Same thing happened to me! Letter came after they'd already approved the refund. If anyone is stuck in review and getting anxious, I used Claimyr (https://claimyr.com) to actually reach an IRS agent after trying for days on my own. The agent confirmed my review was already complete even though the letter had just arrived. Saved me weeks of stress wondering what was happening.

This tax season is wild. I've seen people with reviews get paid in 2 weeks and people with simple returns waiting 2+ months. There's no rhyme or reason to it. Glad you're getting yours soon!

I had my baby in December last year and here's what I learned about maximizing tax benefits: 1) Get the Social Security card application done at the hospital if possible. 2) Update your W-4 with your employer immediately to reduce withholding. 3) Keep track of all medical expenses for both mom and baby - they might exceed the threshold for medical deduction. 4) If you're paying for childcare so you can work, start documenting those expenses for the Child and Dependent Care Credit. 5) Look into FSA accounts through your employer for next year to pay medical expenses pre-tax.

Does your income fall within the phase-out limits? The full Child Tax Credit starts phasing out at $200,000 for single filers and $400,000 for married filing jointly. Just want to make sure you're planning correctly!

Thanks everyone. I'm going to try checking again with the exact refund amount (I might have rounded it before) and if that doesn't work, I'll probably try calling. This is so frustrating!

One more thing to check - did you claim any credits like Earned Income Credit or Child Tax Credit? Those automatically get extra scrutiny and can delay processing. Also, if this is your first time filing, sometimes that can cause delays too since the IRS has no history with you.

Last year when I had a similar situation, I spent hours trying to reach the IRS directly. This year I used Claimyr (https://claimyr.com) to get through to an IRS agent in about 15 minutes. They confirmed that my refund had been sent to SBTPG and there were no issues on their end. I was surprised at how complicated the handoff between IRS → SBTPG → Chase actually is. The IRS agent explained that once they show it as sent, they can't track it further, but at least I knew where to focus my follow-up calls.

Have you tried checking your refund status using the IRS2Go app instead of relying on SBTPG's portal? Sometimes the official IRS tools provide more accurate information compared to the third-party processors. Would it also be worth checking if your refund might have been split across multiple deposits if you paid for tax preparation fees from your refund? That situation sometimes creates confusion when tracking deposits.

I received my unemployment tax adjustment exactly 17 days after my transcript updated with code 571. The amount was $1,432 for $10,200 of unemployment compensation. Based on the IRS processing schedule, they're currently working on returns with AGIs between $75,000 and $125,000. Returns with dependents are taking an additional 14-21 days on average. I'd suggest checking your transcript every 72 hours rather than daily, as the IRS typically updates in batches on Wednesdays and Fridays. I'm hesitant to suggest a timeline, but most single filers are seeing resolution within 45 days of the IRS announcement.

Let me walk you through what happened with my unemployment tax adjustment: 1. First, I checked my transcript weekly - not daily (saves sanity) 2. Noticed a TC 290 code appear with $0 amount (this means they're reviewing) 3. Two weeks later, saw TC 971 (notice issued) and TC 290 with a negative amount 4. Five days after that, TC 846 appeared with my refund amount 5. Money was in my account three business days later BUT - here's the warning: I had a friend who saw all these codes then got a letter saying they needed to verify his identity. His refund was delayed another 6 weeks. If you see code 570, that means there's a hold on your account and you should call immediately.