I received exactly $3,600 in advance CTC payments for my 1 child last year ($300 × 12 months), and my Letter 6419 arrived on January 18th. The IRS is sending out approximately 36 million of these letters, so they're being delivered in batches. If you received the full advance amount, you'll claim the remaining $1,800 on your 2023 return (total $5,400 for children under 6). For children 6-17, the total is $3,600 with $1,800 remaining to claim if you received all advance payments.

Has anyone compared the information on their Letter 6419 with what's shown in their IRS online account? According to the National Taxpayer Advocate report (https://www.taxpayeradvocate.irs.gov/reports/2023-annual-report-to-congress/), there were discrepancies in some cases last year. I'm curious if this is still happening with the current batch of letters.

Have you checked the "Where's My Amended Return" tool on IRS.gov recently? According to the IRS.gov processing timelines page, they're currently showing processing times of 20+ weeks for amended returns filed in 2023. If you're beyond that window, did you receive any correspondence from the IRS requesting additional information? Sometimes amendments get stuck because they're waiting for a response that may have been lost in the mail.

I had a similar situation with an amended 2020 return that took 13 months to process. Per Internal Revenue Manual 21.5.3.4.6.1, amended returns are generally processed in the order received, but certain conditions can cause delays. My 2021 and 2022 returns processed normally during this time. According to IRC § 6402(a), the IRS can only offset your refund against outstanding tax liabilities, not pending amendments. File your 2023 return as normal - it should process independently.

Did you receive any email confirmation when your advance was denied? Did it specifically mention how the fees would be refunded? What date did you file and when was the advance officially denied?

What if I told you this happens every single year and is practically built into their business model? How many people give up after calling a few times and just write off the $39-89 in fees? Millions. Now multiply that by even a small percentage of filers who don't pursue refunds aggressively. It's a substantial amount of money they're holding onto for weeks or months. I've been preparing taxes professionally for 8 years and always advise clients against these advance products for this exact reason. The convenience rarely outweighs the headaches when anything goes wrong - and something goes wrong for about 15-20% of applicants based on what I've seen.

Did you receive a Form 1098-E from the loan servicer showing the interest paid? And if so, did you enter that exact amount into TurboTax when prompted? I'm wondering if perhaps you missed that step during the filing process, which could explain why you're unsure if it was included.

This confusion happens to almost everyone their first time dealing with the student loan interest deduction. Think of it this way: your tax return is like a recipe with many ingredients (income, deductions, credits, etc.). The student loan interest is just one ingredient that gets mixed into the final dish (your refund). There's no separate serving of just that ingredient - it's all blended together to create your final refund amount. Compare this to other tax situations like the Child Tax Credit, which is more like a topping added at the end, directly reducing your tax bill dollar-for-dollar. Deductions and credits work differently, which is why many people get confused.

I received my refund through NetSpend exactly 3 days ago after a similar situation. Filed on 2/10, accepted same day, had a 570 code for exactly 21 days, then got an 846 code with a 3/23 DDD. The deposit hit my account at precisely 9:17am on 3/23. The amount was $5,842 which was exactly what I expected. My divorce was finalized in November 2023, and this was also my first time filing with a changed status. The verification process seems to be taking 14-21 days for most people with status changes this year based on the 156 posts I've tracked on this forum.

Congrats on getting ur $$$! For anyone else waiting, here's another option to try: check ur transcript for TC 846 code (that's the refund issued code) instead of just relying on WMR. WMR only updates once a day but transcripts can update multiple times. Also, if ur using NetSpend, download their app and set up notifications - sometimes the app shows pending deposits b4 they actually post to ur account. And don't forget to check the tax prep fees section if u had fees taken out of ur refund - sometimes they take more than u expected which can explain why the amount looks off.