State tax refunds are like weather forecasts - the DDD is more of a guideline than a guarantee. Think of it this way: the state says they'll deposit on Wednesday, but your bank decides when to make it rain in your account. Online banks tend to process faster than traditional banks - it's like the difference between streaming a movie instantly versus waiting for a DVD in the mail. My advice? Always assume it'll be 1-2 days later than the DDD, then you'll either be right or pleasantly surprised.

I tracked 3 years of state refunds with exact dates: 2022: DDD was April 18, received April 19 (Chase) 2023: DDD was March 27, received March 27 (Chase) 2024: DDD was February 12, received February 10 (switched to Capital One) The only variable that changed was the bank. When I switched to Capital One this year, I got it 2 days early. My federal refund followed the exact same pattern. Some banks front the money once they see the pending deposit from IRS/State.

OMG this happened to me too! Def do the ID.me verification asap. I was stuck in this weird limbo for like 2 weeks bc I thought the verification would mess something up. Finally did it and could see my full transcript. Turns out there was a small adjustment they made (gave me $126 more than I calculated!) and my DDD was already scheduled. WMR never updated until after the $ hit my account tbh. The whole system is kinda a mess rn with tax season rush.

This discrepancy occurs due to authentication protocol differences between the refund status API and the transcript access portal. An alternative approach is to request a tax transcript by mail using Form 4506-T, which bypasses the ID.me verification requirement. The transcript will contain all relevant cycle codes and processing information. While less immediate than online access, this method provides the same detailed information without requiring digital identity verification, which some taxpayers find problematic due to biometric data concerns.

Oh my goodness, I went through EXACTLY this last month! The transcript updates typically happen Thursday night/Friday morning for most people. Since you claimed dependents, you're likely on a slightly longer processing timeline. I was so frustrated waiting, but my transcript finally updated 17 days after acceptance! Here's what happened with mine: - Return accepted: February 11th - One bar on WMR until March 1st - Transcript updated March 1st with DDD of March 6th - Refund received March 6th The PATH Act can delay refunds with certain credits, but even regular dependent claims seem to take longer these days. I'd say give it until at least March 21st (which would be 21 days) before getting too worried!

I might be able to provide some insight based on my experience this filing season. My return with two dependent children was accepted on February 22nd, and I observed the following timeline: - Acceptance date: Feb 22 - WMR showed one bar until: March 8 (approximately 14 days) - Transcript updated: March 9 - Refund deposited: March 14 It seems that, generally speaking, returns with dependents may take somewhere between 14-21 days to process in most cases, though there are certainly exceptions. Your transcript will likely update before the WMR tool shows any change, so checking that might give you earlier notification.

According to the IRS Transcript Reference Guide (which you can find on irs.gov), code 570 is officially described as "additional account action pending" - it's a temporary hold. The system may need to verify information on your return against information they've received from other sources, like your W-2 or 1099 forms. Have you checked if there's a 971 code as well?

I've been through this multiple times and here's what you need to know about code 570: • It's a temporary hold that can be triggered by many different things • If it's PATH Act related, you'll usually see TC 570 with a date of April 15, 2024 • If you claimed refundable credits (EITC/ACTC), the PATH Act prevents refunds before mid-February • A 570 followed by 971 usually means they're sending you a letter • Most 570 codes resolve within 2-3 weeks without any action required Most importantly, don't panic - about 70% of these resolve automatically.

Anyone know if having biz income affects PATH processing time? My Schedule C is pretty simple but I'm worried it might flag for extra review. TIA!

I filed on February 5th last year and had my refund by February 22nd. PATH Act hold lifted on the 15th, transcript updated with an 846 code on the 18th, and money was in my account on the 22nd. Completely smooth process. Hope yours goes just as well!