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I was in your exact situation last year! I followed these steps to break free from TurboTax: 1. First, I went to the official IRS Free File page (not through Google, which often leads to ads) 2. I checked which options were available for my income level 3. I chose FreeTaxUSA after researching reviews 4. I gathered all my tax documents before starting 5. I created an account and followed their step-by-step process 6. I filed my federal return completely free 7. I paid only $14.99 for my state return 8. I received my refund directly from the Treasury, not through SBTPG The interface wasn't as polished as TurboTax, but it worked perfectly and saved me $185! I was a bit worried about switching after using TurboTax for 7 years, but it was actually easier than I expected.
This is super helpful. Did you have any investments or 1099 income? That's where TurboTax always gets me with the upgrades.
I tried this and FreeTaxUSA couldn't handle my HSA contributions properly. Had to go back to TurboTax. Maybe it works for simple returns only.
Has anyone here tried the IRS Direct File pilot program that launched on January 29, 2024? I'm curious if they're planning to expand it beyond the initial 12 states for the 2025 filing season. Also wondering about Cash App Taxes - I've heard it's completely free for both federal and state, but I'm hesitant to trust a financial app with my tax information. Anyone have experience with their security practices?
I'm a bit worried that I might have made the same mistake... I just filed through TurboTax last week and I think I may have clicked on this option without fully understanding what it was. I'm not entirely sure, but I believe it said something about getting my refund faster if I paid extra? Should I be concerned that this might delay my actual refund? I'm really counting on getting it as soon as possible.
OMG this exact thing happened to me last yr! TT charged me $25 for "5 days early" but my refund came ON THE EXACT SAME DAY the IRS said it would. Total waste of $$. Called cust svc and they gave me the runaround about "processing times" and "up to 5 days" language. Basically impossible to get refunded. FWIW I filed w/ FreeTaxUSA this yr and got my refund in 8 days w/ no extra fees. TT is getting worse every yr imho.
Thank you for sharing your experience. This is really helpful information for those of us trying to decide which service to use next year.
Have you noticed if this pattern applies to all types of returns, or is it more common with certain tax situations? For example, does it seem to affect W-2 only filers differently than those with self-employment income? What about returns with dependents versus those without? I'm wondering if we can narrow down exactly what combination of factors makes early filing more likely to trigger verification. This could be incredibly helpful for everyone planning their filing strategy for next year.
Does anyone know if e-filing versus paper filing makes a difference with these verification issues? I've always e-filed in January and gotten delayed, but I'm wondering if paper filing would be better or worse for avoiding verification?
I was a victim of identity theft a few years back, and let me tell you - I've been filing in mid-February ever since and haven't had a single verification letter! š My tax guy said the IRS actually adjusts their fraud filters throughout the season, so what triggers a verification flag in week 1 might sail through in week 4. Not scientific, but it's worked for me!
I've tracked my filing dates and refund timelines for exactly 7 years now. January filings averaged 42 days to receive refund. February filings averaged 19 days. Last 3 years I've filed between February 7-12 and received refunds within 21 days consistently. The data supports your theory. 63% of early filers in my tax group reported verification letters vs only 17% of February filers. Thank you for sharing this insight!
Be careful with this situation. My transcript looked exactly like yours last year. Blank with only the 'as of' date changing. Turned out there was an identity verification issue. The IRS never contacted me. Six months went by. Finally called them directly. Had to verify my identity. Refund came three weeks later. Could have been resolved months earlier. Don't just wait indefinitely. Check for letters in mail. Consider proactive identity verification through ID.me. Better safe than sorry.
Have you tried checking the Where's My Refund tool instead of just the transcript? I filed exactly 27 days ago with 2 dependents, and my transcript was completely blank until yesterday. The WMR tool updated 3 days before my transcript did, showing the progress bar moving to the second stage. My refund was deposited exactly 29 days after filing, even though my transcript only updated completely the day before the deposit came through.
Vanessa Chang
This is like being stuck in tax purgatory - not your fault but you're the one who has to fix it. I was in a similar boat last year when my uncle's "tax guy" filed for me without my final approval. What I learned is that the verification process is like a locked door, but you can still get an amended return through a different door once you have the key (your transcript). The IRS won't just throw out your whole tax situation because of this preparer problem - they actually have processes for this exact scenario.
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Madison King
Last April, my neighbor's "tax lady" did this exact thing to me. Filed without my approval, then ghosted me when verification notices came. I called the IRS verification line at 800-830-5084, explained the situation, and asked for a 45-day extension on the verification deadline. They granted it, which gave me time to get my W-2s and 1099s from my employers directly. I then went to a legitimate tax professional who helped me respond to the verification AND file an amended return simultaneously. The verification actually cleared first, then the amendment processed about 8 weeks later. Refund was delayed but I did get it eventually.
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