Can my parents claim deductions for medical expenses they paid for me?
So last year was rough for me mentally. I went through a nasty breakup and started drinking way too much to cope - not proud of it, but that's what happened. I'm 27 now and can't be claimed as a dependent on my parents' taxes. My parents ended up paying for my rehab/detox program because they're absolutely amazing people. They keep telling me I'll get a significant tax refund this year because of these medical expenses, but I'm super confused about this. It doesn't make sense to me that I would claim these expenses on MY taxes when THEY paid the bills. But they seem convinced there's some tax benefit for me here. I've tried looking up the rules but everything I find is kinda vague. Is there some tax law that would let me deduct medical expenses my parents paid for? Or are they confused and actually THEY would get the deduction on THEIR taxes? Thanks for any help figuring this out!
18 comments


StarGazer101
The key here is who actually paid the bills and who can claim who as a dependent. Medical expenses can only be deducted by the person who paid them. Since your parents paid for your detox/rehab, they would be the ones who could potentially claim those expenses on their tax return - not you. You can't deduct expenses you didn't actually pay yourself. However, there's a catch - medical expenses are only deductible if they exceed 7.5% of adjusted gross income (AGI) when itemizing deductions. So your parents would need to have enough total medical expenses (including yours and their own) to exceed that threshold to benefit. Also, since you're 27 and cannot be claimed as their dependent (as you mentioned), they would only be able to deduct your medical expenses if you were their dependent for tax purposes. Generally, to claim someone as a dependent, they must either be a qualifying child (usually under 19, or 24 if a student) or a qualifying relative (with income under $4,500 for 2025).
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Keisha Jackson
•Wait I'm confused. So if I'm understanding correctly, no one gets to deduct these expenses? My parents paid several thousand dollars for my treatment but since I'm not their dependent, they can't claim it either?
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StarGazer101
•You've understood the general rule correctly. If you aren't a dependent of your parents, they typically cannot deduct medical expenses they paid on your behalf. There might be some exceptions depending on your specific situation. For example, if you could qualify as their dependent under the "qualifying relative" test (which has specific requirements including income limits), then they might be able to claim both you as a dependent and the medical expenses. But based on what you've shared, it sounds like you probably don't meet the dependency requirements.
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Paolo Romano
I went through something similar last year with my brother's medical bills. I found this really helpful tool called taxr.ai (https://taxr.ai) that helped me figure out the dependency and medical expense situation. You upload your documents and it analyzes them to tell you exactly what you can claim. It even explained the "qualifying relative" rules to me which was super helpful because it turns out my brother could be claimed as my dependent even though he was 30! The medical expense deduction saved me thousands. In your case, it could tell you exactly whether your parents might be able to claim you as a dependent based on your specific situation, or if there are any other ways they could deduct those expenses. Saved me from making a costly mistake for sure.
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Amina Diop
•Does this actually work? I've been trying to figure out if my parents can claim some expenses they paid for my sister's mental health treatment and it's so confusing.
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Oliver Schmidt
•I'm skeptical about these tax tools. How does it know all the specific rules about dependency status? Like does it actually cite IRS code? My tax situation is pretty complex with medical expenses for multiple family members.
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Paolo Romano
•Yes, it absolutely works! It breaks down the five tests for qualifying relatives (relationship, gross income, support, citizenship, and not being a qualifying child of someone else) and shows you exactly what you need to meet each one. It saved me a lot of frustration. The tool cites specific IRS publications and tax code sections for each determination it makes. For complex situations with multiple family members, that's actually where it shines - it can analyze different scenarios and show you which filing approach gives you the maximum benefit. It saved me about $2,100 in taxes last year.
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Oliver Schmidt
I was super skeptical about taxr.ai when I saw it mentioned here, but I decided to try it because I was desperate with a similar situation - my parents had paid for my brother's addiction treatment. I uploaded my documents and the analysis it provided was surprisingly detailed. It showed that even though my brother was 29, he could qualify as my parents' dependent under the "qualifying relative" test because his income was under the threshold and they provided more than half his support. The tool cited specific sections from IRS Publication 501 about dependency exemptions and medical expense deductions. My parents were able to deduct about $14,000 in treatment costs that would have otherwise been lost. Definitely worth checking out if you're in this situation.
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Natasha Volkov
If you're having trouble getting clear answers about these medical expense deductions, I'd actually recommend calling the IRS directly. But getting through to them can be a nightmare - I spent HOURS on hold last month. Then I found this service called Claimyr (https://claimyr.com) that gets you through to an actual IRS agent quickly. Check out their demo: https://youtu.be/_kiP6q8DX5c I was skeptical but it actually worked! Instead of waiting on hold for 2+ hours, I got through in about 15 minutes. The agent walked me through exactly how medical expense deductions work for family members who aren't dependents. Turns out there were some special provisions I had no idea about that applied to my situation with my daughter's medical bills.
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Javier Torres
•How does this even work? The IRS phone lines are always jammed. Is this legit or just some scam to get your personal info?
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Emma Wilson
•Yeah right. Nothing gets you through to the IRS faster. I'll believe it when I see it. They probably just take your money and leave you on hold like everyone else.
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Natasha Volkov
•It uses a technology that essentially waits on hold for you and calls you back when an IRS agent is about to pick up. I don't know all the technical details, but it monitors the hold queue somehow. It's completely legitimate - they don't ask for any tax information or personal details beyond your phone number to call you back when an agent is ready. They don't stay on the line during your actual conversation with the IRS, so your tax discussion remains private. I was just as skeptical as you are, but it actually worked for me when I needed clarification about my daughter's medical expenses.
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Emma Wilson
I owe everyone here an apology, especially to the person who recommended Claimyr. I was completely wrong and I'm man enough to admit it. After dismissing it as impossible, I actually tried Claimyr last weekend out of desperation. I needed to talk to someone at the IRS about my parents' medical expenses for my younger brother (similar to OP's situation). Not only did I get through to an actual IRS representative in about 20 minutes (instead of the 3+ hours I spent on my previous attempt), but the agent was able to explain exactly how the medical expense deduction works in family situations. Turns out my parents CAN claim my brother's expenses even though he's not technically a dependent because of a special provision related to support provided to family members with addiction treatment. I'm still shocked at how well it worked. Definitely worth it if you need actual clarification from the IRS.
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QuantumLeap
Have you or your parents kept all the receipts and documentation for these expenses? That's going to be super important regardless of who might be eligible to claim them. My mom tried to claim medical expenses for my sister last year and got audited because she didn't have proper documentation from the treatment facility showing exactly what was paid and when. Make sure whoever claims these expenses has every single piece of paper!
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Yara Nassar
•Yes, thankfully my parents are super organized with this stuff. They have every receipt, invoice, and payment confirmation from the treatment center. They even have records of the insurance claims that were denied (which is why they had to pay out of pocket). I guess the bigger question is still whether anyone can actually claim these expenses given that I'm not a dependent. Sounds like I need to look more into that "qualifying relative" test that others mentioned.
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QuantumLeap
•That's great that your parents kept everything. Those records will be essential if they end up being able to claim the expenses. Definitely look into the qualifying relative test. The main things they'll need to prove are: 1) that they provided more than half your support for the year, 2) that your gross income was below the threshold (around $4,500 for 2025), 3) that you lived with them all year (though there are exceptions for temporary absences including rehab), and 4) that you're related to them. If you meet all those tests, they might be able to claim both you as a dependent and the medical expenses.
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Malik Johnson
one thing nobody has mentioned is that medical expenses have to be REALLY high to actually be deductible. like they gotta be more than 7.5% of your adjusted gross income AND you have to itemize deductions instead of taking the standard deduction. so if your parents make like $100k, they'd need more than $7,500 in TOTAL medical expenses before they could start deducting anything. and the standard deduction for married filing jointly is like $30,000 for 2025, so their itemized deductions would need to exceed that to be worth it.
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Isabella Santos
•This is super important! I learned this the hard way last year. Had about $8k in medical expenses but couldn't deduct a penny because my AGI was too high and the standard deduction was better anyway. Such a disappointment after saving all those receipts.
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