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Pro tip: if you have to mail in documents, send them to the SPECIFIC address for 5447C letters. It's different from the regular IRS mailing address. Made that mistake and it delayed my process by weeks. š¤¦āāļø
It should be on your 5447C letter, but if not, you can find it on the IRS website. Just make sure it says it's specifically for identity verification docs.
I went through this exact same process about 6 months ago and it was definitely stressful! One thing that really helped me was creating a timeline and keeping detailed notes of every step. I'd also recommend checking the IRS website for processing times - they usually update it regularly so you know what to expect. The whole identity verification thing is a pain, but once you get through it, your refund should process normally. Hang in there! šŖ
Just a heads up that you might be eligible for the IRS First Time Penalty Abatement program since this sounds like an honest mistake. When you file your amended return, include a letter requesting this relief. Specifically mention that you had a good filing history before this issue and that the error was unintentional. This won't erase any additional tax you owe, but it could save you hundreds or thousands in penalties. Don't be afraid to ask for this directly - many people don't know about it and the IRS won't automatically apply it unless you request it!
Having dealt with a very similar excess Social Security withholding issue myself, I can tell you that while this feels overwhelming right now, it's definitely manageable! The key is being proactive and systematic about fixing it. First, definitely call the IRS before filing your amended return - explain the situation and ask them to put a hold on any collection actions while you're preparing the amendment. This gives you breathing room and shows good faith. When you file the 1040-X, make sure to include a detailed explanation letter describing exactly what happened (incorrectly assigned W-2s) and attach copies of both W-2s clearly showing which belongs to whom. The IRS appreciates transparency about mistakes. One thing I learned the hard way - double-check that your state return doesn't need amending too, since most states base their calculations on your federal return. And definitely request First Time Penalty Abatement if you have a clean filing history - this alone could save you significant money in penalties. The silver lining is that this type of error is very common and the IRS has seen it thousands of times. They have standard procedures for handling it, so once you get the paperwork sorted, the resolution should be straightforward.
Pro tip: Check if your local Taxpayer Advocate Service office is open. They can sometimes help if you're experiencing financial hardship due to the delay.
Code 570 is definitely frustrating - I'm going through the same thing right now. From what I've learned, it just means your return is under review and they've temporarily frozen any refund processing. The good news is that it doesn't necessarily mean there's a problem with your return, just that they need more time to process it. I've been checking my transcript every Friday and haven't seen any movement yet, but trying to stay patient. Hang in there!
I'm going through the exact same thing right now! My DDD is also 3/25 and SBTPG has been showing "funded" since Sunday. It's now 3:45pm and still nothing in my Credit Karma account. Reading through everyone's experiences here is actually really helpful - I didn't realize Credit Karma processes in specific batches throughout the day. I'm going to wait until after that 5pm Eastern batch that Hannah mentioned before I start really worrying. It's so stressful when you're counting on that money! Has anyone else noticed if the time your return was accepted affects when during the day the deposit hits?
I totally feel your pain on this! I went through the exact same anxiety last year with my refund. Here's what I learned from my experience: when SBTPG shows "funded" for multiple days before your actual DDD, it usually means they've prepared the transfer but are waiting for the official release date to send it to your bank. Since today IS your DDD (3/25), the fact that it's been showing as funded for 3 days is actually a good sign - it means everything is ready to go. Based on my tracking from previous years, Credit Karma typically receives and processes these deposits between 2pm-6pm Eastern on the DDD. I know the waiting is brutal, especially when you keep refreshing and seeing nothing, but try to hang in there until at least 6pm today before worrying. The banking system can be frustratingly slow even when everything is working perfectly. One thing that helped my anxiety was remembering that the IRS, SBTPG, and Credit Karma all have different systems that don't always sync up in real-time. Your money is definitely on its way - it's just moving through the banking pipeline. Keep us updated on when it hits!
This is really reassuring to hear from someone who's been through it! I'm actually in a very similar situation - my DDD is also today (3/25) and SBTPG has been showing funded since Saturday. It's now almost 4pm and I've been checking my Credit Karma account obsessively all day. Your point about the different systems not syncing in real-time really helps put this in perspective. I keep forgetting that just because SBTPG says it's funded doesn't mean it's instantly in my account - there's still that whole ACH processing pipeline to go through. I'm going to try to be patient until at least 6pm like you suggested before I start panicking. Thanks for sharing your experience - it's exactly what I needed to hear right now!
Sara Hellquiem
I'm wondering if anyone has used TurboTax for handling Form 8283? I'm in the same boat with about $700 in donations to Goodwill and wondering if the software handles this well or if I should do it manually?
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Charlee Coleman
ā¢I used TurboTax last year for Form 8283 and it was pretty straightforward! It walks you through the donations step by step and automatically fills in the right form when your total goes over $500. It even has built-in guidance for valuing common donation items.
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Carter Holmes
I've been dealing with Form 8283 for my charitable donations this year too, and I completely understand your frustration! The instructions really are confusing and seem to contradict each other in different sections. One thing that helped me was realizing that you don't need to be overly detailed in Section A. For your $650 in Goodwill donations, you can absolutely group similar items together - something like "Assorted clothing - shirts, pants, jackets" as one line item, "Household items - kitchenware, linens, small appliances" as another, and "Furniture" as a third category. The key is keeping your receipts and having a reasonable method for determining fair market value. I used the Goodwill valuation guide online, which gives suggested values for common donated items. For dates acquired, I just used "Various 2020-2023" for clothing I'd accumulated over time. Don't let this form stress you out too much - it's more straightforward than it initially appears once you understand you can group items by category rather than listing everything individually. The IRS just wants to see that you have documentation and reasonable valuations for your donations.
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