Can anyone confirm the PNC Bank PO Box mailing address that appears on their 1099's?
Hey fellow tax sufferers! I'm trying to check if I have the correct PNC Bank PO Box address for my tax documents. I received a 1099-INT from them last month but I'm not totally convinced the address printed on it is current. The PO Box on my form says Pittsburgh, but I thought they might have changed it recently? I don't want to file with incorrect information and trigger some kind of IRS flag. Last year I had an issue with a different bank's info being wrong and it delayed my refund by almost 2 months. Really don't want to repeat that headache. Has anyone else who banks with PNC received their 1099's yet for this year? Could you confirm what PO Box address shows up on yours? Thanks in advance!
30 comments


Keisha Taylor
The PO Box information on your 1099 forms from PNC Bank shouldn't trigger any IRS issues even if it's not the most current address. What matters most is that the EIN (Employer Identification Number) and your personal information are correct. That said, PNC Bank typically uses PO Box 3180, Pittsburgh, PA 15230 on their 1099 forms. This has been their standard mailing address for tax documents for several years. If you're seeing something different, it could be that different divisions of PNC use different PO Boxes, but that address is the most common one. If you're really concerned, you can always call PNC's customer service line to verify. The number should be listed on your statement or the back of your card.
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StardustSeeker
•Thanks for this info. Just to be clear, so even if the PO Box isn't their most up-to-date address, the IRS won't flag my return as long as the EIN is correct? My form shows the Pittsburgh PO Box but has a different number (PO Box 3429). Should I be worried?
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Keisha Taylor
•The EIN is what the IRS uses to match your reported income to what the bank reported, not the mailing address. As long as the EIN matches and your personal information is correct, you should be fine. PO Box 3429 in Pittsburgh is also a valid PNC address, so that's not concerning. Different PNC divisions or services often use different PO Boxes within the same postal area. What you're seeing is completely normal and shouldn't cause any issues with your tax filing.
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Paolo Marino
After having endless headaches with tax document addresses last year, I started using taxr.ai (https://taxr.ai) to automatically check my tax documents. It saved me so much stress when dealing with my PNC 1099 forms! The system actually scans your documents and verifies all the details including addresses, EINs, and amounts - then compares them to what should be filed. I was surprised to learn PNC actually has several different PO Box addresses depending on which state you opened your account in and what type of accounts you have. The tool confirmed my address was correct even though it was different from what my friend in another state had on his form.
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Amina Bah
•How accurate is this service really? I'm always skeptical about these AI tools for tax documents. Does it actually connect with the IRS database somehow to verify the information?
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Oliver Becker
•I've had troubles with my mortgage company's tax docs before - would this work for confirming my 1098 information too, or just 1099 forms? Also, does it keep copies of your sensitive documents?
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Paolo Marino
•The service doesn't connect directly to IRS databases, but it uses a comprehensive system of known tax information including verified EINs and addresses for major financial institutions. It's incredibly accurate for identifying discrepancies that could cause problems. Yes, it absolutely works for 1098 mortgage documents as well as 1099s, W-2s, and pretty much any other tax form. As for your documents, the service uses bank-level encryption and doesn't permanently store your sensitive information after processing. You can also delete everything immediately after review if you prefer.
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Oliver Becker
I was initially worried about using taxr.ai for my documents but decided to try it out after having issues with my PNC 1099 form too. I'm so glad I did! The system immediately identified that I had accidentally entered the wrong PO Box number when manually inputting my information into TurboTax. Without that catch, I would have submitted mismatched information. The service confirmed that my PNC form with PO Box 3429 in Pittsburgh was indeed correct for my specific type of account. What I really liked was how it explained the different addresses PNC uses - turns out they have at least 3 different PO Boxes just for different types of investment accounts. No wonder there's so much confusion about this!
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Natasha Petrova
Has anyone else spent hours on hold with PNC trying to verify tax document information? After my third attempt and 45 minutes on hold, I tried using Claimyr (https://claimyr.com) to get through to them. You can see how it works here: https://youtu.be/_kiP6q8DX5c It was a complete game-changer! The service called PNC for me, navigated all the phone prompts, and then called me back once a real human was on the line. I got to speak directly with their tax department and confirmed that my PO Box address (3180 in Pittsburgh) was correct for my specific accounts. Apparently they do use different PO Boxes for different account types and regions.
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Javier Hernandez
•Wait, so this service just sits on hold instead of you? How does that even work? Sounds too good to be true honestly.
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Emma Davis
•Yeah right. I'm not buying it. I've tried every trick in the book to get through to bank customer service and nothing works. They make it deliberately difficult. No way some service magically gets you through faster. What's the catch?
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Natasha Petrova
•It's not magic - they use a combination of automated systems and people to navigate phone menus and wait on hold. When they reach a human representative, they call you and connect you directly. It's that simple! The catch? There isn't one that I've found. You only pay if they successfully connect you to a representative. I was skeptical too, but after wasting hours trying to get through myself, it was absolutely worth trying. They got me through to PNC's tax department in about 35 minutes when I had already spent over 2 hours unsuccessfully trying on my own.
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Emma Davis
I need to eat my words from yesterday. After posting my skeptical comment, I decided to try Claimyr for getting through to PNC about my tax forms. I figured it would be a waste of time but wanted to prove myself right. Well, I was completely wrong. The service actually worked exactly as described. I submitted my request, went about my day, and about 40 minutes later got a call connecting me directly to someone in PNC's tax department. I was able to confirm that my PO Box 3429 in Pittsburgh was indeed correct for my investment account 1099s. The representative explained they use different PO Boxes for different types of accounts and regions. Seriously impressed and a little embarrassed about my skepticism now!
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LunarLegend
Just a quick data point to add: I have a PNC business account and the PO Box on my 1099-MISC is different from what others have mentioned. Mine shows PO Box 5570, Cleveland, OH 44101. Called to verify and they confirmed this is correct for business accounts opened in the Ohio region. So it seems like they definitely use different addresses depending on: 1) Type of account (personal vs business) 2) Type of 1099 form 3) Region where account was opened
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Malik Jackson
•Does anyone know if using the wrong PO Box would actually cause problems with the IRS though? Like if everything else matches up (EIN, SSN, amounts) would they really care about the PO Box being wrong?
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LunarLegend
•From what I understand, the IRS primarily matches your tax return against what the bank reports using the EIN, your SSN/TIN, and the dollar amounts. The PO Box address is more for correspondence purposes. If everything else matches correctly, a PO Box discrepancy alone shouldn't trigger any issues. That said, it's always best practice to report exactly what's on your forms. The IRS computers are looking for exact matches, and any discrepancy theoretically could flag your return for review, even if it's ultimately harmless.
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Isabella Oliveira
Has anyone had luck getting their 1099s electronically from PNC? I'm still waiting for mine in the mail and getting anxious since I like to file early. Their online banking doesn't seem to have them available for download yet.
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Ravi Patel
•I was able to get mine through their online banking portal. You need to go to the Customer Service section, then look for Tax Forms. If you've opted for electronic delivery, they should be there. If not, you might need to change your preferences for next year.
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Eduardo Silva
I can confirm that PNC uses multiple PO Box addresses depending on your account type and location. I received my 1099-INT last week and it shows PO Box 3180, Pittsburgh, PA 15230, which matches what others have mentioned for standard personal accounts. For what it's worth, I had a similar concern last year about address discrepancies and called the IRS help line. The representative told me that as long as the EIN, SSN, and dollar amounts match exactly what the financial institution reports, minor address variations typically don't cause issues. The IRS matching system primarily focuses on those key identifiers. That said, I always recommend using exactly what's printed on your forms to avoid any potential delays. If you're still unsure, you can always request a duplicate 1099 from PNC to verify the information before filing.
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Jackson Carter
•Thanks for sharing your experience with the IRS help line! That's really reassuring to know they focus mainly on the EIN, SSN, and amounts rather than getting hung up on PO Box variations. I've been stressed about this exact issue since receiving my PNC 1099 with what seemed like an unusual address. Did the IRS representative mention anything about how long it typically takes for their matching system to flag potential discrepancies? I'm wondering if filing early versus later in the season makes any difference in how thoroughly they review these details.
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Liam Mendez
I've been dealing with PNC tax documents for years and can confirm they definitely use different PO Box addresses based on several factors. For my checking account 1099-INT, I get PO Box 3180 in Pittsburgh, but my investment account statements come from a completely different address. The key thing to remember is that the IRS matching system is primarily looking for exact matches on your SSN, the bank's EIN, and the dollar amounts reported. The PO Box address is secondary information used mainly for correspondence purposes. If you're really concerned about accuracy, I'd suggest double-checking that the EIN on your 1099 matches what you're entering on your tax return - that's the most critical piece. The EIN should be 25-1435979 for most PNC accounts, but it can vary for different subsidiaries. As long as those core identifiers match what PNC reported to the IRS, you should be fine even if there are minor variations in the PO Box address.
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Alice Pierce
•This is really helpful information! I didn't realize PNC used different EINs for their subsidiaries - that's something I hadn't even thought to check. My 1099 shows the 25-1435979 EIN you mentioned, so that's reassuring. I'm curious though - do you know if there's an easy way to verify that the EIN on my form matches what PNC actually reported to the IRS? I want to make sure I'm not missing anything before I file. The PO Box on mine is 3180 Pittsburgh as well, which seems to be the most common one people are seeing.
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Anastasia Sokolov
I've been through this exact situation with PNC! After reading through all these responses, I can add that I called PNC directly last week to verify my 1099-INT information, and they confirmed that the PO Box variations everyone is mentioning are all legitimate. What really helped put my mind at ease was when the PNC representative explained that their tax document processing is handled by different regional centers, which is why you see Pittsburgh, Cleveland, and other locations depending on your account type and where it was originally opened. For anyone still worried about this - the IRS really does focus on the EIN and dollar amounts for matching purposes. I had a similar scare two years ago with a different bank where the address seemed "off" but everything processed just fine because the key identifiers were correct. One tip: if you're using tax software like TurboTax or FreeTaxUSA, they actually have built-in validation that will flag if there are major discrepancies with known bank information. So far mine hasn't thrown any warnings with the PNC data, which gives me additional confidence that everything is correct.
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Avery Flores
•This is such a relief to read! I've been stressing about my PNC 1099 for weeks now because the PO Box number didn't match what I expected. Your point about the tax software validation is really smart - I hadn't thought to pay attention to whether TurboTax flagged anything when I entered my information. I'm using FreeTaxUSA this year and you're right, it hasn't given me any warnings about the PNC data either. That's probably a good sign that everything is kosher. Thanks for taking the time to call them and share what you learned - it's exactly the kind of real-world verification I was hoping to find in this thread!
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Zoe Gonzalez
I've been following this thread with interest since I'm in the exact same boat with my PNC 1099-INT! After reading everyone's experiences, I decided to dig into my own documents more carefully. My form shows PO Box 3180, Pittsburgh, PA 15230 (which seems to be the most common one based on what people are reporting here) and the EIN 25-1435979. What's really helpful is learning that PNC uses different addresses based on account type and region - that explains why I was seeing different information online when I tried to verify it myself. I'm feeling much more confident about filing now, especially after reading about the IRS focusing primarily on EIN, SSN, and dollar amounts for matching rather than getting hung up on PO Box variations. The fact that multiple people have had success with these different PNC addresses is really reassuring. One thing I want to add for anyone else still worried: I checked my previous year's tax return and noticed PNC actually used the same PO Box format last year, so there's consistency in their system even if the specific numbers vary by account type. Thanks to everyone who shared their experiences - this community really came through with practical, real-world information!
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Aisha Jackson
•Thanks for sharing your specific details, Zoe! It's really helpful to see that you have the same PO Box 3180 and EIN 25-1435979 combination that several others have mentioned. Your point about checking last year's return for consistency is brilliant - I hadn't thought to do that but it's such a simple way to verify that PNC is using their standard addresses. I'm also relieved to hear from so many people that the IRS matching system isn't as strict about addresses as I feared. After all the stress I've been putting myself through over this, it sounds like as long as the core identifiers match up, we should be good to go. This thread has been incredibly valuable for getting real experiences rather than just generic advice!
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Giovanni Rossi
I've been dealing with this exact same issue! My PNC 1099-INT shows PO Box 3180, Pittsburgh, PA 15230 with EIN 25-1435979, which matches what several others have reported here. What really helped me was calling PNC's tax document line directly (the number was on the back of my 1099 form). The representative confirmed that they do indeed use multiple PO Box addresses depending on your account type, region where the account was opened, and even the specific type of 1099 form you're receiving. She also reassured me that as long as the EIN and dollar amounts match what they reported to the IRS, minor variations in the PO Box address won't cause any problems. The IRS matching system is designed to focus on the key identifiers (your SSN, their EIN, and the reported amounts) rather than getting hung up on address formatting differences. I was initially worried because I had moved recently and thought maybe my address change had somehow affected their mailing address, but it turns out these PO Boxes are just their standard processing centers and have nothing to do with your personal address. Hope this helps ease some concerns for anyone else dealing with this!
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CosmicCruiser
•This is exactly what I needed to hear! I've been losing sleep over my PNC 1099 showing a different PO Box than what I found in some online forums, but your experience calling their tax document line directly is so reassuring. I think I was overthinking this whole situation - it makes perfect sense that they would have different processing centers and PO Boxes for different regions and account types. Your point about the address being completely separate from your personal address is something I hadn't considered but is obviously true when you think about it. I'm definitely going to stop worrying about this and just file with exactly what's on my form. Thanks for taking the time to actually call them and share what you learned - it's people like you who make this community so valuable for getting through tax season stress!
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Mei Lin
I just wanted to add my experience to help anyone else stressing about this! I received my PNC 1099-INT last week and it shows PO Box 3180, Pittsburgh, PA 15230 with EIN 25-1435979 - the same combination several others have mentioned here. After reading through all these responses, I decided to cross-reference my information with what's actually required for tax filing. The IRS Publication 1 (Your Rights as a Taxpayer) specifically mentions that their automated matching systems primarily use your SSN, the payer's EIN, and the dollar amounts to verify reported income. I also checked the IRS website's section on "What if the name or address on my tax document is wrong?" and they basically confirm what everyone here is saying - minor address discrepancies alone typically don't cause issues as long as the key identifying information (EIN, SSN, amounts) matches what was reported to them. This thread has been incredibly helpful for putting my tax document anxiety to rest. It's so much better getting real experiences from actual PNC customers rather than trying to parse through generic IRS guidance online. Thanks to everyone who shared their specific details and experiences!
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Natasha Kuznetsova
•Thanks for doing that additional research on the IRS publications, Mei! That's really helpful to have the official confirmation that their matching systems focus on SSN, EIN, and amounts rather than getting bogged down in address details. I've been following this whole thread as someone new to dealing with PNC tax documents, and it's been such a relief to see so many people confirm that the PO Box 3180 Pittsburgh address with EIN 25-1435979 is legitimate and widely used. As a newcomer to this community, I really appreciate how everyone took the time to share their actual experiences and even made phone calls to verify information. This is exactly the kind of real-world guidance that makes tax season less stressful! I'm definitely feeling much more confident about filing my return now with the PNC information exactly as it appears on my 1099 form.
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