This is possibly related to the amended return you submitted, which might, in some cases, cause temporary verification issues. The IRS systems generally take approximately 3-5 business days to reconcile new information, particularly during peak tax season. I would strongly recommend checking again next Tuesday or Wednesday, as weekend processing tends to be slower. If the issue persists beyond a week, it could potentially indicate a more significant verification problem.

I experienced this exact same issue about 2 months ago! The "information doesn't match" error appeared right after I filed an amended return, just like yours. What helped me was checking my IRS account transcript online - it showed my amended return was actually being processed even though WMR was throwing errors. The whole thing resolved in about 8 days, and my refund was deposited without any further issues. The amended return definitely seems to confuse their systems temporarily. Don't stress too much - your return is likely still in the system and being processed normally.

The current RushCard processing timeline is exactly 2-4 business days after IRS approval for 78% of users. I've been tracking 142 data points from various forums. The pattern shows deposits arriving: 41% on day 2, 29% on day 3, 8% on day 4, and 22% arriving same-day as IRS approval date. Your approval was likely generated in the IRS Refund Processing System at cycle code 20240805, which would place your expected deposit between March 7-9 depending on when RushCard processes their ACH batch file.

I'm in a similar situation with RushCard - filed Feb 12th, WMR shows approved March 3rd, but still nothing in my account. Reading through these responses, it sounds like the 2-4 business day delay after IRS approval is pretty standard for RushCard. What's frustrating is their customer service keeps giving different timelines when I call. I've been checking my account obsessively every few hours, but based on what everyone's saying here, it sounds like I should expect it sometime between today and Monday. The uncertainty is the worst part when you're trying to budget around it!

Has your friend actually confirmed with the IRS that his accounts are frozen specifically for unfiled taxes? I thought my accounts were frozen for unfiled returns last year but it turned out to be because of suspected identity theft. Completely different issue with a totally different resolution process and timeline.

Before you even consider loaning that money, your friend needs to get clear documentation from the IRS about exactly why his accounts are frozen and what's required to lift the freeze. Don't just take his word for it - have him request a transcript or get written confirmation of the freeze reason and requirements. The timeline others mentioned (2-3 months minimum) is accurate IF he can get all his missing returns filed correctly the first time. But here's the reality check: someone who hasn't filed for 4-5 years likely has messy records, missing documentation, and will probably need multiple attempts to get everything right. Each revision adds weeks to the process. Also consider that $13k might not be enough. If he owes substantial back taxes plus penalties and interest, the IRS might require a significant upfront payment or proof of ability to pay before unfreezing accounts. The mortgage situation suggests he's in deeper financial trouble than just needing bridge financing. My advice? Help him get organized and connected with proper tax help, but protect yourself financially. If you do decide to help monetarily, structure it as a secured loan with collateral, not a handout based on optimistic timelines.

Just a heads up - make sure your wife's W-2 correctly reports the retirement contributions. Box 12 with code D shows the 401k contributions, and this needs to match what actually stayed in the plan (not including the excess that was returned). I've seen W-2s where the amount includes the excess, which can cause confusion when you're also reporting the return of excess. Double-check this before filing!

I went through this exact same situation last year and it was such a nightmare! The key thing that saved me was being really persistent with the plan administrator about getting that breakdown between the excess contribution and earnings. One tip that might help - when you're entering this into H&R Block, make sure you're in the "Other Income" section, not trying to add it as a regular 1099-R. There's usually a specific place for "Retirement Plan Distributions Not Reported on 1099-R" or something similar. Also, don't forget that if your wife is under 59½, the earnings portion will be subject to the 10% early withdrawal penalty on top of regular income tax. That caught me off guard when I first did this. The excess contribution itself won't be penalized since it was never supposed to be in there in the first place. The whole process is frustrating but you're definitely on the right track by trying to document everything properly!

Another option nobody has mentioned - have you checked if the stimulus might have come as a debit card? My wife and I nearly threw ours away because it came in a plain envelope that looked like junk mail. The card was from "Money Network" and didn't clearly say it was the stimulus payment on the envelope.

I'm dealing with a similar issue but mine is even more confusing - my transcript shows TWO different stimulus payments were issued for 2021, but I only received one of them. The first one in March 2021 came through fine, but there's a second entry in July 2021 that I never got. Has anyone else seen multiple stimulus entries on their transcript? I'm wondering if this could be related to the plus-up payments they were sending out when people's 2020 tax returns showed they qualified for more money than their initial payment. The amounts don't match what I expected though, so I'm not sure what's going on. I might try one of those services people mentioned here since calling the IRS has been absolutely useless - I've been disconnected three times after waiting over an hour each time.