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pro-tip: NEVER use a tax prep company's bank product to get your refund faster. always direct deposit straight from irs to ur bank. jackson hewitt/hr block/turbotax all add days to the process when they act as middlemen for refunds. plus they take fees out. the PATH act delays are bad enough without adding more delays.
I didn't use their bank product, just had them file for me and put my Chase account for direct deposit. But good advice for next year!
oh ok thats good! still, next year consider using freefile on irs.gov - its literally the same software JH uses but without paying them hundreds of dollars.
I was in your exact situation last month. Try checking your tax transcript rather than the WMR tool. I found a tool called taxr.ai that explained my transcript codes for me and told me exactly why my refund was delayed and when to expect it. Turns out there was a simple review happening but no issues. Got my deposit about 15 days after I checked. They don't always send notices for routine reviews which is why you haven't heard anything.
To answer your original question - yes, got my 3/19 DDD today with Chime. They always deposit as soon as they get the money, usually 2 days early. One of the main reasons I switched to them from traditional banks that hold your money.
I'm having serious anxiety about my refund too. I keep checking my bank account every hour like a psycho. The IRS really has us all traumatized š
Right? I've literally been checking my account multiple times a day. My partner thinks I'm being ridiculous but we need this money!
Pro tip: if you don't want to pay those advance fees next year, just pay for the tax prep upfront instead of taking it from your refund. The "convenience" of having it taken from your refund usually comes with an extra fee of $30-40 on top of the regular prep cost.
Anyone else notice refunds coming faster this year? I filed 3/1 and got mine on 3/12. Last year it took over a month!
Complete opposite for me. Filed 2/15 and still nothing. Last year I had my refund in 9 days.
I think it depends on what credits you claim and if your return has any "review flags" that slow it down. Simple returns without EIC, CTC etc seem to process faster.
Do you have access to your Account Transcript or just your Return Transcript? The Account Transcript will show if they've received your return even when the Return Transcript says "no return filed".
Dealing with the IRS seriously makes me want to pull my hair out. I spent so much time trying to decipher my transcript and figure out why it said no return filed when I definitely submitted months ago. I finally broke down and used this thing called taxr.ai and it was a game changer - explained everything in plain english and gave me a timeline. Beats staring at transcript codes trying to play detective lol
Dallas Villalobos
Everyone stressing about their refunds meanwhile I'm over here owing $4k š be grateful y'all are getting money BACK lol
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Reina Salazar
ā¢Right?! I'd love to have the problem of wondering when my money is coming instead of figuring out how to pay what I owe š
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Amun-Ra Azra
ā¢Trust me, I'd rather owe a little than be desperately waiting for a refund I need for bills. Just means you managed your withholdings better than I did!
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Saanvi Krishnaswami
I stopped trying to understand the IRS years ago. their systems make no sense, their timeframes are made up, and the rules seem to change every year. all you can do is wait and hope for the best. good luck!
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