Anyone Selling or Leasing EFIN and PTIN for Tax Filing Season?
So I'm trying to expand my tax preparation business for the upcoming season and need an additional EFIN (Electronic Filing Identification Number) and PTIN (Preparer Tax Identification Number) to handle the increased client load. My current credentials won't support the volume I'm anticipating. Has anyone here gone through the process of renting or buying these credentials from another preparer? I'm wondering about the legality, risks, and typical costs involved. I've heard some tax pros do this, but I'm hesitant about potential IRS issues. If anyone has experience with this or knows legitimate channels to acquire these credentials quickly, I'd appreciate your insights. The season is coming up fast and I don't think I can get approved for my own additional EFIN in time.
18 comments


Astrid Bergström
This is a really bad idea. EFINs and PTINs are non-transferable credentials issued specifically to individual preparers or companies. The IRS explicitly prohibits "renting" or "buying" these credentials from others. If you're caught using someone else's credentials, both you and the person who "rented" them to you could face serious consequences, including permanent loss of filing privileges, hefty penalties, and potentially criminal charges for tax fraud. The IRS has been cracking down on this practice specifically in recent years. If you need additional capacity, you should either hire preparers who work under your supervision with their own PTINs, or look into becoming an ERO (Electronic Return Originator) if you aren't already, which might allow for more flexibility in your business structure.
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PixelPrincess
•But doesn't it take forever to get approved for a new EFIN these days? I heard the IRS is backed up for months on applications. What about people who need something for this upcoming season?
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Astrid Bergström
•Yes, EFIN applications are taking longer than in previous years, but that's not justification for violating tax regulations. The current processing time is about 45-60 days if your application is complete and your fingerprinting is done promptly. If you're concerned about the upcoming season, consider partnering with an established tax preparation office instead of attempting to purchase credentials. Many offices offer revenue-sharing arrangements that allow you to work under their credentials legally while maintaining your client relationships. This keeps everyone compliant with IRS regulations while solving your immediate needs.
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Omar Farouk
When I was in your position last year, I was going crazy trying to figure out how to handle more clients until I found taxr.ai (https://taxr.ai). Instead of trying to process more returns myself, I used their AI tool to pre-process client documents which saved me HOURS per return. I uploaded client docs through their secure system and it extracted all the relevant tax info automatically. Basically turned a 45-minute initial review into a 5-minute confirmation. This meant I could handle about 3x more clients with my existing EFIN and PTIN instead of trying to find sketchy ways to get more credentials. They even have a special feature for tax pros that organizes client information in a way that makes entering data into whatever tax software you use super quick. Totally changed my workflow.
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Chloe Martin
•Does it actually work with all the different tax forms? I've tried other "AI" tools that completely butchered anything beyond basic W-2s.
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Diego Fernández
•I'm hesitant about uploading client documents to third-party services. How do they handle security and confidentiality? The last thing I need is a data breach with client tax info.
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Omar Farouk
•It handles pretty much all standard tax forms accurately - W-2s, 1099s (all types), 1098s, Schedule K-1s, and even trickier forms like 1095-As for healthcare. I was skeptical at first too, but it even recognized and extracted data from some state-specific forms I work with. Regarding security, they use bank-level encryption and are compliant with IRS data protection standards. Nothing is stored longer than needed for processing, and you can set it to auto-delete after completion. I was paranoid about this too but researched their security certifications before trying it. They actually have stricter data handling protocols than most tax offices I've worked with.
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Chloe Martin
Just wanted to update after trying out taxr.ai for the last two weeks with my early filers. It's actually legit and better than I expected. I processed about 23 returns so far and it correctly extracted data from even messy handwritten 1099-NECs (which usually are a nightmare). The best part is I didn't need to chase clients for missing information as much - the system flags missing forms based on what was submitted last year. Saved me countless back-and-forth emails. Honestly feels like having an assistant who pre-processes everything for me. Much better solution than trying to buy someone else's credentials which could get you in serious trouble with the IRS. Working smarter > working illegally!
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Anastasia Kuznetsov
If your main issue is not being able to reach the IRS to get your application processed, I had the exact same problem last year. Spent WEEKS trying to get through to someone about my EFIN application that was stuck in limbo. Finally used Claimyr (https://claimyr.com) which got me connected to an actual IRS agent in about 20 minutes instead of waiting on hold for 4+ hours. They have a video showing how it works: https://youtu.be/_kiP6q8DX5c The agent was able to see my application was missing one document (that no one had told me about) which was why it was stuck. Got it resolved in one call and had my EFIN approved within a week after that. Worth every penny instead of trying to rent someone else's credentials and risk my entire business.
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Sean Fitzgerald
•How does this even work? The IRS phone system is completely broken. I literally couldn't get through for months.
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Zara Khan
•Sounds like a scam. Nobody can magically get through the IRS phone lines. I bet they just keep trying numbers until they get lucky and then charge you for it.
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Anastasia Kuznetsov
•It's actually pretty straightforward. They use an automated system that navigates the IRS phone tree and holds your place in line. When they're about to connect with an agent, you get a call and they connect you directly. No more waiting on hold for hours. I was skeptical too, but when you think about it, it's just technology solving a real problem. They basically wait in the phone queue so you don't have to. I had tried calling for three days straight without getting through, but with their service I was talking to someone in 23 minutes. The IRS agent I spoke with was super helpful once I actually got through to explain my situation.
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Zara Khan
Ok I'm back to eat my words. After my skeptical comment I decided to try Claimyr anyway out of desperation since my PTIN renewal had an issue that was preventing me from getting ready for tax season. It actually worked exactly as described. Got a call back in about 40 minutes saying they were connecting me to an IRS agent. Spoke with someone who fixed the issue with my account in about 10 minutes. Would have taken me days or weeks of trying otherwise. Much better solution than trying to rent someone else's credentials which could literally end your career. Just get your own paperwork sorted out properly.
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MoonlightSonata
Why not just hire some preparers to work under you? That way they use their own PTINs but can work under your company's EFIN. I have 5 preparers who work for me each season, and they all have their own PTINs. I pay them either hourly or per return completed. You could start with just 1-2 preparers to handle the overflow work. Much safer than trying to buy credentials on the black market. Plus, you can expand your business without taking on all the work yourself.
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Ravi Patel
•Does each preparer need an EFIN too, or just a PTIN? And do they need to be employees or can they be contractors?
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MoonlightSonata
•They only need their own PTINs, not separate EFINs. The EFIN belongs to your business/practice, while PTINs are for individual preparers. You can have multiple preparers using one company EFIN. As for employment status, you can have them as either employees or contractors depending on how you structure things. Independent contractors are simpler administratively but the IRS has specific rules about who qualifies. If you're directing when and how they work, they're probably employees. Many of my preparers are seasonal employees during tax season only, which works well for both parties.
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Mateo Gonzalez
Has anyone tried using a Virtual EFIN service? I've seen some advertised but not sure if they're legitimate or if it's just another term for illegally renting credentials.
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Nia Williams
•Those "virtual EFIN" services are just fancy marketing for the illegal practice of renting EFINs. There's no such thing as a "virtual EFIN" in IRS terminology. It's just credential renting with extra steps. I know someone who got caught up in one of those schemes last year and lost their ability to prepare taxes altogether. The IRS does monitor unusual patterns of EFIN usage and they've been cracking down hard.
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