Back in 2022, I had almost the exact same timeline as you - filed on February 10th and got my deposit on March 5th. The IRS tends to follow pretty consistent patterns unless there are special circumstances. Last year was an anomaly with all the staffing issues they had, but this year seems to be back to normal. I've found that returns with simple W-2 income and standard deductions almost always follow the 21-24 day timeline, while anything with schedule C, rental income, or complicated credits can easily double that timeframe.

If anyone's still waiting on their refund, def try checking ur transcript instead of just WMR. Sometimes WMR doesn't update but transcript will show ur DDD already. Just go to irs.gov/transcripts and request ur account transcript for 2023. Look for an 846 code - that's ur refund date. Way more reliable than the app or WMR site imho.

Had this happen. Waited nine days. Called bank twice. Nothing helped. Finally got deposit without warning. No explanation. Check your account daily. It will appear eventually. Frustrating process. System is broken this year.

OMG THIS IS DRIVING ME CRAZY TOO!!! 😡 I've NEVER had to wait past my DDD before and now suddenly it's like the IRS is playing games with our money! I ended up downloading the IRS2Go app and checking there instead of the website - for some reason it showed different information and was more accurate about my deposit timing. Worth a try if you're going insane checking your bank account every hour like I was!

For business tax returns specifically, the deposit dates are even less reliable. The IRS processes business returns through a different system than personal returns. Your frustration is valid. The deposit date shown is when the IRS initiates the payment, not when it arrives in your account. Banks hold ACH transfers for 24-72 hours depending on their policies. This isn't unique to tax refunds - it happens with all government payments.

Have you tried direct deposit to a digital bank instead? I switched from traditional banking to Chime last yr and got my refund 2 days BEFORE the IRS deposit date. Many online banks offer early direct deposit features that release govt funds as soon as the payment notification arrives, instead of waiting for actual settlement. Might solve your prob next time without needing to sue anyone lol.

Yes. Still showing PATH. Filed January 25th. Claimed EITC. Transcript shows processing. No errors. No letters. Just waiting. Others reporting same issue.

I went through this exact same situation last year and the year before. In 2022, I waited 3 months past the PATH Act deadline for my refund. In 2023, it was 2 months. This year I'm still waiting after filing January 24th. I've learned that calling rarely helps unless there's an actual issue they need to resolve. The PATH delay is just their standard operating procedure now, especially if you have a business with Schedule C income and claim EITC.

I was in exactly this situation 17 days ago. My transcript showed 2/15/24 as the refund issue date, but I wasn't sure what all the other codes meant. I used https://taxr.ai to analyze my transcript and it explained that my refund would arrive between 2/15 and 2/20. The funds hit my account on 2/18 at exactly 3:42am. The tool was surprisingly accurate at interpreting all those confusing transcript codes and gave me a precise timeline so I could plan accordingly.

Per IRS Publication 2043 and the Treasury Financial Manual I-TFM 6-8000, the 846 code with a future date indicates the scheduled ACH transmission date. I had my refund scheduled for a Saturday release (2/17/24) and it appeared in my account on Monday (2/19/24). The refund was processed exactly according to the Federal Reserve's Automated Clearing House regulations, which maintain a consistent 1-2 business day processing window for most financial institutions. Your funds should be available for your investment activities by Tuesday (3/5) at the latest.