I tracked exactly 37 cases of post-verification delays this season in my tax office. The average wait time between 0605 code and refund was 13.4 days. The longest was 26 days, shortest was 8. Returns with dependent credits (like yours) averaged 16.2 days. Based on this data, you're still within normal parameters, frustrating as it is. If you reach day 21 post-verification with no movement, that's when I'd recommend calling.

I'm dealing with this exact same situation right now! Filed 19 days ago, completed ID verification 8 days ago, and my transcript still shows the 0605 code with absolutely nothing else. It's so frustrating not knowing if everything is processing normally or if something is stuck. Reading through all these responses is actually really helpful though - it sounds like this post-verification waiting period is more common than I realized. I had no idea about checking for the 571 reversal code or that Wednesday early morning updates were a thing. Going to try checking my transcript around 2am Wednesday like Kristin suggested. Thanks everyone for sharing your experiences - makes me feel less alone in this waiting game!

Hey! I'm in the same exact situation - PA resident here and got that same scary 8-12 week message after my return showed processed. I was freaking out too because I really need this refund ASAP. But after reading through all these comments, I'm feeling a bit better knowing it's probably just their standard warning. Has anyone actually tried that taxr.ai thing people keep mentioning? I'm tempted to give it a shot for a dollar just to get some peace of mind about when this refund might actually hit my account. The daily bank account checking is driving me crazy! 😵‍💫

Ugh, I'm going through the exact same thing with my PA refund! Got that dreaded 8-12 week message and have been obsessively checking my bank account ever since. It's so frustrating because you hear federal takes forever but state is supposed to be quick. After reading all these comments I'm definitely going to check out that taxr.ai thing - seems like a lot of people are getting actual answers from it instead of just generic timelines. At least we're not alone in this waiting game! 🙄

Have you considered that the amended return might be causing this delay? Amended returns often follow a different processing timeline than standard returns, don't they? The IRS systems might be treating this as a special case due to the amendment. Did you receive any correspondence after submitting your amended paperwork? Sometimes these deposits get held for additional verification when there's been a change to the original filing.

I'm going through the exact same thing right now! My refund was supposed to hit today too and nothing. Been refreshing my bank app every hour like it's going to magically appear. Reading through everyone's responses here is actually pretty reassuring though - sounds like this is way more common than I thought. The amended return angle is interesting since I also filed an amendment. Maybe that's what's causing the holdup? Going to try checking my transcript like a few people suggested and just try to be patient for a couple more days. This waiting game is brutal when you're counting on that money!

Same thing happened to my sister last month. Liberty Tax set up a temporary account, but they never told her when the money came in! She had to physically go to the office and demand her refund. They had received it 2 weeks earlier and 'forgot' to call her. Make sure you stay on top of them!!!

This is totally normal! I work at a tax prep office and can confirm that when you don't have a bank account, we set up what's called a Refund Transfer through a third-party bank (usually MetaBank or Republic Bank). Here's exactly what happens: 1. Your refund gets deposited into their temporary account 2. They deduct the tax prep fees AND the refund transfer fee (usually $35-50) 3. Within 1-2 business days, you'll get either a prepaid debit card or paper check for the remaining amount The IRS showing "sent to bank" is correct - it's just going to Liberty's partner bank first, not directly to you. You should have signed a Form 8888 (Direct Deposit) that shows the temporary account info, not your personal account. Pro tip: Call your Liberty office and ask for the tracking number or reference number for your refund transfer. Most companies can tell you exactly when they received it and when your payment will be ready. Don't stress - this process happens millions of times each tax season!

their website is trash ngl. always giving errors or timeout messages

Also worth mentioning that if you e-filed, you generally need to wait at least 24 hours after the IRS accepts your return before the "Where's My Refund" tool will have any info. And if you filed by mail, it can take 3-4 weeks before it shows up in their system.