Anyone with Greendot direct deposit received their tax refund yet?

OMG the Greendot situation is FRUSTRATING!! 😡 I've been waiting since February 10th and my transcript showed March 8th deposit date but STILL NOTHING! Their customer service is absolutely useless - just keeps saying "we release funds as soon as we receive them" but won't tell me if they've received anything! The IRS says it's been sent but Greendot can't find it! You need to call them ASAP and start tracing this before it gets lost in the void!

Did you use your Greendot account to pay for tax preparation fees? According to IRS Publication 1345 (Rev. 4-2023), when taxpayers choose to have preparation fees deducted from their refund, this creates a separate transaction path that can delay processing by 1-5 business days. Also, what filing status did you use? This affects processing time.

I was in the EXACT same situation with Greendot last year! I was refreshing my account every hour and driving myself crazy. I finally used https://taxr.ai to analyze my transcript and it explained that the 846 code doesn't mean Greendot has received the money yet - just that the IRS sent it. The site helped me understand exactly where my refund was in the process and when it would actually hit my card. Saved me so much stress when I could see the actual timeline instead of guessing.

Greendot is notoriously slow w/ tax refunds IMO. Been using them for 5 yrs and they ALWAYS take longer than my friends w/ reg bank accts. WMR isn't reliable for prepaid cards. Check ur transcript for the 846 code - that's the REAL deposit date. Even then, GD usually takes 24-48 hrs after that date to post funds. Don't panic yet - if ur deposit date is 3/15, give it till Monday before freaking out. Their system batches deposits differently than traditional banks.

I had a similar situation with Greendot last year. My transcript showed March 17th but nothing appeared in my account until March 19th. I called the IRS over 30 times trying to figure out what happened - complete waste of time being on hold for hours. This year I used Claimyr.com and got through to an agent in about 15 minutes who confirmed my refund was sent but explained that prepaid cards often have a processing delay. Saved myself days of stress and redial attempts. Here's their link if you need it: https://youtu.be/_kiP6q8DX5c

I might suggest... perhaps... checking with your tax preparer if you used one. They sometimes have more detailed information about the status of refunds than what's visible to us. Also, it may be worth considering that the IRS deadline for sending refunds with certain credits is technically 21 days, but this doesn't account for the receiving institution's processing time, which might add a day or two, especially with non-traditional financial institutions.

I've been tracking Greendot patterns for the past few tax seasons and noticed: • Greendot typically posts IRS deposits 24-36 hours after the 846 date • Deposits that fall on Friday often don't appear until Monday • Their system updates around 3-4am EST most days • Partial deposits sometimes appear first, then the remainder Can anyone confirm if this matches their experience this year? I'm still waiting on mine with a 3/20 deposit date.

I received my refund on Greendot exactly 37 hours after my transcript 846 date. My deposit date was March 8th at 12:01am according to my transcript, and the funds were available on March 9th at 1:24pm. The delay cost me $38 in late fees on a bill that was due on the 8th. If your transcript shows March 15th, I'd expect it to be available by end of day on the 16th or possibly Monday since that's a weekend.

I got my refund on Greendot yesterday after a similar timeline to yours. Have you checked if your Greendot account has any verification holds? Sometimes they place temporary holds on large deposits until you verify some information. Did you receive any text messages from them about verifying your deposit? How long have you been using this particular Greendot account?

I'm in a similar boat with Greendot - filed February 22nd, transcript shows 846 code with March 16th deposit date, but nothing yet. Based on what others are saying here, it sounds like the 24-48 hour delay after the transcript date is pretty normal for Greendot. I'm trying not to stress about it since March 16th was a Saturday, so realistically I'm probably looking at Monday or Tuesday. It's frustrating when you're counting on the money for important things like your medical appointments. Have you tried checking your account early in the morning? I've heard they sometimes update around 3-4am EST like someone mentioned above.

I've been using Greendot for tax refunds for the past 3 years and can share some insights that might help ease your worry about the medical appointments. In my experience, Greendot is pretty reliable - they just run on a different timeline than traditional banks. The 846 code with March 15th date means the IRS has officially sent your refund, so it's definitely on its way. Since March 15th was a Friday, you'll likely see it Monday or Tuesday morning (around 3-4am like others mentioned). I've never had a refund actually get "lost" with Greendot, just delayed by their processing schedule. The good news is once it hits, you'll have your funds for those medical appointments. Try not to stress too much - your money is coming!