This thread is incredibly valuable - thank you all for sharing such detailed experiences! I'm also stuck with a 570 code since mid-February filing (going on 6 weeks now). What strikes me most is how consistent the pattern is: generic responses from Level 1 reps, lost verification letters, and the need to really push for specific information. I've called twice and gotten the standard "still processing" response both times. Based on everyone's advice here, I'm planning to call this Tuesday at 7am sharp and immediately request a Level 2 agent who can see detailed case notes. I'm also going to specifically ask about any notices they may have sent, since that seems to be where so many people find their answers. One question for those who've been successful - when you ask for a Level 2 agent, do you need to give a specific reason, or can you just request the transfer directly? The accountability gap here is frustrating, but this community support has been more helpful than any official IRS resource. Will report back with my results!

I'm in the exact same situation and this thread has been incredibly eye-opening! Filed February 6th and have been stuck with a 570 code for almost 8 weeks now. Called the IRS three times and got the same frustrating "your return is still being processed" response each time. After reading everyone's experiences here, I'm realizing I've been talking to the wrong people this whole time - those Level 1 reps literally can't see what's actually happening with our returns! The pattern of lost verification letters is really concerning too. I'm definitely going to try the Tuesday 7am call strategy and specifically push for a Level 2 agent who can access the detailed case notes. It's absolutely ridiculous that we need to become experts in IRS phone navigation just to get basic information about our own refunds, but clearly that's what it takes. Thanks to everyone for sharing such detailed experiences - this community has been more helpful than any official IRS resource! Will definitely report back after my Tuesday morning call attempt.

Have you registered with your state's childcare licensing division? Many states offer tax benefits or credits specifically for licensed childcare providers that you won't get otherwise. Also check if your state has a quality rating system - sometimes there are financial incentives for participating!

Great advice from everyone here! One thing I haven't seen mentioned yet is keeping track of your vehicle expenses if you use your car for business purposes - picking up supplies, taking kids on field trips, or even driving to training sessions. You can either track actual expenses (gas, maintenance, insurance) or use the standard mileage rate. Also, don't overlook smaller items that add up: first aid supplies, hand sanitizer, paper towels, disposable cups and plates, art supplies, and even batteries for toys. If you have a separate business phone line or use your cell phone for work calls with parents, that's deductible too. One recordkeeping tip: take photos of receipts immediately and store them digitally. I learned this the hard way when a receipt for expensive playground equipment faded completely by tax time! Also consider setting up a separate business credit card - it makes tracking so much easier than trying to separate business and personal expenses from the same account.

I'm wondering if I should be worried. I made about $1800 babysitting last year and didn't report it... is the IRS gonna come after me now?

As someone who's been through this exact situation, I can confirm you're on the right track! Yes, you absolutely need to report that $2700 as self-employment income on Schedule C, even without a 1099. The IRS considers all income taxable regardless of whether you receive forms. A few tips from my experience: - Keep detailed records of all your babysitting-related expenses (mileage, supplies, etc.) - they add up quickly - You'll owe self-employment tax (about 15.3%) on your net profit after expenses - Since you earned over $600, you should consider making quarterly estimated tax payments going forward to avoid underpayment penalties next year - The family should have given you a 1099-NEC since they paid you over $600, but their oversight doesn't change your reporting obligation Don't stress too much - this is a common situation and as long as you report everything honestly, you'll be fine. The IRS actually appreciates when people proactively report income that might otherwise go unreported!

I'm dealing with a similar situation but mine is even more complicated - I missed RMDs for TWO years on my inherited IRA because I didn't even know I was supposed to be taking them! Just found out when I was organizing my finances for tax season. Has anyone successfully gotten penalty waivers for multiple missed years? I'm terrified about the potential penalties stacking up. My financial advisor said I should take all the missed distributions immediately and file Form 5329 for both years, but I'm worried the IRS won't be as forgiving for a two-year oversight. The amounts aren't huge (maybe $800 total across both years) but at 25% penalty that's still $200 I really can't afford right now. Any advice on how to approach this with the IRS?

I'm in a very similar boat - missed my RMD for 2024 on an inherited IRA and just discovered it when preparing my taxes. Reading through all these responses has been really helpful! One thing I wanted to add is that I called my IRA custodian (Fidelity) and they were actually quite helpful in explaining the process. They confirmed that taking the missed distribution ASAP is step one, and they were able to calculate exactly what my RMD should have been based on the account balance at the end of 2023. They also mentioned that they can provide a letter documenting when I took the late distribution, which might help support the reasonable cause argument on Form 5329. For anyone else dealing with this - don't panic! From what I'm reading here and what Fidelity told me, the IRS seems pretty reasonable about first-time RMD mistakes, especially when you correct them quickly and file the proper paperwork. @Eva St. Cyr - your RMD amount is pretty small, which should work in your favor. The IRS tends to be more understanding about honest mistakes on smaller amounts versus someone who missed a huge distribution.

Just a thought - did the 1099-MISC list the payment in Box 3 (Other Income) or somewhere else? That could give you a clue about how the city views these payments.

I've been through a similar situation with city rebates and the 1099-MISC issue. The fact that your city issued a 1099-MISC is a strong indicator that they're treating these as taxable income rather than true purchase price reductions. For your home improvement rebate, since the city is essentially paying you a percentage of costs rather than the vendor reducing their price, it's likely considered a government subsidy or grant payment. The tree planting rebate is similar - it's an environmental incentive payment from the city. One thing to consider is whether any portion might qualify for basis adjustment instead of income. For permanent improvements to your property, sometimes you can reduce your cost basis by the rebate amount rather than claiming it as income, but this gets complicated and you'd want to verify this applies to your specific situation. Given the complexity and the 1099-MISC, I'd recommend getting professional guidance on this one. The distinction between rebates, subsidies, and grants can significantly impact your tax liability.