Has anyone who received their deposit already checked whether the amount matches exactly what was expected? I'm asking because last year I had a small adjustment (about $120 less than calculated) with no explanation, and I had to go through a whole process to figure out why. If you got your deposit already, can you confirm if the amount matched your expected refund exactly or if there were any adjustments?

Just a word of caution for Emerald Card users... be careful about counting on early deposits. My friend last year had a March 15th DDD and was checking hourly starting March 13th. Nothing came early, so she called H&R Block who said everything was fine. On the actual DDD, still nothing. Turned out there was a verification flag on her account that H&R Block couldn't see but was holding up the deposit. It eventually came 11 days after the DDD. I'm not saying this to scare anyone, just suggesting maybe don't make immediate plans for the money until it's actually there.

It might be worth contacting your bank directly to see if they can check for any pending deposits or rejected transactions. Sometimes, particularly with certain financial institutions, they might possibly have received the deposit but placed a temporary hold on it due to various verification requirements. Additionally, you could potentially request that they specifically look for any incoming ACH transfers from the Treasury Department, as these might occasionally be processed differently than regular deposits.

I just learned something important about this year's refund processing that might help explain your situation: Step 1: The IRS is batching refunds differently this year. Some deposits that would normally go out on Wednesdays are now being processed on Fridays. Step 2: The Treasury Department has implemented new fraud prevention measures that can add 1-3 business days to the processing time after your DDD. Step 3: Many banks don't process incoming government deposits on weekends, so if your DDD was a Thursday or Friday, it might not hit until the following Tuesday or Wednesday. Step 4: If your refund amount was over $10,000, additional verification is automatically triggered, which doesn't show up in the WMR tool but will delay your deposit.

This is SO FRUSTRATING!!! I'm in the exact same boat and I need my money NOW! Filed January 23rd the minute the system opened, accepted same day, and I'm still waiting with the same codes you have! I've planned everything around getting this refund by mid-February and now I'm having to put car repairs on credit cards! I've called the IRS 14 times and can't get through to anyone! I'm checking my transcript every single morning at 6am hoping to see that beautiful 846 code!

Got accepted 1/23. Had 570/971 codes. Waited 3 weeks. DDD appeared last Thursday. Money deposited Tuesday. No contact from IRS. No changes to refund amount. Just normal processing. Path Act doesn't apply to me either. System works slowly. Just wait.

Just to clarify - I contacted TAS on January 12th, 2024 for a similar investment issue. The Form 911 asks for very specific information about the hardship you're experiencing. For investment misclassification, you need to clearly state the financial impact (potential penalties, overpayment amount, etc.). My advocate explained that they prioritize cases where you can demonstrate that the IRS made a clear error rather than just disagreements about interpretation. Make sure to reference specific line items on your 1099-B that don't match what the IRS is claiming.

Just wanted to share my success story from last month - had almost the exact same issue with misclassified capital gains. The secret sauce? 😂 I called my LOCAL TAS office instead of the national number. Got a real human in 10 minutes who actually gave me her direct extension. She told me most people don't realize each state has dedicated TAS offices with much shorter wait times than the national line. My case was resolved in 3 weeks from start to finish. The woman who helped me said investment classification issues are actually pretty straightforward for them to fix once they have the proper documentation from your broker. Good luck!

I think I might have some helpful information about this... I had an 810 code this filing season and verified through ID.me on March 2nd. My transcript didn't update for about 12 days, then suddenly showed a 971 notice issued. Four days after that, I received code 846 with a DDD. So approximately 16 days total from verification to having a deposit date. From what I understand, there's generally a 9-21 day window for processing after verification, but it can sometimes be faster or slower depending on your specific tax situation and whether there are any other issues they need to review.

OMG this whole process is INSANE!! 😡 I had no idea what I was getting into with this 810 code! I verified my identity last week and I'm STILL waiting for any updates. My rent is due next week and I'm freaking out! Has anyone tried calling the Taxpayer Advocate Service instead? I heard they can sometimes push things through faster if you have a hardship situation? I'm seriously considering that route because this wait is unbearable!