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- Connect you to a human agent at the IRS
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- Redial until on hold
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If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
Ask the community...
- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
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Quick question - I'm dealing with similar issue but my employer is claiming I'm "partially an employee and partially a contractor" for different duties. Is that even legal?
No, that's generally not legit. The IRS looks at the overall relationship. You can't be an employee on Mondays and a contractor on Tuesdays for the same company. Some exceptions exist but they're rare.
I went through almost the exact same situation two years ago! My employer had me as 1099 for 8 months then switched to W-2. I was also worried about creating workplace drama since I liked my job. Here's what I learned: approach it as helping them fix an administrative error rather than accusing them of wrongdoing. I scheduled a meeting with HR and said something like "I noticed I received both a 1099 and W-2 for 2024, and I want to make sure we handle this correctly for both the company and my tax filing." Most employers actually appreciate when you bring this to their attention because misclassification can create bigger problems for them down the road with the Department of Labor or state agencies. My HR department was grateful I flagged it and immediately worked with payroll to issue a corrected W-2 covering my full year's income and voided the 1099. The key is framing it as "let's fix this together" rather than "you messed up." In my experience, reasonable employers want to do the right thing - they just need to understand what that is.
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When u finally get in make sure to save PDFs of everything. Don't wanna go thru this whole process again trust me
good idea! will do that once i figure out how to get in lol
Just went through this myself last month! Here's the step-by-step: 1) Look for "Get Transcript Online" button (should be blue and prominent on the main transcript page), 2) You'll be redirected to ID.me for identity verification - this is the tricky part that trips everyone up, 3) Have your SSN, phone, and a government ID ready for the verification process, 4) Once verified, you can download your transcripts immediately as PDFs. The ID.me verification can take 10-15 minutes if you do the selfie route, or longer if you need to upload documents. Don't get discouraged if it seems complicated - it's worth it for instant access. And definitely avoid that maintenance window on Feb 9th!
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Here's a trick: call them every single day and be persistent. Ask for a supervisor if the first person can't help. I did this last year and suddenly my money appeared the next day. They can expedite if they want to, they just don't unless you make noise.
I'm going to try this tomorrow. Been too nice so far. Time to be that annoying customer lol
the squeaky wheel gets the grease! 🛢️
This is unfortunately super common with SBTPG. I've been through this exact scenario twice now. The "funded" status basically means they've received your refund from the IRS but haven't processed it to your bank yet. A few things that might help: 1. Call them every day and document each call - ask for reference numbers 2. Request to speak with a supervisor if you're not getting clear answers 3. Ask specifically if there are any holds or verification issues on your account 4. Double-check that all your banking info is correct in their system The 14-day timeframe everyone mentions is real - they legally have that long to process it. But in my experience, being persistent with daily calls can sometimes speed things up. The most frustrating part is their system rarely updates properly, so your money might hit your account before their website even shows a trace number. Hang in there - you're getting close to the point where you can really start pushing them for answers!
This is really helpful advice! I especially like the tip about documenting each call with reference numbers. That gives you a paper trail if you need to escalate or file a complaint later. The daily calling strategy seems to work for a lot of people based on what others have shared here. It's frustrating that we have to be so persistent just to get our own money, but if that's what it takes then that's what we'll do!
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Has anyone used Rocket Dollar for their checkbook IRA? They advertise a flat fee structure that looks pretty competitive, but I've heard mixed reviews about their customer support.
I used them initially but ended up switching. Their platform is user-friendly and setup was straightforward, but I had issues whenever I needed to speak with an actual human. Support tickets would go unanswered for days, and when I had an urgent question about a potential prohibited transaction, I couldn't get a clear answer. I ended up transferring to a more traditional custodian with slightly higher fees but much better support. For something as important as retirement funds and as complex as self-directed investing, I found that having access to knowledgeable support staff was worth the extra cost.
Thanks for sharing your experience. That's exactly what I was worried about. Did the transfer process go smoothly or were there any complications? And which custodian did you switch to that had better support?
I've been managing my checkbook IRA for about 3 years now and wanted to add a few practical tips that I learned the hard way: 1. **Document everything religiously** - Keep detailed records of every transaction, investment decision, and communication. The IRS can audit self-directed IRAs, and you'll need clear documentation showing business purpose for all activities. 2. **Set up separate accounting software** - Don't just rely on bank statements. I use QuickBooks to track the LLC's finances separately from my personal accounts. This makes annual reporting much cleaner and helps avoid any appearance of commingling funds. 3. **Annual valuation requirements** - Your custodian will need fair market value of all assets by December 31st each year. For illiquid investments like real estate or private businesses, you may need professional appraisals. Budget for this ongoing cost. 4. **State compliance matters** - Don't forget your LLC has state-level compliance requirements too. Annual reports, registered agent fees, etc. These vary by state but can add up over time. The freedom is amazing once everything is properly set up, but the administrative burden is real. Make sure you're prepared for the ongoing responsibilities, not just the initial setup costs.
Angel Campbell
Another thing to consider is that there's an annual gift tax exclusion ($17,000 for 2024). Since your I-Bond is only $3,000, it's well under that limit anyway, so you wouldn't have to file a gift tax return even if you had completed the gift. But the other commenters are right that it's not even considered a completed gift yet while it sits in the gift box.
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Payton Black
•Does the gift tax exclusion apply per recipient or is it a total across all gifts you give in a year? I was planning to give each of my three kids I-Bonds.
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Angel Campbell
•The gift tax exclusion applies per recipient, so you can give up to $17,000 to each of your three kids in 2024 without having to file a gift tax return. That's $17,000 per person you give to, not a total limit for all your gifts combined. So if you wanted to give each of your three kids I-Bonds worth $15,000 each (totaling $45,000), you'd still be under the exclusion limit for each child and wouldn't need to file a gift tax return. It's a pretty generous limit for most normal family gifting situations.
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Harold Oh
I think everyone is overlooking that I-Bond interest is exempt from state income tax! That's a huge benefit in California with our high state tax rates. Make sure you're accounting for that when deciding if/when to transfer the bond to your child.
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Amun-Ra Azra
•Is that true even if you're using it for non-educational expenses? I thought the tax exemption only applied if you used the bonds for qualified education expenses.
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NeonNomad
•You're thinking of the education tax exclusion, which is different. I-Bond interest is exempt from state and local income taxes regardless of how you use the money - that's just a built-in feature of all Series I Savings Bonds. The education tax exclusion is a separate federal benefit that can eliminate federal taxes on the interest if you use the bonds for qualified education expenses and meet income requirements. So in California, you'd never pay state tax on I-Bond interest whether it's for education or anything else!
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