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Have you checked your tax account transcript or just your return transcript? Sometimes the account transcript will show pending actions even when the return transcript shows nothing. Also, did you claim any credits like EITC or Child Tax Credit that might trigger additional verification? And one more thing - have you verified your identity through ID.me on the IRS website? Sometimes that can be holding things up.
Thank you for these suggestions! I actually hadn't thought to check the account transcript. Just did that and still nothing, but at least now I know I've checked everything possible. And yes, I did verify through ID.me when I first created my account.
Just wanted to share some hope - I was in the EXACT same boat (filed 2/1, accepted same day, transcript only showing old non-filer stuff). My transcript finally updated yesterday after 8 weeks of nothing, and my DDD is set for 4/3. No explanation for the delay, no issues with my return, it just took forever to process. The fact that your return was accepted means it's in the system - just hang in there a little longer!
I had this exact issue last year. Here's what happened in my case: 1. E-filed on January 28 2. Got acceptance confirmation same day 3. WMR showed "return not received" for 3 weeks 4. Called IRS after 21 days 5. They confirmed it was in processing despite what WMR showed 6. Refund appeared in my account 10 days later without WMR ever updating Sometimes their systems just don't sync up properly.
WATCH OUT FOR THIS SITUATION: ⢠If you claimed certain credits (EIC, ACTC), your refund is automatically held until mid-February ⢠If your return contains any "review codes" it gets routed to manual review ⢠If your AGI changed significantly from last year, it can trigger verification ⢠If you had marketplace insurance, reconciliation can delay processing I've seen returns get stuck in limbo for 8+ weeks with the same symptoms you're describing. Document everything and if it goes beyond 21 days, that's when you can officially start inquiring about the status.
What's your specific issue with the discrepancy? I'm dealing with CP2000 Notice for unreported income and found that mentioning the notice number gets you to a different queue. Are you trying to resolve something before submitting your 2024 return, or is this about an amended return for 2023? The approach might differ based on your specific situation.
One alternative approach is to make an in-person appointment at your local Taxpayer Assistance Center. You can schedule this through the IRS website or by calling 844-545-5640. These appointments are typically available within 1-3 weeks, which might be faster than reaching someone by phone during peak season. Just be sure to bring all relevant documentation: your prior year returns, any notices you've received (CP2000, Letter 12C, etc.), and two forms of identification. The advantage of in-person assistance is that the representative can often resolve multiple issues in one session, rather than being transferred between departments on the phone.
Guys, this isn't as shady as some ppl are making it sound. Yes, there's an extra fee (which they DO disclose btw), but it's a convenience service. Nobody's forcing anyone to use it. I've done it both ways and tbh the fee deduction is super convenient when you're tight on cash during tax season. Just plan for the extra days of processing. The SBTPG website lets you track everything. Just google "SBTPG refund status" and create an acct with your SSN and expected refund amount. Way better than wondering where ur $$ is.
The fee is definitely disclosed, but it's still a pretty high charge for what amounts to a very short-term loan. For someone getting a $3000 refund, paying $39 to get your money a few weeks earlier is equivalent to a very high interest rate. But I understand some people need their refund urgently and don't have the cash to pay upfront.
I believe I can share a specific example that might help illustrate the process. When I filed through TurboTax in February, my total refund was approximately $3,200. I chose to have my TurboTax fees ($89 for Deluxe) deducted from my refund. The IRS approved my return on February 12th and issued the full $3,200 to the temporary account at Santa Barbara Tax Products Group. From there, SBTPG took the $89 TurboTax fee plus their own $39 processing fee, leaving $3,072 which was deposited to my bank account on February 15th. The deposit showed as "SBTPG LLC TAX REFUND" on my bank statement, not from the IRS directly. You can actually track this whole process on the SBTPG website if you create an account.
This is incredibly helpful! I had no idea the deposit would show up from SBTPG rather than the IRS. That explains why I couldn't find anything when I was searching for IRS deposits in my transaction history from last year.
Thanks for the real numbers. That $39 fee seems high just to take payment from your refund. Almost 30% extra on top of the TurboTax cost.
Laura Lopez
The as-of date on your transcript actually represents when the IRS computer system will take its next scheduled action on your account, not necessarily when it last processed something. Here's how to interpret your situation: 1. First, verify you're looking at your 2024 Account Transcript (not Return or Record of Account) 2. Check for a TC 150 code (tax return filed) 3. Look for processing codes 570 (refund hold) or 971 (notice issued) 4. If you don't see those, but see code 150, your return is in normal processing 5. Cycle 05 accounts update overnight on Thursdays, so check again tomorrow morning The as-of date often remains static during standard processing.
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Victoria Brown
According to IRS Publication 2043 and Internal Revenue Manual 21.4.1, the as-of date on transcripts is primarily used for interest calculations and can remain unchanged during normal processing. Per IRS procedures, cycle 05 accounts (Thursday updates) typically see significant movement in weeks 3-5 after acceptance. The current processing timeframe for returns filed in Q1 2025 is approximately 21-28 days for error-free returns without refundable credits, and 28-45 days for returns with refundable credits or that require additional verification.
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