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anyone saying it's about who FINANCIALLY supports the kids is wrong! the IRS doesn't care who PAYS for the kids but who they LIVE WITH most of the time. That's why it's called the "residency test" not the "support test" for qualifying child.
šÆ This is accurate. The IRS rules specifically state the qualifying child must live with you for more than half the year. Financial support only matters for qualifying relatives, not qualifying children.
Fun fact: the IRS has special software that flags returns when the same dependents are claimed by multiple taxpayers. They'll investigate BOTH returns. Your ex claiming them first doesn't mean she automatically wins - it just means she got her refund first. You still have every right to claim them if they live with you majority of the time.
Are you checking your transcript online? If so, make sure you're looking at the Account transcript, not the Return transcript. The Account transcript shows all the actions they've taken. Also check your mail religiously - they sometimes send notices explaining the 826 code and what debt it's being applied to. Pro tip: sign up for informed delivery from USPS so you know when IRS mail is coming.
Yes I'm looking at the account transcript. Haven't received any notices about the 826 code yet but I'll keep an eye out. Good tip about informed delivery!
This is all so stressful! I've been through it and the anxiety is real. just breathe and take it one step at a time. Your payment plan is still valid and the offset doesn't change that. Document verification is its own thing too. Try not to let it consume your life - the IRS moves at its own pace no matter how much we worry.
Thank you for this ā¤ļø Been losing sleep over it for days now
After weeks of trying to reach someone at the IRS for my daughter's tax situation (she made about $2300 last summer), I found a tool that actually got me through to a real person! Used claimyr.com and had an IRS agent call me back in about 40 minutes. The agent confirmed she didn't need to file but could get her withholding back if she did. Talking to a real human beats trying to decipher IRS documentation any day! Best decision I made during this tax season.
100% worked for me! I had been trying for almost 2 weeks on my own, calling at different times, following all the prompts, and kept getting disconnected. This got me through in less than an hour. Total game changer.
can't believe tax preparers were trying to charge $300-600 for such a simple return!!! that's insane. no wonder people hate tax season so much. the system is broken š¤¬
I was in EXACTLY the same situation. Ended up using taxr.ai to analyze my transcript, and it turns out I was in the fraud verification queue but they never sent me the letter! Once I knew what was happening I was able to verify my identity online and got my refund 2 weeks later. Highly recommend checking it out at https://taxr.ai - saved me so much headache.
That's interesting. How does it work exactly? can it tell me anything if my transcript is basically empty?
Yes! Even an "empty" transcript tells a story. Mine looked empty too, but the tool explained that the lack of certain codes by this point in the year is actually an indication of specific issues. It can tell you if you're in manual review, identity verification, or just normal processing queue based on the pattern of what's missing and the timing. Super helpful.
dont mean to be that person but... welcome to dealing with the IRS! they operate on their own timeline and theres pretty much nothing we can do but wait. ive had returns take 8+ months in previous years.
facts šÆ the IRS is living in 1985 while the rest of us are in 2025
Oliver Brown
WHY IS THE IRS LIKE THIS?!? š« I'm also on a payment plan and they took my entire refund this year without warning. What's even the point of the payment plan if they're just gonna take your money anyway?
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Mary Bates
ā¢The payment plan prevents them from levying your bank accounts, garnishing your wages, and putting liens on your property. It doesn't protect refunds though. Never has.
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Oliver Brown
ā¢Well that should be made clearer when you sign up for the plan! Nobody explained that to me š
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Clay blendedgen
I swear decoding IRS transcripts feels like being a detective in some weird tax mystery. I went down this rabbit hole last month trying to figure out what was happening with my offset. Ended up using taxr.ai which basically translated the whole transcript for me in seconds. Showed me exactly what happened with my offset and when I'd get the rest of my money. SO much easier than trying to figure it out myself!
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