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According to Internal Revenue Manual 21.4.1.3, the IRS has established timeframes for processing returns, but these are guidelines rather than guarantees. Per IRC ยง 6611(e), interest on refunds begins to accrue after 45 days from the later of the due date or the filing date. This suggests that even the IRS acknowledges that processing can take longer than 21 days. Patient persistence is unfortunately required when dealing with delayed refunds.
I had the exact same issue last filing season. Here's what worked for me: Step 1: Check your transcript for specific codes (570, 971, etc.) Step 2: Look for cycle dates (usually in top right corner) Step 3: Check the WMR tool only once per day (usually updates overnight) Step 4: If no movement after 30 days, call the IRS Step 5: Be prepared with your filing date, expected refund amount, and any transcript codes Following these steps, I discovered my return was flagged for simple verification. Once resolved, I received my refund within a week.
I'm in Arizona (Mesa area) and was in sort of a similar situation. I think the Phoenix service center might be a bit behind compared to other regions. My transcript finally updated yesterday with an 846 code after filing in February. The deposit date is set for August 10th, which I desperately need for some upcoming business expenses. If you're seeing a 570 code (additional account action pending) followed by a 971 (notice issued), it usually means they're reviewing something but it's probably not a serious issue. Just a heads up - Arizona seems to be running about 3-4 weeks behind the national average for processing times right now, at least based on what I'm seeing in local tax forums.
Based on my experience and what I've seen in this community, here's what you should know: โข The 570 code means additional account action pending - this is common and doesn't necessarily indicate a problem โข The 971 code means they sent you a notice - did you receive anything in the mail? โข Arizona processing does seem to be running behind other states this year โข The average wait time between 570/971 codes and the 846 deposit code is currently running 6-10 weeks โข Small business returns are taking longer across the board due to additional verification steps Hang in there - most returns with your code pattern do eventually process without requiring additional action.
Tax professional here. While there's no current federal first-time homebuyer credit, there are still valuable homeowner tax benefits: โข Mortgage interest deduction (if you itemize) โข Property tax deduction (up to $10,000 combined with state taxes) โข Home office deduction (if self-employed) โข Energy efficiency credits for certain home improvements Regarding your daughter's situation, the reduced refund is completely normal this year. The temporary expanded credits from 2021-2022 have expired, and we're back to standard tax provisions. Many of my clients are experiencing similar reductions.
Omg I literally just went thru this w/ my taxes. No first-time buyer credit BUT if ur buying this year look into a Mortgage Credit Certificate (MCC) BEFORE u close! It's not a refund but gives u a tax credit every yr for the life of ur loan. Most ppl don't know about it & u have to apply thru ur state housing agency. Can't get it after closing tho, so gotta plan ahead. Saved me like $2k/yr on taxes!
These aren't scams. They're legitimate tools. Claimyr doesn't access your tax info. It just connects your call. Been verified by tax professionals. Taxr.ai just reads transcripts you upload. No different than asking a tax pro. Both save time. Both optional. Both helpful. Your choice obviously.
Didn't you notice how retirement income processing changed after 2021? My neighbor and I both retired the same year. He filed with just W-2 income (worked until December). I filed with W-2 plus 401k distribution. His processed in 14 days. Mine? 47 days with a verification letter in between. Same tax preparer, similar income amounts. The difference? The income source change triggered verification. Wouldn't it be nice if the IRS was more transparent about these special processing paths?
Amun-Ra Azra
I'm not buying all these "just wait" or "use this service" answers. The IRS is legally required to pay interest on late refunds after 45 days from the filing deadline (or from when you filed if after the deadline). So: โข If you filed Feb 22, they have until about April 8 before interest kicks in โข They know this and will likely process just before that deadline โข These "services" people are pushing are just trying to make money off your anxiety โข The IRS is understaffed but not incompetent - they have a system
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Summer Green
Back in 2022, I had almost the identical situation with my gig work return. Filed in February, no movement until April. I eventually learned that gig worker returns (Schedule C filers) are flagged more frequently for manual review because of historically higher rates of claimed deductions. This isn't a conspiracy - it's just risk management on their part. When I finally got my refund, everything was exactly as I filed it. What I found most useful was checking my account transcript rather than relying on WMR. The transcript showed codes that indicated my return was in review, while WMR just showed the generic "still processing" message.
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Gael Robinson
โขWhat specific transcript codes indicated the review status? Was it a TC 570 or TC 971? And did you receive any CP05 notice during this period?
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Edward McBride
โขThis makes so much sense tbh. WMR is basically useless for anything complicated. Thx for explaining the diff between the tools!
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