Been trying to call the IRS to check on mine (also Chime, also NC) and it's impossible to get through. Spent 3 hours on hold yesterday before getting disconnected. Anyone know a better way to reach them?

Just got mine today! Chime user in Greensboro. Filed Feb 3rd, had the PATH Act delay, but it finally came through. Hang in there!

I was in your exact situation last month - waiting on my refund and checking constantly. I tried calling the IRS for three days straight but kept getting the "high call volume" message. I finally used Claimyr (https://claimyr.com) and got through to an actual IRS agent in about 15 minutes. They confirmed my refund was just in normal processing and gave me a much more specific timeframe than the website. It cost a little bit but saved me days of stress and uncertainty.

Having TT fees taken from your refund is like taking the scenic route instead of the highway - it might be convenient, but it definitely adds time to the journey. The refund has to stop at TurboTax's bank partner first, they take their cut, then send the rest to you. It's never going to be faster than direct deposit without the middleman. For cycle code 0605, think of Thursday as your "update day" - that's when you'll see movement on your transcript, but the actual money usually follows about a week later.

I've been tracking Card.com deposit patterns for several years. There's a consistent trend. Most deposits arrive between 12pm-5pm on the exact DDD. Some premium accounts may receive funds one day early. Check your account type to set proper expectations. The IRS sends funds in batches, not all at once. Your batch might be scheduled for later in the day. I wouldn't worry until after 6pm on your DDD.

I just got my deposit from Card.com about an hour ago! Had DDD of 3/15 too. Filed using standard deduction, no EITC or CTC. Transcript showed TC 846 with today's date. Amount matched exactly what WMR showed. No pending period - funds immediately available. So relieved because I was getting anxious checking my account every 15 minutes since midnight!

I NEED TO WARN YOU about something important! While it's great your 2024 return is processing, be extremely careful about the congressional inquiry for 2023. My friend went that route and it triggered an automatic review of BOTH tax years! The IRS suddenly put a hold on her 2024 refund that was about to be issued while they investigated the 2023 situation. I'm not saying don't contact your representative, but be prepared that it might cause them to look at your entire tax history. Make sure you have ALL your documentation ready for both years just in case. The IRS systems are connected in ways that aren't always obvious to us as taxpayers!

Have you considered that this might actually work in your favor from an interest perspective? The IRS is required to pay interest on delayed refunds after 45 days from the filing deadline or the date you filed, whichever is later. Wouldn't it be better in some ways to have your 2023 refund delayed if you're going to receive interest on that amount? Of course, this assumes you don't urgently need those funds right now. Another approach might be checking if you qualify for assistance through the Taxpayer Advocate Service, which can sometimes move things along faster than a congressional inquiry.

I don't think it's normal to wait this long. You should definitely call them. I was in the same situation last month and found out there was an issue they needed to verify.

The "N/A" transcript status just means your return hasn't been fully processed yet. It doesn't necessarily indicate a problem. The IRS is still catching up from the pandemic backlog and their antiquated systems don't update in real-time. As long as your return was accepted, it's in their system. For reference, I filed 1/30, was accepted 2/10, and my transcript didn't update until 3/15. Refund arrived 3/18.