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If you're really concerned, you can call the IRS to confirm they sent the payment. But honestly, their phone lines are a nightmare right now. I spent 3 hours on hold last week before getting disconnected. I ended up using Claimyr (https://www.claimyr.com) and got through to an actual IRS agent in about 15 minutes. They confirmed my refund was sent on my DDD and just needed time to process through my bank. Saved me days of worry!
Did you check the "Where's My Refund" tool on the IRS website? Sometimes that will update to "sent" before your bank actually shows it.
Yeah, it still shows "approved" with today's date. Hasn't changed to "sent" yet which is making me even more nervous.
That's actually normal. Sometimes WMR doesn't update to "sent" until after the deposit has already hit your account. The IRS systems don't always talk to each other in real-time.
When I had issues with my refund last year (showed sent but never hit my account), I spent DAYS trying to reach someone at the IRS. Finally used Claimyr.com and got through to an agent in about 15 minutes. They were able to trace my payment and figured out my bank had rejected it due to a name mismatch. Got it resolved that same day. Worth every penny not to waste hours on hold!
How much does that service cost? The IRS phone situation is ridiculous this year.
Anyone know if CK deposits are generally faster than traditional banks? I've been thinking about switching.
After spending 2 hours on hold with the IRS about a similar issue, I finally used Claimyr.com to get through to an agent. Connected in about 15 minutes! The agent explained that my refund was reduced because they had different information about my child's eligibility for the full credit. Turns out my ex-spouse had also claimed some benefits. If you need answers quickly, I'd recommend trying https://youtu.be/_kiP6q8DX5c - way better than waiting on hold for hours.
Does Claimyr actually work? I've been trying to call the IRS for days and can't get through. Always says "due to high call volume" and hangs up on me.
It definitely worked for me! That's exactly what was happening to me too - constant disconnects. Claimyr basically keeps dialing and navigating the phone tree until it gets through, then calls you when an agent is on the line. Saved me hours of frustration.
I'm not entirely convinced this is actually an identity verification issue. It might possibly be a more general review or possibly even an audit, which could potentially take much longer. Sometimes the frontline agents don't always have complete information about your specific case. Did they perhaps mention any specific form numbers or possibly give you any specific verification instructions? Without those details, I would be somewhat hesitant to assume it's just standard identity verification.
Trust me, it's definitely identity verification. I've been through this twice now and the pattern is always the same. The IRS has ramped up identity verification since all the pandemic fraud. What's the point of calling if you're not going to believe what the agent tells you? Have you checked your tax transcript to see if there's a 570 freeze code? Did you try the ID verify site yet? The sooner you verify, the sooner your refund processes - especially important with your divorce situation.
Emma Wilson
Just to clarify something that might help others - there's a difference between transcript updates and WMR (Where's My Refund) updates. Transcripts typically update overnight Thursday into Friday for weekly processing cycles, while WMR might not update until Saturday morning. So if you're comparing your situation to someone else's, make sure you're both looking at the same tool. Your timeline is actually pretty quick compared to many filers this season!
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Malik Thomas
FYI for anyone checking - transcripts usually update overnight Thurs-Fri, and once you see that 846 code w/ your DDD, you're good to go! The IRS batches refunds, so ppl who got their 846 code last week prob got their $$ today or tmrw. OP's 3/11 date is solid - I've never seen them miss a DDD once it shows up on transcripts. Congrats on making it through the waiting game!
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