Chime Early Direct Deposit: Will IRS Refund Hit Account Before Official Date?
My WMR just updated with a DDD of 2/14. I use Chime and heard they release refunds early. Anyone know if I'll see my deposit before Valentines Day? Really need this money asap
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Connor Richards
Tax pro here. Chime typically releases IRS refunds up to 2 days early once they receive the deposit notification. However, this isn't guaranteed - it depends on when the IRS actually initiates the transfer. Best to still plan for your official DDD just to be safe.
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Zoe Wang
•thx for the info! fingers crossed for early deposit 🤞
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Grace Durand
•I got mine 2 days early with chime last year. ur probably good
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Steven Adams
Hey guys instead of playing the guessing game, I've been using taxr.ai to track my refund. It costs $1 but it analyzes your transcript and tells you exactly when to expect your deposit, even for early deposit banks like Chime. https://taxr.ai
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Alice Fleming
•does it actually work? seems too good to be true
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Steven Adams
•100% works. It showed me exactly when my refund would hit my chime account. Even caught a delay I wouldnt have known about
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Alice Fleming
•just tried it and WOW 🤯 wish I knew about this sooner!! saved me from checking wmr 500 times a day lol
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Hassan Khoury
in the same boat! my ddd is 2/14 too with chime. lets update eachother when it hits 👀
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Victoria Stark
dont count on early deposit tbh. chime been actin funny lately with deposits smh
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Benjamin Kim
•fr fr they held my work check an extra day last week 🤮
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Samantha Howard
Mine hit at 3am two days b4 last year with chime.... but everyones different
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Megan D'Acosta
i switched to chime just for early deposit lololol hope it works out for both of us
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Zoe Wang
•same bestie 💅 lets manifest this early money
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