Has anyone considered that there might be state-specific rules that affect this too? Federal attribution is one thing, but some states have their own guidelines for S-Corps that might be more strict.

This is a great discussion that highlights how complex Section 318 can be in practice. I work as a tax preparer and see these family business attribution questions frequently. One thing I'd add is that even when attribution rules don't apply, you still need to be careful about the "reasonable compensation" requirements for S-Corp shareholders. If your husband is working full-time for the company and is considered family (even without direct attribution), the IRS may scrutinize whether he's receiving adequate W-2 wages versus distributions. Also, for health insurance specifically, make sure you're documenting the different treatment clearly. Even if both of you qualify as regular employees under Section 318, having a written policy explaining the rationale helps if there are ever questions during an audit. The tools mentioned here like taxr.ai and services like Claimyr sound helpful, but I always recommend having a qualified tax professional review any major decisions, especially with family businesses where the stakes are higher for getting it wrong.

Just went through this same confusion last week! TC290 basically means they're assessing additional tax or confirming your current tax amount, while TC291 means they're reducing a previous assessment. What helped me figure out my specific situation was looking at the dollar amounts next to each code - if TC290 has a positive amount, you might owe more; if TC291 has a negative amount, they're crediting you back. The timing and sequence of these codes on your transcript tells the real story of what's happening with your return.

Been through this exact same confusion! From my experience, TC 290 shows up when the IRS is either adding tax to what you owe OR confirming that your original tax calculation was correct (no change). TC 291 is the opposite - it reduces or removes a previous tax assessment. What really helped me understand my situation was looking at the dollar amounts and dates next to each code. If you see both codes, it usually means they made an initial adjustment (290) and then corrected or reduced it (291). The key is looking at your account balance at the bottom of the transcript to see the final net result after all the adjustments!

Does anyone use a specific app for scanning receipts? I've been using just my regular camera app but the pics often come out blurry or with shadows.

I've been using Google Drive's built-in document scanner feature and it works great for receipts. You just open the Drive app, hit the plus button, and select "Scan" - it automatically crops the receipt and adjusts the contrast to make text more readable. Plus everything gets saved directly to your cloud storage so you don't have to worry about losing photos if your phone dies. One tip I learned the hard way - make sure to scan receipts from places like gas stations and grocery stores ASAP because thermal paper fades really quickly. I had some receipts from just 6 months ago that were completely blank when I tried to photograph them later. Digital copies saved me during tax prep since the originals had basically disappeared.

At least you got movement! Mine's been stuck on N/A since February 💀

I'm seeing the same pattern on my transcript! Got the 570 freeze about 2 weeks ago after initially showing all zeros. The waiting is brutal but at least we know they're actively working on our returns. From what I've read, once you see those codes it usually means you're in some kind of verification queue. Keep checking your mail daily - that notice will tell you exactly what they need. Fingers crossed we both get movement soon! 🤞

I've been helping people with tax issues for about 8 years now, and unfortunately, this TurboTax check problem seems to be happening to quite a few people this year. In my experience, the fastest solution is probably to deposit the check at your primary bank (not a check cashing place), and perhaps talk to a manager about reducing the hold time since it's a tax refund check. It might also be worth considering that sometimes these problems occur when there's a mismatch between the name on your tax return and the name on your bank account, which can cause direct deposits to be rejected and converted to checks. Just something to possibly check for next year.

This is exactly why I've been telling people to avoid TurboTax this year! I'm a tax preparer and I've seen at least 15 clients come to me with this exact same issue - the mysterious check number 100001 that banks won't cash. What's really frustrating is that TurboTax isn't being transparent about this problem. They're calling it a "small percentage" but from what I'm seeing, it's affecting way more people than they're admitting. The worst part is that families who need their refunds for rent, groceries, or other essentials are getting screwed over by a company that's supposed to make tax filing easier, not harder. I've been recommending clients file amended returns to get direct deposit set up properly, but that's another 8-12 week wait. Absolutely ridiculous that a major tax software company can't handle basic payment processing in 2025.