


Ask the community...
This delay is likely due to several factors: ⢠Child Tax Credit claims trigger additional verification ⢠IRS is prioritizing certain returns (typically lower income/simpler returns first) ⢠System backlogs from the Feb 12-15 surge period ⢠Staffing issues at processing centers Based on this tax season's patterns, most returns with similar characteristics are updating between 28-42 days after filing. The transcript typically updates overnight Thursday-Friday or Friday-Saturday.
Wait, so you're saying Thursday-Friday is the magic update window? I've been obsessively checking my transcript every morning at 6am... maybe I should set an alarm for midnight Thursday instead? š The waiting is killing me too!
FYI - the N/A transcript doesn't mean they haven't received ur return. It means they haven't processed it yet. There's a diff. The return is in the system (confirmed by ur acceptance and WMR first bar) but hasn't been assigned to processing queue yet. This is happening to TONS of ppl this yr. The cycle codes show most CTC returns are now processing in cycle 20240805 thru 20240807 which means late March/early April deposit dates.
Dealt w/ this last month for my 2022 refund! TPG can't give u an IRS trace # but they CAN provide: - Date IRS sent $ to them - Date they processed your $ - Where they sent it (acct #, etc) - Their internal tracking # IMPORTANT: If ur refund was sent >1yr ago, u need to request archived records which takes 3-5 biz days vs regular records. Call their cust svc (800-446-8848) & specifically ask for "archived 2022 refund transfer records" - they'll email u the docs u need for IRS trace. DON'T wait - IRS has time limits on traces!
This is so helpful! I went through something similar with Republic Bank Tax Refund Solutions last year. They kept telling me to contact the IRS, and the IRS kept telling me to contact them. It was a nightmare of circular references until I finally got the right documentation from the bank. Took almost 4 months to get my refund sorted out.
I successfully traced a missing 2022 refund that went through TPG earlier this year! The key was getting the right documentation from both sides. TPG provided me with their processing records showing they never actually received my refund from the IRS (despite the IRS claiming they sent it). I submitted those TPG documents with my Form 3911 to the IRS, and within 6 weeks they located my refund and reissued it. The process wasn't quick, but it worked. Have you already confirmed with the IRS that they issued your refund?
Have you considered that the verification might be related to something specific on your return? Sometimes it's not random but triggered by certain entries. In my case, it was because my address changed AND I claimed a tax credit I hadn't claimed before. The frustrating thing is that they don't tell you why you need verification, right? Just that you need it? Something else to try: check if your state tax agency has a reciprocal verification process with the IRS. In some states, if you verify your identity with the state tax authority, it can satisfy the federal requirement too. Might be worth looking into while you're waiting to get through on the phone.
According to IRS Procedural Regulation 201-08-15, taxpayers facing verification barriers have alternative options that many IRS representatives won't voluntarily disclose. You can request a Taxpayer Advocate Service Form 911 (Application for Taxpayer Assistance Order) if the verification delay is causing financial hardship - which it sounds like it is with your mother's medication needs. Additionally, you can contact your Congressional Representative's office. Each has staff dedicated to helping constituents with federal agency issues, including IRS problems. I've seen cases where a Congressional inquiry resolved verification issues within 48-72 hours when other methods failed. It's frustrating that we have to go to these lengths, but these are legitimate channels specifically established for situations like yours.
OMG I was so confused about this too! š« So here's what I learned after hours of research: the IRS changed their processing system this year. They're now using a new verification process that adds about 7-10 days to EVERYONE'S refund timeline. Even if your return is accepted quickly, there's this new internal review that happens before they release funds. I was shocked when I found this out!
Is there any way to tell if your return is stuck in this new verification process or if there's an actual problem? I'm on day 17 with no updates.
I experienced this exact situation last year. The verification process doesn't show up on the Where's My Refund tool - it just stays on 'return received' status. In my case, I finally saw movement after 19 days, and then received my refund 3 days later. As long as you've received the acceptance message from your tax software, you're likely just in the standard queue.
According to the IRS.gov website, they're currently processing returns filed on February 22nd. You can check their operational status page for updates: https://www.irs.gov/newsroom/irs-operations. Most people I know who filed electronically with direct deposit are getting refunds in 18-25 days this year. Paper returns are taking 6-8 weeks minimum.
Kylo Ren
You're definitely fine! I've been tracking DDD patterns for years and here's what I've learned: ⢠846 code = guaranteed refund is coming ⢠DDD day of week varies widely now ⢠Some banks post 1 day early (especially credit unions) ⢠Some banks hold until next business day if it's Friday ⢠The old "Wednesday rule" ended around 2019-2020 The most important thing is you have an 846 code! That means your refund is approved and on the way.
0 coins
Nina Fitzgerald
ā¢OMG thank you for this breakdown!! I've been so stressed seeing my Friday date! š© This makes me feel sooo much better knowing it's normal! My credit union usually posts government deposits early so maybe I'll even see it Thursday night!! š
0 coins
Jason Brewer
I worked in tax preparation for 15 years and can confirm Friday DDDs are completely normal now. Back in 2018, I remember when this change started happening. The Treasury Department expanded their distribution schedule from just Wednesdays to multiple days throughout the week. I had a client last year with a Friday DDD of 3/31, and their refund hit their account exactly on that date. The IRS processing system has actually become more efficient with this change, as it prevents the banking system from being overwhelmed with millions of deposits on a single day.
0 coins
Kiara Fisherman
ā¢Would you happen to know if there's any way to predict which day of the week you might receive your DDD? Is it related to when you file, which tax credits you claim, or is it completely random?
0 coins
Liam Cortez
ā¢I received a Friday DDD 3/22 and got my refund exactly on 3/22 at 2:38am. Bank of America posts Treasury deposits as soon as they receive them, regardless of day. TD Bank and Chase typically hold until morning. Wells Fargo sometimes holds weekend deposits until Monday. Each bank follows their own policy for government deposits.
0 coins