attorney typically charge to handle something like this? I'm worried about throwing good money after bad.
0 coins
Connor Gallagher
•Yes, you can file what's called a "contribution lien" against the property after paying the taxes. This establishes your right to be reimbursed for your partner's share when the property sells or refinances. The process varies by state, but generally requires filing documentation with the county recorder's office. For legal costs, an attorney would typically charge $300-600 for a demand letter, while a partition action could cost several thousand dollars depending on complexity and whether it's contested. Consider the property value and amount owed when deciding which approach makes financial sense. Some attorneys might offer a free consultation to help you evaluate your options.
0 coins
Yara Khoury
I had a similar situation last year with my investment property partner. We were behind on taxes and facing penalties, and I was getting nowhere trying to reason with him. I found this service called taxr.ai (https://taxr.ai) that helped me document everything and create a legally sound case to recover my costs. Their system analyzed all our ownership documents, tax history, and correspondence to generate a comprehensive report that showed exactly who was responsible for what. The best part was they helped me create a proper demand letter that outlined the precise tax obligations according to our ownership agreement. Once my partner saw the detailed breakdown and realized I had solid documentation, he agreed to pay his fair share including penalties. The whole process saved me thousands and prevented what was becoming a hostile situation from damaging our business relationship further.
0 coins
Keisha Taylor
•I'm in a somewhat similar situation but with a family member instead of a business partner. Does this service work for residential properties too? And can they help if we don't have a formal written agreement about tax responsibilities?
0 coins
Paolo Longo
•How long did the whole process take? I'm on a tight timeline with the tax sale coming up in about 3 weeks. Also, did you still need to get an attorney involved or was this service enough to resolve everything?
0 coins
Yara Khoury
•It absolutely works for residential properties too. They handle all types of co-ownership situations, including family properties. What's helpful is they can work with whatever documentation you have, even if it's just emails or text messages about financial responsibilities. They're good at establishing the implied agreements even when there's no formal written contract. The timeline varies depending on your situation, but in my case the analysis and documentation took about 4-5 days. For urgent situations like yours with a pending tax sale, they have an expedited option. I didn't need a separate attorney for my situation, but they can work alongside your lawyer if you already have one or want additional legal representation.
0 coins
Paolo Longo
Wanted to update everyone - I tried taxr.ai after seeing it mentioned here and it was seriously helpful! I was initially skeptical because my situation seemed too complicated, but their system actually had specific templates for co-owner tax disputes. They helped me create a comprehensive document that clearly showed how the penalties originated, the notification timeline, and exactly what each owner's responsibility was according to property law in my state. The interactive questionnaire was thorough but easy to follow, and I received a professional analysis within 2 days. My partner finally agreed to split everything 50/50 after seeing the documentation. What really helped was the section that outlined the potential consequences to both of us if the property went to tax sale. Didn't need to go to court or even hire a separate attorney. If anyone's dealing with uncooperative co-owners on property taxes, this is definitely worth checking out.
0 coins
Amina Bah
When I was dealing with my ex refusing to pay his share of property taxes after our divorce, I spent WEEKS trying to get through to someone at the county tax office to figure out my options. Constant busy signals, voicemails that were never returned, and when I'd finally get someone, they'd transfer me and I'd get disconnected. So frustrating! I ended up using Claimyr (https://claimyr.com) to connect with the county tax assessor's office. You can see how it works here: https://youtu.be/_kiP6q8DX5c - basically they stay on hold with government offices for you and call you when a real person answers. The tax assessor explained that they could set up a payment plan to stop the tax sale and gave me crucial information about documenting my payments separately from my ex's obligations. This was essential for my later legal case. Without getting through to an actual human at the tax office, I would have made several mistakes that would've compromised my position.
0 coins
Oliver Becker
•Does this actually work? I've been trying to get through to my county tax collector for over a month with no luck. How long did you have to wait even with this service? And do they just call you when someone picks up or do they also explain your situation to the government worker?
0 coins
CosmicCowboy
•Seems like a waste of money when you could just keep calling yourself. I've found that if you call right when government offices open in the morning, you can usually get through. Why pay for something you can do yourself with enough persistence?
0 coins
Amina Bah
•It worked amazingly well for me. I had tried calling for weeks on my own with no success. With Claimyr, I waited about 75 minutes before getting connected to a real person at the tax office - which was far better than the hours I'd wasted trying myself. They handle the calling and waiting on hold for you completely. When a real person answers, you get a call and are connected directly to that person. You explain your situation yourself once connected, which I actually preferred because I didn't want details of my situation shared by a third party. It was literally the difference between resolving my tax issue before the deadline or potentially losing my property.
0 coins
CosmicCowboy
I need to eat my words from my previous comment. After weeks of frustration and failed attempts to reach my county tax office, I finally gave in and tried Claimyr. Within 2 hours, I was speaking with an actual human being at the tax assessor's office who had the authority to help with my situation. The representative explained options I didn't even know existed, including a hardship payment plan that would immediately stop the tax sale process while I sorted things out with my co-owner. They also provided documentation showing when notices were sent out and to which address, which completely validated my position that my partner had been receiving all communications. This information was crucial in my negotiations. My stubborn partner finally agreed to a fair split after I presented the official record of all the notices sent to his address. Saved my property and probably my sanity too. Sometimes it's worth paying for a service when the alternative is losing a valuable asset.
0 coins
Natasha Orlova
Another option nobody's mentioned - check if your ownership agreement has any clauses about property expenses and default. My cousin was in a similar situation and discovered their LLC operating agreement had specific provisions for what happens when one owner fails to contribute to necessary expenses. They were able to invoke those provisions and essentially dilute the non-paying partner's ownership percentage based on the additional amounts the responsible partner had to cover. Might be worth reviewing any paperwork you signed when purchasing the property together.
0 coins
Zainab Ahmed
•We don't have an official operating agreement since we bought the property as individuals, not through an LLC. Do you think a standard co-ownership agreement would have similar provisions? I'm starting to think we should have put something in writing from the beginning...
0 coins
Natasha Orlova
•Without an LLC or formal partnership agreement, you're likely operating under what's called a "tenancy in common" arrangement by default. Unfortunately, these don't typically include automatic provisions for handling one party's failure to pay expenses. This is exactly why formal agreements are so important - they spell out these scenarios in advance. For future reference, even when buying with friends or family, always create a written co-ownership agreement that addresses tax responsibilities, maintenance costs, what happens if someone can't/won't pay, and exit strategies. In your current situation, your best bet is probably what others have suggested - pay to prevent the tax sale, then pursue legal remedies to recover your partner's share. Going forward, I'd strongly recommend creating a written agreement about how property expenses will be handled, even if you've been operating without one until now.
0 coins
Javier Cruz
One thing to consider - what type of co-ownership do you have? Is it joint tenancy, tenants in common, or something else? This actually matters for legal remedies. If you're tenants in common (most common for business partnerships), you each own a specific percentage and are responsible for that same percentage of expenses. This makes it clearer to pursue your partner for their share. For joint tenancy (more common with married couples), it's more complicated since you each technically own 100% of the property together.
0 coins
Emma Thompson
•I've seen this cause huge problems in estate situations too. My parents had a rental property with my uncle, and when he died, we discovered they were joint tenants with rights of survivorship, not tenants in common. Completely changed how the property taxes and liens were handled. Definitely check your deed!
0 coins
Kristin Frank
This is such a frustrating situation, and I feel for you dealing with an uncooperative partner. One thing I'd add to the excellent advice already given - make sure you're documenting EVERYTHING moving forward. Keep records of all your attempts to communicate with your partner about splitting costs, save screenshots of any text messages or emails, and get receipts for any payments you make. If you do end up paying the full amount to prevent the tax sale, make sure to pay by check or bank transfer so you have a clear paper trail. This documentation will be crucial if you need to take legal action later to recover your partner's share. Also, once this immediate crisis is resolved, seriously consider creating a written agreement about how you'll handle property expenses going forward. Even a simple document outlining who pays what percentage of taxes, insurance, maintenance, etc. could prevent this nightmare from happening again. You might also want to discuss whether one of you should buy out the other's share if you can't agree on basic financial responsibilities. The stress of potentially losing property due to someone else's negligence is awful, but don't let it force you into making poor long-term financial decisions. Protect the property first, then protect yourself legally.
0 coins
Ethan Moore
I went through something very similar with my sister on our inherited family property. The key thing that saved me was acting fast to prevent the tax sale, even though it felt unfair at the time. I paid the full amount (about $8,000 including penalties) to stop the sale, then immediately filed a contribution claim in small claims court. What really helped my case was that I had documented proof that all the tax notices went to her address, plus I had saved text messages where she acknowledged receiving them but kept saying she'd "deal with it later." The judge ruled in my favor within 30 days, and I was able to recover her half plus court costs. Don't let pride or principle cost you the property. Pay what you need to pay to stop the sale, then use the legal system to make your partner whole. The temporary financial hit is worth avoiding the permanent loss of your investment. And definitely consider whether this partnership is worth continuing if your partner won't take responsibility for basic property obligations.
0 coins
Saanvi Krishnaswami
•This is really encouraging to hear! I'm dealing with almost the exact same situation - my business partner has been ignoring tax notices for months and now we're facing a lien sale. Did you have to hire an attorney for the small claims court filing, or were you able to handle it yourself? And how did you calculate what to ask for beyond just the 50% split - did you include any additional costs or interest for the time you were out that money? I'm leaning toward just paying everything to save the property, but I want to make sure I set myself up properly to recover the costs afterward. Your success story gives me hope that there's light at the end of this tunnel!
0 coins
AstroAdventurer
•I handled the small claims court filing myself - it was actually pretty straightforward since the facts were clear cut. The filing fee was only about $50 in my county. I asked for her 50% share of the total amount I paid ($4,000), plus the court filing fee, plus interest at the statutory rate from the date I made the payment until judgment. The key evidence was: 1) Proof of the tax payments I made (bank statements/canceled checks), 2) Documentation showing the notices went to her address (I got this from the county), 3) Text messages where she admitted receiving notices but didn't act on them, and 4) Our property deed showing equal ownership. Most small claims courts have self-help resources and forms online. The hardest part was serving her with the papers, but you can usually pay a small fee to have the sheriff's department handle that. The whole process took about 6 weeks from filing to getting paid. Definitely worth it - I got back every penny plus my costs!
0 coins
Freya Andersen
I'm going through something very similar right now with my co-owner on a commercial property. What's been incredibly frustrating is trying to get accurate information from the county about payment options and deadlines while dealing with an unresponsive partner. One thing I learned the hard way is that even if your partner has been receiving all the notices, the county still considers both owners equally responsible for the full amount. They don't care about your internal disputes - they just want their money before the sale date. My advice would be to immediately contact the county tax office to understand exactly what your options are for payment plans or stopping the sale. Sometimes they'll work with you on a payment arrangement that can buy you time to resolve things with your partner. But don't wait - these deadlines are firm and the consequences of missing them are severe. I also agree with others about documenting everything and being prepared to pay the full amount if necessary to save the property. It's better to be out some money temporarily than to lose the entire asset. The legal remedies for recovering costs from your partner can be pursued after you've secured the property. Has your county given you any specific deadlines or payment options to avoid the tax sale?
0 coins
GalaxyGlider
•Thanks for sharing your experience - it's reassuring to know others have navigated this successfully. You're absolutely right about the county not caring about internal disputes. I actually just got off the phone with them yesterday (after using one of those services mentioned earlier to get through), and they confirmed we have until the end of this month to pay the full amount or the property goes to sale. They did offer a payment plan option, but it requires both owners to sign off on it, which obviously won't work with my uncooperative partner. So I'm basically stuck with having to pay everything upfront. The total is about $12,000 including three years of back taxes plus penalties and interest. At this point I'm resigned to paying it all to save the property, then pursuing my partner through small claims court like others have suggested. It's frustrating but you're right - losing the entire asset would be catastrophic compared to being out the money temporarily. At least I have good documentation of his responsibility since all the notices went to his address and I have texts where he admits knowing about the situation.
0 coins
Sofia Ramirez
I've been following this thread closely since I'm dealing with something similar - a co-owned rental property where my partner has been ignoring property tax obligations. What strikes me about your situation is how many people have found workable solutions even when dealing with completely uncooperative partners. The advice about acting fast to save the property first, then pursuing legal remedies afterward, seems to be the consistent theme from people who've successfully resolved these situations. It's counterintuitive when you feel like you're being taken advantage of, but losing the entire property would obviously be much worse than temporarily covering your partner's share. One question I have for those who've been through the small claims process - did your uncooperative partners actually pay up after losing in court, or did you have to take additional steps to collect? I'm worried about winning a judgment but then having trouble actually getting the money, especially since my partner has already shown they're willing to ignore financial obligations. Also, has anyone had success using the threat of legal action (like a formal demand letter) to get their partner to cooperate before actually having to pay everything themselves? I'm wondering if sometimes the prospect of court costs and a formal judgment is enough motivation to get them to the negotiating table. Thanks to everyone sharing their experiences - it's really helpful to see how others have navigated these frustrating situations!
0 coins
Amina Toure
•Great questions! I actually went through the collection process after winning my small claims case last year. My ex-partner initially ignored the judgment for about 6 weeks, so I had to take additional steps. The court clerk helped me file for wage garnishment since he was employed, and that got his attention pretty quickly. Within two weeks of the garnishment notice, he paid the full amount to avoid having his wages docked. Most states have several collection options after you win a judgment - wage garnishment, bank account levies, or liens against other property they own. The key is being persistent and using the legal tools available. As for demand letters, I did send one before filing suit, but it didn't work in my case. However, I've heard from others that sometimes seeing the formal legal language and potential consequences laid out clearly can motivate people to settle. It's definitely worth trying since it only costs the price of certified mail, and if they ignore it, it actually strengthens your court case by showing you tried to resolve things amicably first. One tip - if you do send a demand letter, give them a specific deadline (like 10-14 days) and be clear about what legal action you'll take if they don't respond. Sometimes people need that concrete timeline to realize you're serious about pursuing it.
0 coins
Giovanni Rossi
This is such a stressful situation, and I really feel for you dealing with an uncooperative partner who's clearly been negligent about their responsibilities. Reading through all the responses here, it seems like the consensus is clear: protect the property first, then pursue legal remedies. What really stands out to me is how your partner has been receiving ALL the notices at their address but somehow expects you to bear the penalty costs alone. That's completely unreasonable and shows bad faith on their part. The fact that you have documentation of this (the notices going to their address) will be crucial if you need to take legal action later. I'd strongly recommend paying the full amount before the deadline to prevent the tax sale, as painful as that feels right now. Losing a property worth potentially much more than $12,000 over this dispute would be devastating. Several people here have successfully recovered their costs through small claims court with good documentation, which it sounds like you have. Consider sending a formal demand letter first (as others suggested) with a clear deadline - maybe 7-10 days before the tax payment is due. If they don't respond, at least you'll have shown you tried to resolve it amicably, which will help your court case. Make sure to document every payment you make with clear paper trails. This partnership sounds toxic if your partner won't take responsibility for basic property obligations. Once you resolve this immediate crisis, seriously consider whether you want to continue co-owning with someone so unreliable, or if one of you should buy out the other. Good luck!
0 coins