Tax professional here. The implications depend on a few factors: 1. The amount on the 1099-NEC (which determines the tax liability) 2. Whether she's had compliance issues before 3. If she files other tax returns on time The IRS uses an Automated Underreporter (AUR) program that matches 1099s against tax returns. For 2022 returns, this matching typically happens in late 2023 through mid-2024 (we're right in that window now, actually). If she files an amended return now, she'll likely just owe: - Original tax due - Interest (currently around 7%) - Possibly a small late payment penalty If she waits for the IRS to catch it (and they will, I promise), add: - Accuracy-related penalty (20% of tax) - Higher interest accumulation - Potential compliance flags on her account Don't let her lose sleep over it though! This is fixable and honestly *snort* the IRS has bigger fish to fry than small contractor income.

According to the IRS website (https://www.irs.gov/businesses/small-businesses-self-employed/amended-returns-form-1040-x), you can now e-file amended returns for 2022, which might speed up processing. The site also mentions that the IRS generally has 3 years to assess additional taxes, but I've seen forum posts where people didn't get notices about missing 1099 income until 18+ months after filing. Has anyone confirmed if there's a typical timeframe for when these notices go out? I'm wondering if your daughter might still be in that window where they haven't processed the mismatch yet.

Just checked mine today! Gotta look for TC 846 "refund issued" on acct transcript. DD date is right there next to it. If u don't see it yet, ur still in processing. Mine showed up exactly 21 days after filing. Refund hit my bank acct the EXACT day shown. Need to check ASAP if ur counting on the $$ soon!

The deposit date information appears differently than it does on other government systems. Unlike unemployment benefits where the payment schedule is clearly labeled, the IRS transcript uses code 846 followed by a date. This is the scheduled deposit date. Keep in mind that banking holidays can affect this timing, similar to how Social Security direct deposits adjust around weekends.

I had this exact same issue! Here's what worked for me: 1. I checked both my account and my husband's account (he's primary) 2. His showed the transcript first, about 3 days before mine updated 3. I called the IRS using the automated system (1-800-829-1040) 4. Selected options 2-1-3-2 when prompted 5. Verified my identity 6. Found out my return was just in normal processing Such a relief to know nothing was wrong! The weekly updates are still happening, so definitely check again tomorrow morning. It might just appear!

This happens every year, and yet the IRS does nothing to improve their systems. I've been tracking my returns for the past 5 years, and the pattern is getting worse, not better. Last year I filed on 2/3, got transcript on 2/28, refund on 3/7. Year before was even faster. This year? Filed 2/1 like you and STILL waiting. My friend who filed 2/15 already got her refund! The processing order makes absolutely no sense anymore. At least with MFJ both spouses can check - gives you two chances to catch an update.

I had this exact issue last year and it turned out to be serious. According to IRM 21.2.3-4, "verification of non-filing" can indicate your return was rejected at a deeper processing level after the initial acceptance. In my case, my return had been flagged for identity verification due to suspected fraud, but the notification letter got lost in the mail. I ended up waiting 5 months for a refund that should have taken 3 weeks because I didn't know I needed to call and verify my identity. Don't wait - check if you have any notices coming by creating an online account on IRS.gov if you haven't already.

This happens when the Return Processing Pipeline (RPP) and the Transcript Database System (TDS) haven't synchronized yet. The IRS actually has multiple databases that don't update simultaneously. Your e-file acceptance means your return made it to the initial processing stage, but transcript updates typically lag by 2-3 weeks during peak season. I understand your frustration completely - it's nerve-wracking when systems show contradictory information, especially when you're counting on that money for business expenses.

Try checking your account transcript instead of your return transcript! On January 29th I had zeros on my return transcript but my account transcript showed processing activity. By February 12th my return was fully processed. The account transcript updates first with codes 971/570 before the return transcript shows anything. I needed my refund by March 1st for property taxes, so I was checking multiple times daily and noticed this pattern.

Have you checked if your return was actually accepted by the IRS and not just by the transmitter? There's a difference between the initial acknowledgment and the IRS actually accepting it for processing. Did you receive a specific acceptance code? And have you checked exactly 21 days from your filing date to see if there's any update?