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Whatever you do, DON'T call the number on that notice without verifying it first! Look up the official IRS number separately and call that. There are so many scams going around this tax season.
If you actually want to talk to the irs, use a calling service. I used claimyr.com and it was so much better than the literal days of my life I've wasted trying to reach them myself. It only took about 30 mins to get a person on the line who actually was helpful and told me exactly what the issue was with my return and how to fix it.
My sister works for the IRS (not giving tax advice just sharing what I know). She says there's sometimes a 24-48 hour delay between when the IRS initiates the refund and when it actually gets to your bank. If today is your DDD, it could take till Wednesday or Thursday.
Call the tax advocate service at 1-877-777-4778. They can sometimes help speed things up if your refund is delayed past the DDD.
Good luck getting through to them though. They're even harder to reach than the regular IRS!
After trying for weeks to get through to the Taxpayer Advocate Service with no luck, I used claimyr.com to connect with an IRS agent directly. Got my issue resolved in one call!
Why does the IRS gotta be so SLOW every damn year?? I filed in February and didn't get my refund until April. The whole system is broken. But yeah your transcript looking like that is totally normal while you wait. Nothing to worry about yet.
Looks like a perfectly normal transcript for a return that's been received but not processed yet. Give it another 2-3 weeks before panicking. The IRS is severely backlogged this year.
ALWAYS ALWAYS ALWAYS use a traditional bank for tax refunds if you can. Online banks are still catching up with their systems for handling these special types of deposits. Learned this the hard way like you. π
Here's a hack that works - if you have both a traditional bank account and an online bank like Chime, have your refund sent to the traditional bank first, then transfer it to your online account afterward. Avoids all these rejection issues!
That's a really smart idea. Will definitely do this next year!
This π―. I do this every year and never have problems.
Eduardo Silva
Fun fact: the IRS sends these letters via regular mail, not certified, so they have no way of knowing if it got delivered or not. and they won't resend it automatically if it gets lost. the whole system is completely bonkers.
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Leila Haddad
β’You'd think an agency that can garnish your wages and put liens on your property would at least spring for certified mail... π€¦ββοΈ
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Emma Johnson
Ugggh this is the WORST. I went through this last year and wasted so much time. My advice? Skip the phone tag completely and use taxr.ai - it analyzes your transcript and tells you what's actually happening with your return. Saved me hours of stress and confusion trying to decipher what was going on. https://taxr.ai
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