Have you checked if your bank processes deposits on the weekend? Many banks receive the transfer from SBTPG but don't actually post it to your account until the next business day. Could that be what's happening here? And have you verified that the account information is correct in both your tax return and on the SBTPG website? Sometimes small discrepancies can cause delays that aren't immediately obvious.

This is way better than what happened with TurboTax last year. At least with Credit Karma you can see the SBTPG status. With TurboTax last year, I had zero visibility into where my money was for almost a week after my DDD. The waiting is frustrating, but from what I've seen across various tax forums, almost everyone gets their money within 72 hours of the funded status. Hang in there - it's coming!

Got mine this morning! Was starting to think the IRS forgot about me or maybe my kids suddenly became tax-ineligible overnight 😂 Seriously though, I was freaking out because I'm counting on it for daycare payment. Checked my account obsessively for days and then BOOM - there it was this morning, a week later than usual. Hang in there, it's probably coming soon!

You need to act ASAP if you haven't received it by now! Follow these steps immediately: 1. Log into your IRS account 2. Download your account transcript for 2024 3. Look for code 290 (indicates processing) 4. Check for code 846 (indicates payment sent) 5. If you see code 570, your payment is on hold If you don't see code 846 for April, call the dedicated CTC hotline at 800-908-4184 before 4PM Eastern TODAY. They're closing cases for this payment cycle at end of day!

After three days of portal-checking hell, my July payment magically appeared this morning! It's like watching water boil - the moment you stop obsessively checking, it happens. The IRS systems are like an old car with a finicky starter - sometimes it roars to life immediately, other times you have to sweet-talk it and cross your fingers. Check your bank account directly rather than trusting the portal - mine showed up there first.

Just a heads up - I've seen a few cases where people who changed banking info recently had their July payment sent as a paper check instead of DD, even though the portal didn't indicate this change. Happened to my neighbor who updated her bank info in June. The portal showed nothing processing, but a paper check showed up in her mailbox about a week after the usual payment date. Might be worth checking your mailbox regularly just in case.

Think of withholding like making payments on a fixed-price car throughout the year. Whether you pay $100 every month or $1200 all at once in December, the car still costs $1200. Your tax liability is like that fixed price - it's calculated based on your income, filing status, credits, etc. The timing of when you pay doesn't change the final amount due. What likely happened is that other factors in your tax situation changed between years (maybe different deductions, credits, or slightly different income) that offset any difference from your withholding pattern.

I had this same situation when I switched jobs mid-year. At my old job, I had minimal withholding, and at my new job, I had much higher withholding. But my refund was almost identical to the previous year. When I compared my returns side by side, I noticed my total tax liability was almost the same both years, so the refund was similar too. It's like comparing two different routes to the same destination - you still end up in the same place regardless of how you got there. You need to check this ASAP though since tax season is wrapping up and you want to make any withholding adjustments for this year before too much of 2024 passes!

One tip our community doesn't share enough: the IRS has different phone numbers for different issues! It's like everyone's trying to go through the same door when there's actually a dozen entrances. 😂 If you're dealing with: - Identity theft: 800-908-4490 - Tax forms: 800-829-3676 - Installment agreements: 800-829-1040 I've found that using the specific number cuts wait time by half. Also, don't forget to have a good book ready while you wait... War and Peace should be about the right length!

Has anyone tried the Taxpayer Advocate Service? I've heard mixed things abt their effectiveness lately. My CPA mentioned they're super backed up too, but might be worth a shot for complicated issues that reg IRS reps can't solve?