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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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Really made a difference, save me time and energy from going to a local office for making the call.
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Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
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An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
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Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
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I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
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Bank processing times vary. Credit Karma isn't at fault here. The IRS releases funds on schedule. Financial institutions process them differently. Some are faster than others. Credit Karma's early deposit feature works when possible. Not a guarantee. Just a potential benefit.
I tracked my refund meticulously last year. IRS transcript showed release on March 14th at 12:01am. Credit Karma showed pending at 10:23am that same day. Funds were available exactly 27 hours and 42 minutes after the IRS release. This year was similar with a 29-hour processing time. There's always some delay between IRS release and bank availability.
Here's what might be happening with your refund: 1. The IRS has approved your refund and set 2/24 as the release date 2. The Treasury Financial Management Service actually issues the payment 3. The payment goes through the Automated Clearing House (ACH) network 4. Credit Karma receives the payment notification 5. Credit Karma processes it into your account Each step can take 24-48 hours, especially during peak tax season. Your refund is likely just moving through this pipeline and should appear soon.
• This step-by-step breakdown is exactly what I needed! • I had no idea there were so many stages between IRS approval and getting my money • Now I understand why there's always that gap between the transcript date and when it hits my account • Will definitely save this explanation for future reference
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I tracked this exact process last month. From 'funded' status to money in my account took exactly 53 hours and 17 minutes. SBTPG received my $3,842 refund on Tuesday at 9:14am, and it was deposited in my bank account on Thursday at 2:31pm. The SBTPG portal never updated beyond 'funded' - it stayed that way even after I had the money. My bank showed it as pending for about 12 hours before it was available.
SBTPG is just sitting on your money making interest. They got your refund from the IRS but haven't sent it to your bank yet. When mine said funded last month, it took 3 more days to hit my account. They never update the status to tell you when they actually send it out. Just keep checking your bank account, not the SBTPG site.
It's like they're playing hot potato with our money, isn't it? They hold it just long enough to make some interest but not long enough to cause too many complaints. Just to be clear - there's no additional status after 'funded' that I should be looking for? The next update will just be seeing it in my bank account?
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I got mine! Filed through Credit Karma/TurboTax on January 31st with DDD of 2/21 and it hit my account exactly on that date. Did you pay for the filing service using your refund? Did you opt for any advances? I'm wondering if there might be something specific about your filing that's causing the delay?
Success story here! Filed through Credit Karma on Feb 1, had a DDD of 2/24 (same as you), and it actually showed up early on 2/23! According to https://www.irs.gov/refunds, deposits can take 1-5 days to process through the banking system after the IRS releases them. I was surprised to learn from the IRS Refund FAQ that even though they give a specific date, it's really more of a "release date" than a guaranteed deposit date. The banking system has its own timeline that the IRS can't control.
I tracked this closely for my investment planning. Filed on January 27, 2025, received acceptance on January 28, 2025, WMR updated with DDD of February 17, 2025, actual deposit occurred February 19, 2025. Last year filed on February 3, 2024, with deposit on February 24, 2024. The pattern suggests a consistent 2-day lag between stated DDD and actual deposit for Credit Karma/TurboTax users with my particular bank (Chase).
Tax pro here! 🧐 This is super common with all prep software, not just Credit Karma. The IRS "releases" funds on the DDD, but then it's like a financial version of The Amazing Race between banking systems! 🏃♀️💨 Some banks post pending deposits immediately, others wait until midnight, and some (looking at you, credit unions) batch process everything once a day. Add in weekends and you've got a recipe for refund anxiety! Pro tip: never schedule bills to be paid with refund money until it's actually in your account.
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Check your bank account. Not WMR. Many people get deposits before WMR updates. Transcript is more accurate. PATH delays are ending now. Most refunds process within 21 days. Your 2/26 date is probably correct. IRS systems don't talk to each other well.
I filed on January 29th, 2024. Transcript updated February 14th. WMR still showed first bar on February 17th. Deposit hit my account on February 19th at 3:17am. WMR finally updated on February 21st. The PATH Act verification process creates these gaps in updating. Don't trust WMR - it's notoriously behind actual processing.
Anita George
SBTPG usually updates super fast IMO. Most ppl in the tax forums report seeing updates within 24hrs of transcript 846 code appearing. But here's the thing - TT rejecting you for an advance is def a red flag. Even if nothing shows on offset line, could be other issues like ID verify, review hold, or credit eligibility probs. The system knows stuff before it shows up on your transcript sometimes. FWIW, check cycle code on transcript when it updates - if it ends in 05, that's a weekly update cycle and might take a bit longer for everything to process thru SBTPG.
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Abigail Spencer
Don't bother with SBTPG's website. It's notoriously unreliable. Call them directly at their customer service line instead. Their website can lag behind by days, but the phone reps can see if they've received the funds in real-time. I did this last year and found out my refund was already processing even though the website showed nothing. TurboTax's advance rejection is a separate issue - their algorithm is extremely conservative this year due to increased fraud concerns. Focus on tracking the actual refund through IRS sources instead of relying on TurboTax or SBTPG's systems.
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