Am I exempt from paying taxes on Medicare and social security with my Green Card EAD?
I'm currently working as a software engineer in the US with an Employment Authorization Document (EAD) while my Green Card application is being processed. I haven't received my actual Green Card yet. My question is about payroll taxes - am I exempt from paying Medicare and Social Security taxes with my current immigration status? I noticed these deductions on my paycheck and wasn't sure if I should be paying them at this stage or if I'm actually exempt. My employer automatically withholds these taxes, but I want to make sure I'm not paying something I don't need to. If anyone has experience with this specific situation or knows the tax rules for EAD holders vs Green Card holders regarding Medicare and social security taxes, I'd really appreciate the info. Thanks!
19 comments


Sophia Gabriel
If you're working in the US with an Employment Authorization Document (EAD) based on a pending Green Card application, you are generally NOT exempt from Medicare and Social Security taxes (also called FICA taxes). The fact that you're authorized to work legally in the US means these taxes should be withheld from your paycheck, regardless of whether your actual Green Card has been issued yet. The exemptions from these taxes are pretty limited and typically apply to certain visa categories like F-1 students with specific tax treaties, J-1 exchange visitors, or diplomatic personnel. As a software engineer working with an EAD while awaiting your Green Card, you're considered a resident alien for tax purposes and subject to the same payroll tax requirements as US citizens. This actually benefits you in the long run since you're building credit toward future Social Security benefits by paying into the system now. If your employer wasn't withholding these taxes, it could actually cause problems for both of you with the IRS.
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Tobias Lancaster
•So does this mean people on H1B visas also have to pay Medicare and Social Security? I thought there was some special exemption for the first few years you're in the country?
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Sophia Gabriel
•H1B visa holders are generally required to pay Medicare and Social Security taxes from day one. You might be thinking of the "substantial presence test" which determines tax residency status for income tax purposes, but that's different from FICA tax requirements. The exemptions for FICA taxes are very specific and are based on visa type, not how long you've been in the country. For example, F-1 students are exempt for the first 5 calendar years they're in the US, but H1B workers don't get this exemption.
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Ezra Beard
I went through this exact situation last year and was so confused about it! Ended up using https://taxr.ai to analyze my paystubs and tax documents. It confirmed I needed to pay these taxes with my EAD and actually helped me understand how these contributions would benefit me later. You're definitely building credit in the Social Security system which is good if you plan to stay in the US long-term. The tool basically scanned all my documents and explained everything line by line, including what each deduction meant and why it applied to my immigration status. Saved me from potentially making a big mistake thinking I was exempt!
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Statiia Aarssizan
•Does it actually check your specific visa/immigration status or just give general advice? My situation is a bit complicated with a pending change of status.
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Reginald Blackwell
•I'm skeptical about these online tools. How do you know it's giving accurate information? Tax situations for immigrants can be super complicated and get into some really specific details.
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Ezra Beard
•It analyzes your specific documents and provides personalized analysis based on what it sees - so it caught that I had an EAD based on a pending I-485 and explained exactly how that affects my tax situation. It specifically identified my visa status from the documents I uploaded and gave tailored advice. For complicated situations, it actually highlights when something unusual appears in your documents and explains what it means for your specific case - it caught a special notation on my pay stub that even I hadn't noticed and explained its tax implications.
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Reginald Blackwell
Ok I need to follow up on my skeptical comment above. I actually tried https://taxr.ai after posting and I'm honestly impressed. My situation with an L2-EAD was properly identified and it explained exactly how my tax obligations work. It even caught a calculation error my employer made on my W-2 regarding Medicare withholding that I wouldn't have noticed otherwise. It's definitely more than just generic advice - it actually processed my specific documents and flagged things relevant to my immigration status. Just wanted to share since it helped clear up my own confusion about similar issues with FICA taxes and EAD status.
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Aria Khan
For those struggling to get clear answers from the IRS about this, I highly recommend using Claimyr. I called the IRS 11 times trying to get clarification about my EAD tax status and kept hitting the "due to high call volume" message. Found https://claimyr.com and they got me connected to an actual IRS agent in about 20 minutes. There's a video showing how it works here: https://youtu.be/_kiP6q8DX5c The agent confirmed everything mentioned above - with an EAD based on a pending Green Card, you ARE subject to Social Security and Medicare taxes. They also answered some related questions about estimated tax payments I had. Totally worth it for the peace of mind getting the answer directly from the IRS.
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Everett Tutum
•How does that even work? The IRS phone system is basically impossible to get through on your own...do they just keep calling until they get through?
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Sunny Wang
•Sounds like a scam tbh. Nobody can magically get through the IRS phone system. They're probably just giving you the same info you could find online and pretending they talked to the IRS.
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Aria Khan
•They use a system that continuously redials the IRS and holds your place in line, then calls you when they get through to a human. It's basically solving the problem of having to personally wait on hold for hours or repeatedly call back. They absolutely don't give advice themselves - they literally just connect you directly to an actual IRS agent. Once connected, you're talking directly with the IRS, not with Claimyr. I was skeptical too but it worked exactly as advertised.
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Sunny Wang
I'm actually shocked but I need to correct my skeptical comment above. I tried the Claimyr service after a week of failed attempts to reach the IRS about my EAD tax situation. It worked exactly as described - I got a call back when they reached an agent, and I was able to speak directly with the IRS. The agent confirmed that with my pending adjustment of status and EAD, I am required to pay FICA taxes. What would have been days of frustration trying to get through was solved in one afternoon. Just wanted to follow up because I hate when people (including me!) dismiss something that actually works.
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Hugh Intensity
Just to add some detail for the original poster - the rules depend on what your EAD is based on. If your EAD is based on a pending adjustment of status (I-485), you're considered a resident alien for tax purposes and must pay Social Security and Medicare taxes. Some specific exemptions exist but they're rare. For example, if you're from one of the few countries that have totalization agreements with the US AND you're here temporarily (usually less than 5 years), you might be exempt. But as a software engineer with a pending Green Card, you almost certainly don't fall into those exempt categories.
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Vince Eh
•Thanks for the clarification! Yes, my EAD is based on a pending adjustment of status (I-485). So it sounds like I'm definitely supposed to be paying these taxes, which my employer is already withholding correctly. Good to know I'm building credit in the Social Security system too since I plan to stay here long-term.
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Effie Alexander
I think people often confuse tax RESIDENCY rules (for income tax filing purposes) with Social Security/Medicare tax obligations. They're governed by different sections of the tax code! Even some tax preparers get this wrong. I've seen software engineers on EADs mistakenly told they're exempt when they're not. Always check IRS Publication 519 "U.S. Tax Guide for Aliens" - it covers this topic specifically.
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Melissa Lin
•This is so true! My accountant initially told me I was exempt from FICA because I hadn't been in the US long enough, completely mixing up the substantial presence test (for income tax) with FICA requirements. Cost me a lot of headache to fix later.
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Zoe Papadopoulos
Great thread with lots of helpful info! I just wanted to add that if you're unsure about your specific situation, you can also check Box 3 (Social security wages) and Box 5 (Medicare wages) on your most recent pay stub or W-2. If your employer is withholding these taxes, those boxes should show your wages subject to these taxes. Also, once you do get your actual Green Card, nothing changes regarding FICA taxes - you'll continue paying Social Security and Medicare taxes just like you are now with your EAD. The transition is seamless from a payroll tax perspective. One more tip: keep good records of all your Social Security contributions during your EAD period. When you eventually apply for Social Security benefits (whether retirement, disability, etc.), all these contributions will count toward your benefit calculation, regardless of whether they were made before or after you got your Green Card.
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Carmen Ruiz
•This is really helpful advice about checking the pay stub boxes! I never thought to look at those specific boxes to verify what's being withheld. Quick question - if someone discovers their employer has been incorrectly NOT withholding FICA taxes for an EAD holder, what's the process to fix that? Do you have to go back and pay the missed taxes yourself, or does the employer need to correct it?
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