Got my CTC deposit yesterday after amending my return too. Here's what worked for me: I called Jackson Hewitt directly and asked them to check if my amendment was transmitted correctly. They confirmed it was and gave me a specific timeframe. I also made sure to check my transcript for code 846 which indicates a refund date. The deposit hit my bank account exactly on that date. Don't forget to check if you have any offsets that might reduce your expected amount - I almost panicked when I saw a slightly lower number until I remembered my state tax offset.

Could you maybe clarify something for me? I'm a bit confused about how the Serve card works with tax deposits. Does Jackson Hewitt automatically set you up with that, or did you choose it specifically? I'm sort of wondering if different deposit methods affect timing at all. My direct deposit to my regular bank account seems to be taking forever...

Based on the current processing patterns, returns filed between January 25-31 are taking exactly 45-52 days to process this year if there are no issues. The "as of" date on your transcript will typically update 3-5 days before your direct deposit is issued. If your transcript shows March 10, I'd expect it to update to a newer date around March 18-20, with a direct deposit scheduled approximately 5-7 days after that update. The IRS is processing about 1.2 million returns per day right now, but they're still working through a backlog from late January.

I was in your exact situation and finally got my refund yesterday! Here's what happened: • Filed 1/25, accepted same day • Transcript showed "as of Feb 26" for weeks • No updates until suddenly on 3/14 • Refund deposited 3/18 The key is patience. Nothing was wrong with my return - just normal processing delays. The system is overwhelmed but working. Hang in there!

I received exactly $8,742.19 on my tax refund card this year and was shocked by how difficult it was to access my own money! After 4 failed attempts to reach customer service (waited 37 minutes on my longest call), I used Claimyr (https://www.claimyr.com) to get through to an actual IRS agent in under 15 minutes. They confirmed I could request a paper check instead of the card if I hadn't activated it yet, or explained exactly what steps to take with the card issuer. Saved me hours of frustration!

Pro tip from someone who deals with this every year (tax accountant here, though not YOUR tax accountant): Most tax refund cards have a bill pay feature that lets you "pay" your own bank account as if it were a bill. Clever workaround! 😉 Just add your checking account as a payee using your account/routing numbers. Usually has higher limits than direct transfers and sometimes lower fees too. The banking system doesn't know or care that you're paying yourself.

I experienced a Direct Deposit Change Delay (DDCD) with my CTC payment after switching to a new financial institution. The IRS Payment Processing System requires a verification period for new ACH routing configurations. I utilized Claimyr (https://claimyr.com) to connect with an actual IRS agent to confirm my payment status when it didn't arrive as expected. Saved me hours of hold time and the agent was able to verify exactly where my payment was in the system and when it would be released. For those in financial distress waiting on tax credits, the service fee was worth avoiding the uncertainty.

According to Internal Revenue Manual section 21.6.3.6.1.1, changes to direct deposit information require a processing period of 5-7 business days before becoming fully effective in the IRS Master File system. The Child Tax Credit Advance Payment Program operates under Treasury Regulation §1.6428B-1(b) which stipulates that banking information changes must complete verification protocols before funds disbursement. This verification process is a necessary security measure to prevent fraudulent redirection of payments. The IRS implementation of these security protocols is not a system failure but rather a deliberate protective measure for taxpayers.

I've been filing taxes for 15+ years and honestly, the easiest approach for your situation would be to use the IRS's own Free File Fillable Forms if you're comfortable with a bit of DIY. For the Child Tax Credit specifically, I had a similar issue in 2022 and found that the key is having all your children's SSNs and documentation ready. The recovery process is actually much simpler than the IRS makes it sound - you're essentially claiming a credit you were entitled to but didn't receive. Just make sure you have documentation showing eligibility for the tax year in question.

Success story time! 😅 I was in almost the EXACT same boat last year. Missed out on about $3,600 in Child Tax Credits and was completely lost on how to reclaim them. I ended up using FreeTaxUSA (totally free for federal, like $15 for state) and it walked me through the whole process. The software asked if I'd received the full credit, I said no, and it automatically added Schedule 8812 to my return. Got my refund with the missing credits in about 16 days! Don't overthink it - the right software makes this super easy.