I was in the same boat last week and got tired of checking WMR every 2 hours lol. Ended up using Claimyr (https://claimyr.com) to get through to an IRS agent after trying the regular number for days. Agent confirmed my return was approved and gave me my DDD even before WMR updated. Totally worth it to stop the anxiety of waiting and checking constantly.

Just a heads up - I bank with First Horizon too and they sometimes hold deposits for 24 hours even after the IRS releases funds. So even when you get your deposit date, it might be a day later than what WMR shows.

I work with tax resolution cases, and bankruptcy's effect on tax refunds is somewhat complex. In most cases, tax debts less than 3 years old will likely still result in an offset, unless there's possibly an active bankruptcy stay in place. The Treasury Offset Program generally treats bankruptcy-included tax debts according to whether they were dischargeable or not. Your refund this year might be reduced by the remaining tax debt amount, but once that final amount is paid, future refunds should be unaffected. You might want to check your transcript to see if there's a TC 520 code with a closing code of 60-67, which would indicate bankruptcy proceedings affecting your account.

I went through almost the exact same thing last tax season! 😅 Filed Chapter 7 in late 2022, had some lingering tax debt from 2020, and was worried sick about my refund. The IRS did end up taking about $1,800 of my refund to pay off the remaining tax debt (which wasn't dischargeable because it was too recent). But here's the good news - once it was paid off, they released the rest of my refund about 3 weeks later. And this year? No problems at all! Got my full refund in 10 days. The light at the end of the tunnel is real, my friend!

The main IRS number (800-829-1040) has an average wait time of 73 minutes according to data from March 2024. For CP12 notices specifically, you can also call the dedicated Accounts Management line at 800-829-0922, which has a slightly better average wait of 52 minutes. Call between 8:15am-9:30am Eastern or 6:00pm-6:45pm Eastern for shortest wait times. Avoid Mondays and the day after holidays completely - wait times increase by exactly 37% on those days based on IRS published statistics.

If you're calling about a CP12 notice, you should know that most math error adjustments don't actually require speaking to a representative. According to the IRS website, you have 60 days from the date of the notice to respond if you disagree with the adjustment. You can mail a written response to the address on the notice explaining why you disagree. This might be faster than trying to reach someone by phone, especially with call volumes being extremely high this time of year!

I've been tracking amended return processing times for the past 3 years and your situation is unfortunately common. Here's what I've learned: • Amended returns are processed in the order received (with few exceptions) • ID verification is a separate process from actual return review • Most amended returns are taking 12-18 months currently • The IRS won't tell you what's causing delays I've found taxr.ai (https://taxr.ai) incredibly helpful for understanding what's actually happening with my transcripts. It analyzes all those confusing codes and explains exactly where your return is in the process. Helped me realize my amended return was actually moving through the system when I thought it was stuck. Frustrating that we need third-party tools to understand what the IRS is doing with our money!

Have you requested your tax transcripts to check for any updates? I filed an amended return exactly 347 days ago, and while the Where's My Amended Return tool showed nothing, my transcript had 4 different updates that weren't visible anywhere else. Did you amend electronically or by paper? Paper amendments are taking exactly 16.5 months on average right now according to the last IRS operations report.

This "info doesn't match" issue happens in about 15-20% of filings based on what I've observed in tax forums. It's similar to how bank transactions sometimes show as "pending" long after they've cleared. The IRS processing pipeline has multiple stages: acceptance, verification, approval, and disbursement. The WMR tool only updates when all systems have synchronized, which can lag by 5-7 days compared to actual refund issuance. If you compare this to state tax refunds, you'll notice state systems generally have more accurate status reporting because they process fewer returns.

Has anyone possibly noticed if this "info doesn't match" issue seems to happen more frequently with certain tax situations? I'm wondering if perhaps returns with specific credits or deductions might be more likely to trigger this glitch in the system? My return had the Child Tax Credit, so I'm curious if that might have been a factor.