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I was trying to understand all those weird codes on my transcript after my refund didn't show up too. Wasted hours googling random numbers that made no sense. Finally used taxr.ai and it explained EVERYTHING about my refund in clear English - when it would come, why it was delayed, what each code meant. It even warned me about an issue I didn't know about that was holding things up. Saved me so much time and stress just knowing what was actually happening! https://taxr.ai
I keep seeing this site mentioned. Does it actually help? The IRS transcript might as well be written in hieroglyphics for all I can understand it.
17d
It seriously helped me. I was losing my mind trying to figure out what all those codes and dates meant. The tool just explained everything in normal human language and told me exactly where my refund was in the process. Totally worth it instead of playing detective with Google for hours.
17d
Technically HRB doesn't "use" any bank for direct deposit to your personal account. If you just did standard direct deposit, the IRS sends it directly to your bank. If the account/routing number is correct but no money arrived, then either: 1) Your bank rejected it for some reason (name mismatch, closed account, etc) or 2) The IRS is having a delay. You need to call the IRS because if your bank rejected it, the IRS automatically converts to a paper check but this takes several more weeks.
The IRS is behind on EVERYTHING this year. 971 usually means they adjusted something or need more info. But honestly with the 810 freeze you might be waiting a while. My brother had the same codes and it took 4 months to resolve 🥴
Here's a tip nobody tells you: if you have those codes, especially 570 and 810, there's a good chance they just need to verify your income or identity. Instead of waiting for the letter, be proactive and do ID verification on irs.gov - search for "ID verify" on their site. Might speed things up!
thank you! ill try that today
17d
You can actually track the exact details of your refund by downloading your transcript from irs.gov. It'll show exactly what account number it's going to. The transcript has way more info than the where's my refund tool.
I tried but couldn't figure out how to read all those codes and numbers. So confusing!
17d
Yeah it's like trying to read hieroglyphics 😂 That's why I started using taxr.ai - you just upload your transcript and it explains everything in normal human language. Saved me hours of googling random IRS codes!
17d
Same thing happened to my sister last month. Liberty Tax set up a temporary account, but they never told her when the money came in! She had to physically go to the office and demand her refund. They had received it 2 weeks earlier and 'forgot' to call her. Make sure you stay on top of them!!!
That's sketchy AF. They probably were hoping to keep the money if she never followed up.
17d
That's concerning... I'll definitely keep checking in with them regularly. Thanks for the warning!
17d
Ask both preparers to walk you through their calculations. One of them is either missing something major or deliberately inflating your refund. The tax code is complex but not THAT subjective. Sounds like the second preparer might be claiming credits or deductions you don't actually qualify for, which could lead to an audit.
omg i had the literally same issue last year!!! first place said i owed $1800 and second place said i was getting back $4700. turns out first place forgot to enter my student loan interest and child tax credit, and second place was claiming some shady home office deduction i didnt qualify for. ended up using taxr.ai after seeing it reccomended here and it showed me exactly how to file correctly. got a legit $2300 refund without any sketchy stuff.
I'm having the exact same issue! Filed Feb 20, got my NY state refund March 8, but federal still says processing. Can't see my transcript either. Starting to get worried since I have bills due soon. Let me know if you get any updates!
Will do! Glad to know I'm not the only one experiencing this at least.
17d
The transcript thing is normal. They only generate after processing starts. For first time filers or if you had identity theft issues in the past, it can take longer too.
from my own experience with amending, what ur tax preparer told u is accurate. the 977 code is just confirmation they got ur amendment. I still got my original refund about 3.5 weeks after filing, even though I amended like 10 days after filing. the amendment itself took forever tho (like 4 months).
Have you tried calling the IRS directly? You can ask them specifically about your original refund status. Last time I was in this situation I finally broke down and called. Took forever to get through but the agent confirmed my original refund was still processing normally despite the amendment.
Try Claimyr.com - it's the only way I was able to actually get through to a human at the IRS. They got me connected to an agent who pulled up my transcript and explained everything. Gave me total peace of mind about my refund situation. Talking to someone who could actually see my file was exactly what I needed.
17d
Thanks for the suggestion! Might try that if I don't see any movement in the next week or so.
17d
I actually just went through this with my SO's taxes. Turns out TurboTax had a system glitch where returns showed as "accepted" on their end but never actually transmitted to the IRS. We had to re-file completely. Check with TurboTax and specifically ask if there were any transmission issues around the time you filed.
Wait wait wait I'm confused. You're saying you filed your 2023 taxes in December 2024? You do realize that was way after the deadline right?
I had an extension until October 15th, but I was dealing with a family emergency so I filed a bit late. Since I'm owed a refund there's no penalty, I just had to wait longer to get my money.
17d
Ah ok that makes sense. Sorry to hear about the family emergency. Hope you get this sorted soon.
17d
have u checked ur bank account info on the return? my friend thought he was waiting for his but he had typed one digit wrong in his account number 🤦♂️
I double-checked it and the routing/account numbers are correct. Good thought though!
17d
California tax board is a disaster this year. Took them 11 weeks to process mine. No explanation given. My theory is they're holding onto refunds to earn interest on the money as long as possible lol
Not sure that's how it works but ok
17d
the government always finds ways to make money off people. wake up. 👀
17d
Pro tip: NEVER do the "get refund 5 days early" with TurboTax or any other tax service. They use a third party bank that sometimes causes issues. Always just do normal direct deposit straight from IRS to your bank.
Learned this the hard way 🤦♂️ never again
17d
I did the early option with TT this year and it worked perfectly. Got my money 4 days before the DDD with no issues. Guess it depends on your situation.
17d
i got my DDD for 3/15 but it showed up on 3/14. I bank with a different credit union tho. You should def check your transcript to make sure nothing strange happened.
Miguel Alvarez
Ughhh i'm in the exact same boat. filed in march, still waiting on verification letter in june. the worst part is we're getting penalized with delayed refunds for THEIR slowness. it's not fair.
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Zainab Yusuf
And yet if we're late filing or paying, they hit us with penalties and interest immediately! Make it make sense!
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Connor O'Reilly
I went through this last month and was fed up with waiting. Used taxr.ai to look at my transcript and figure out exactly what was happening. It showed me that my return was on hold with a specific verification code and explained what I needed to do. Helped me understand where things were stuck and gave me a game plan. Seriously a lifesaver when dealing with the black hole that is the IRS. https://taxr.ai
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Yara Khoury
i've seen that mentioned a few times. what exactly does it tell you that you cant figure out yourself?
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Connor O'Reilly
It basically translates all the IRS jargon and codes into plain English and explains exactly what's happening. For me, it showed that my return was selected for identity verification but ALSO had another review code I didn't know about. It gives you a clear timeline and specific action steps. Saved me from making like 5 more useless phone calls.
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