IRS

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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!


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An incredibly helpful service

An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!


Consistent,frustration free, quality Service.

Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.


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How to Find a Great Virtual Tax Accountant for Both Filing and Strategic Planning Advice?

I've been doing my own taxes for almost 15 years as a W-2 employee, but they're getting increasingly complex and time-consuming with my RSUs, charitable donations, rental property income, and some K-1 forms that have entered the picture. While I think I've done okay minimizing my tax liability over the years, I suspect a good tax accountant could probably save me several thousand dollars annually at this point. I'm not really interested in big chains like H&R Block because I worry I'll get assigned a different person each time I need help, with no guarantee about their expertise or abilities. Is that a legitimate concern? What I'm really looking for is a tax professional who's tech-savvy and comfortable working entirely remote (through Zoom or email). I'm in Portland where we don't have state income tax, so I don't need local expertise, and I'd rather not pay premium rates just for proximity when I have no intention of meeting in person. My ideal scenario would be finding an excellent tax accountant who lives in a lower-cost area, charges reasonable fees, and has verifiable client reviews that speak to their competence and communication style. I want someone who can handle both filing and provide strategic planning advice throughout the year. I checked out picnictax.com but saw some concerning reviews from tax professionals who used the platform, which made me hesitant to sign up. Any suggestions on how to find this unicorn of a virtual tax accountant with proven skills? Other platforms or methods I should consider?

Has anyone tried using a tax professional through Upwork or other freelance platforms? I've been considering this approach since you can see reviews, set up video interviews, and often find qualified people at more reasonable rates than local high-cost firms. Just wondering if there are pitfalls I'm not seeing.

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Omar Zaki

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I tried the Upwork approach last year and had mixed results. Found a CPA with great reviews, but she got totally overwhelmed during tax season and communication suffered. Also, verify their credentials independently - not everyone claiming to be a CPA on those platforms actually is. Check your state's CPA license lookup tool.

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Thank you for sharing your experience. That's a really good point about verification - I hadn't considered that credentials might not be properly vetted on freelance platforms. I'll definitely use my state's CPA license lookup tool if I go this route. The communication issue during busy season is concerning too. Maybe I should look for someone who has a smaller client base or specifically mentions their communication protocols during tax season.

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Don't overlook smaller regional accounting firms that have embraced virtual services. After trying both large chains and independent preparers, I found a medium-sized firm based in Tennessee (I'm in California) that specialized in tech workers and property investors. Because they're located in a lower-cost area, their rates were about 30% less than comparable services in my city. The key is finding firms that explicitly market their virtual services and have experience with clients in tech hubs. They're used to handling RSUs, options and other tech compensation while charging more reasonable rates. The one I use even has a secure portal for document sharing and virtual meetings that's much better than just emailing files back and forth.

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This sounds promising! How did you find them initially? Was it through a referral or did you search online? I'm wondering what search terms would be most effective to find these types of regional firms with virtual services.

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One thing nobody's mentioned yet - you should check if your employer at least withheld the correct federal income tax. Sometimes when they mess up state withholding, they screw up federal too. If they did withhold federal correctly, you might be able to apply some of your federal refund (if you're getting one) toward your state tax bill. Not all states allow this, but worth looking into. Also, make sure you keep all documentation showing your employer didn't withhold properly. If you end up getting hit with penalties, having this paper trail could help you get them reduced.

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How would you even check if federal withholding was done correctly? I'm looking at my W-2 and box 2 has federal income tax withheld, but I have no idea if it's the right amount.

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You can do a quick check by comparing what was withheld to roughly 12-22% of your income (depending on your tax bracket). But the more accurate way is to run your numbers through a tax calculator or software. Just input your total income, filing status, and deductions - then compare the "federal tax liability" it calculates against what was actually withheld on your W-2. If they're roughly in the same ballpark (within a few hundred dollars), then your federal withholding was probably done correctly. If the withholding is significantly less than your expected liability, then you've got problems on both federal and state levels, which is a much bigger issue.

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Has anyone successfully sued their employer for failing to withhold state taxes? My cousin is going through this exact situation and is considering small claims court for the penalties and interest he's being charged.

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Ethan Wilson

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I looked into this when it happened to me. You probably can sue, but you'd need to prove they were negligent rather than it being a misunderstanding or paperwork error. Did your cousin explicitly fill out state tax withholding forms that were ignored?

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He says he definitely filled out all the standard new hire paperwork including state tax forms. He even has copies that he saved. The company apparently just... didn't process them correctly? Or ignored them? Either way they admitted it was their mistake but are refusing to cover any of the penalties.

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Logan Chiang

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Has anyone itemized student loan interest? I paid like $4500 in interest last year and im hoping to get something back for that nightmare.

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Mason Stone

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Student loan interest (up to $2,500) is actually an "above-the-line" deduction, not an itemized deduction. That means you can take it even if you claim the standard deduction! It's directly subtracted from your income before calculating your adjusted gross income.

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Isla Fischer

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Don't forget energy efficiency improvements to your home! We got solar panels last year and qualified for a 30% tax credit (not a deduction but even better). Also replaced windows and got another credit. Check out Form 5695 for residential energy credits.

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Savannah Vin

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Thanks for mentioning this! We actually did install some energy efficient windows as part of moving in. Do you know if that counts if they were installed by the previous owner right before we bought the place? Or does it only count if we paid for the installation ourselves?

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Isla Fischer

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Unfortunately, you only get the credit if you paid for the improvements yourself. If the previous owners installed them, they would get the credit on their tax return. However, now that you own the home, any new energy-efficient improvements you make going forward would qualify for you! The credits are pretty substantial - up to 30% for solar and geothermal, and up to $600 for energy-efficient windows (with a $1,200 annual maximum for most improvements). Might be worth considering additional upgrades this year!

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QuantumQuasar

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Another option that nobody has mentioned yet is to check if your brokerage offers basis reconstruction services. Fidelity helped me with a similar inheritance issue by researching historical prices based on the date of death. You'll need to provide documentation like the death certificate and proof of the trust distribution, but they can often do the calculation for you. There might be a fee, but in my case it was worth it for the peace of mind.

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Liam McGuire

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What if my brokerage is a smaller one that doesn't offer those kinds of services? I'm with a regional firm that's not as full-service as Fidelity or Schwab.

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QuantumQuasar

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If you're with a smaller brokerage, you still have options. Even if they don't offer formal basis reconstruction services, their customer service might still be able to help you identify the share price on the date of death. If that doesn't work, you can also use resources like Yahoo Finance or Morningstar to look up historical prices for most mutual funds. Just search for SSHFX and find the historical price data for your uncle's date of death. Document how you determined the value (take screenshots), and keep that with your tax records.

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Amara Eze

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Have you considered using the alternative valuation date? IRS rules allow the executor to choose either the date of death OR 6 months after for valuation purposes. Might be worth checking which value was lower if youre trying to minimize capital gains taxes when you sell.

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This is actually a really good point. The executor had to choose one valuation method for ALL assets in the estate though - they couldn't cherry pick different dates for different assets. So you might want to check what method was used on the estate tax return if one was filed.

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Eve Freeman

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DoorDash driver here for 3 years. The tax situation isn't as scary as people make it sound if you're organized. My advice: 1. Get a mileage tracking app RIGHT NOW (I use Stride) 2. Save 25-30% of everything you make 3. Take pictures of all receipts for hot bags, phone mounts, etc 4. Pay quarterly taxes if you make more than a few thousand Also, your car maintenance costs more than you think! That depreciation hits hard after a year or two of delivery driving.

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Does the 25-30% include state taxes too or just federal? I'm trying to figure out exactly how much to set aside each week.

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Eve Freeman

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That percentage includes both federal and state taxes for most situations. If you're in a high-tax state like California or New York, you might want to bump it up to 30-35%. I'm in a medium-tax state and 28% has covered me completely. The exact amount depends on your overall income level and tax bracket when combined with any other jobs you have.

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Caden Turner

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Do any of you guys use TurboTax for your delivery gig taxes? Or is there a better option for self-employed people? This will be my first year doing DoorDash and I'm worried about messing it up.

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Sunny Wang

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I've used both TurboTax Self-Employed and FreeTaxUSA for my delivery gig taxes. TurboTax is more user-friendly and asks specific questions about delivery driving, but it's expensive (around $120-150 for federal and state with self-employment). FreeTaxUSA handles 1099 income well too and costs way less (about $15 for state, federal is free), but you need to know which forms to fill out yourself.

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