Dealt w/ this last month for my 2022 refund! TPG can't give u an IRS trace # but they CAN provide: - Date IRS sent $ to them - Date they processed your $ - Where they sent it (acct #, etc) - Their internal tracking # IMPORTANT: If ur refund was sent >1yr ago, u need to request archived records which takes 3-5 biz days vs regular records. Call their cust svc (800-446-8848) & specifically ask for "archived 2022 refund transfer records" - they'll email u the docs u need for IRS trace. DON'T wait - IRS has time limits on traces!

I successfully traced a missing 2022 refund that went through TPG earlier this year! The key was getting the right documentation from both sides. TPG provided me with their processing records showing they never actually received my refund from the IRS (despite the IRS claiming they sent it). I submitted those TPG documents with my Form 3911 to the IRS, and within 6 weeks they located my refund and reissued it. The process wasn't quick, but it worked. Have you already confirmed with the IRS that they issued your refund?

The 21-day processing time is standard. It's in the IRS guidelines. They don't expedite returns. Even if you call. Your 8-year gap triggered additional verification. That's automatic. Nothing personal. Software change was smart. Always compare options. The $500 difference proves it was worth shopping around.

Why is the IRS treating returns like they're fine wines that need to age for 21 days? My return is pretty straightforward - shouldn't they process simple returns faster than complicated ones?

You're definitely fine! I've been tracking DDD patterns for years and here's what I've learned: • 846 code = guaranteed refund is coming • DDD day of week varies widely now • Some banks post 1 day early (especially credit unions) • Some banks hold until next business day if it's Friday • The old "Wednesday rule" ended around 2019-2020 The most important thing is you have an 846 code! That means your refund is approved and on the way.

I worked in tax preparation for 15 years and can confirm Friday DDDs are completely normal now. Back in 2018, I remember when this change started happening. The Treasury Department expanded their distribution schedule from just Wednesdays to multiple days throughout the week. I had a client last year with a Friday DDD of 3/31, and their refund hit their account exactly on that date. The IRS processing system has actually become more efficient with this change, as it prevents the banking system from being overwhelmed with millions of deposits on a single day.

This delay is likely due to several factors: • Child Tax Credit claims trigger additional verification • IRS is prioritizing certain returns (typically lower income/simpler returns first) • System backlogs from the Feb 12-15 surge period • Staffing issues at processing centers Based on this tax season's patterns, most returns with similar characteristics are updating between 28-42 days after filing. The transcript typically updates overnight Thursday-Friday or Friday-Saturday.

FYI - the N/A transcript doesn't mean they haven't received ur return. It means they haven't processed it yet. There's a diff. The return is in the system (confirmed by ur acceptance and WMR first bar) but hasn't been assigned to processing queue yet. This is happening to TONS of ppl this yr. The cycle codes show most CTC returns are now processing in cycle 20240805 thru 20240807 which means late March/early April deposit dates.

OMG I was so confused about this too! 😫 So here's what I learned after hours of research: the IRS changed their processing system this year. They're now using a new verification process that adds about 7-10 days to EVERYONE'S refund timeline. Even if your return is accepted quickly, there's this new internal review that happens before they release funds. I was shocked when I found this out!

According to the IRS.gov website, they're currently processing returns filed on February 22nd. You can check their operational status page for updates: https://www.irs.gov/newsroom/irs-operations. Most people I know who filed electronically with direct deposit are getting refunds in 18-25 days this year. Paper returns are taking 6-8 weeks minimum.