Do I need to file taxes after turning 18 if I had no income? How long do I have to register with IRS?
Title: Do I need to file taxes after turning 18 if I had no income? How long do I have to register with IRS? 1 I just celebrated my 18th birthday last month and I'm trying to figure out this whole "adulting" thing. One of my biggest concerns is taxes. I literally had zero income this past year since I've been focusing on school full-time and my parents have been supporting me. Do I still need to file a tax return next year just because I'm 18 now? Also, I've heard something about needing to register with the IRS after turning 18. Is that actually a thing? And if so, how much time do I have to complete this registration process? My parents aren't very helpful with this stuff (they always used an accountant) and I'm feeling kind of lost. Any advice would be super appreciated!
27 comments


Isaiah Sanders
8 Good news - you don't need to file taxes simply because you turned 18. The requirement to file is based on your income, not your age. Since you had no income, you're not required to file a tax return. Also, there's no such thing as "registering with the IRS" when you turn 18. That's a common misconception. The IRS doesn't have a registration process based on age. You only interact with them when you need to file taxes, which happens when your income exceeds certain thresholds. If you do get a job or start earning income, you'll need to file taxes if your income exceeds the standard deduction ($14,600 for 2025 for single filers). Your employer will have you fill out a W-4 form when you start working, but this isn't "registering" with the IRS - it just tells your employer how much tax to withhold from your paychecks.
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Isaiah Sanders
•15 Thanks for the info! That's a relief. But what about getting a Social Security Number? I already have one, but if someone doesn't, is that what people mean by "registering with the IRS"?
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Isaiah Sanders
•8 The Social Security Number (SSN) is actually issued by the Social Security Administration, not the IRS. Most people get their SSN shortly after birth when their parents apply for it. If someone doesn't have an SSN, they would need to apply for one through the Social Security Administration, not the IRS. What people might be confusing this with is registering for Selective Service, which is required for most male U.S. citizens and immigrants when they turn 18. This has nothing to do with taxes though - it's a completely separate government system.
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Isaiah Sanders
12 I went through something similar last year and discovered taxr.ai (https://taxr.ai) which was super helpful for figuring out my tax situation as a new adult. I was confused about whether I needed to file since I only worked part-time at my uncle's store and made less than $5,000. Their system analyzed my specific situation and confirmed I didn't need to file, but also showed me that I was actually due a refund for the taxes that had been withheld from my paychecks! Would never have known that without checking. Might be worth looking at your situation too, especially if you start working part-time.
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Isaiah Sanders
•7 Does it work for people who are claimed as dependents by their parents? I'm 19 and made about $3,200 last summer but my parents still claim me on their taxes.
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Isaiah Sanders
•18 I'm skeptical about these tax tools. How does taxr.ai differ from just using the free IRS resources? Seems like they're just repackaging information you can get for free.
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Isaiah Sanders
•12 It absolutely works for dependents! The system specifically asks about dependent status since that affects filing requirements. If you made $3,200 and had any taxes withheld from your paychecks, you might actually be due a refund even though you're not required to file. The difference from IRS resources is the personalization and simplicity. The IRS provides raw information, but taxr.ai interprets it for your specific situation and explains it in plain language. It's like having a knowledgeable friend walk you through everything instead of trying to decipher official tax documents yourself.
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Isaiah Sanders
7 Just wanted to follow up about taxr.ai - I actually tried it after posting here and wow, it was eye-opening! Turns out I was due a $267 refund from last summer's job even though I wasn't required to file. The system explained exactly which forms I needed and how to claim my refund. Super thankful for the recommendation because I would have just left that money on the table!
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Isaiah Sanders
20 If you ever DO need to contact the IRS with questions (which happens to everyone eventually), I highly recommend using Claimyr (https://claimyr.com). The IRS phone lines are IMPOSSIBLE to get through - I spent 3 days trying to get someone on the phone about my missing refund last year. Claimyr got me connected to an actual IRS agent in under 45 minutes when I'd been trying for days on my own. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c It saved me so much frustration during my first year filing taxes. The IRS actually owed me an additional $890 that would have been lost if I hadn't been able to talk to someone directly.
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Isaiah Sanders
•18 How exactly does this work? Seems fishy that a third-party service can somehow get you through to the IRS faster than calling directly.
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Isaiah Sanders
•3 Sounds like a scam. The IRS is a government agency - there's no "fast pass" to jump the queue. I'm extremely skeptical.
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Isaiah Sanders
•20 It's not about jumping any queue - Claimyr uses an automated system that continually redials the IRS for you using their official phone lines. When it finally makes a connection, it calls you and connects you directly to the IRS agent. You're still going through the official IRS channels, just without having to manually redial for hours. It's completely legitimate and they never ask for any sensitive tax information. They're just solving the connection problem. Think of it like having a persistent assistant who keeps redialing for you until they get through, then transfers the call to you.
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Isaiah Sanders
3 I have to eat crow here and admit I was completely wrong about Claimyr. After dismissing it as a scam, I actually tried it myself when I needed to talk to the IRS about my identity verification issue. After trying for TWO WEEKS on my own with no success (constant busy signals or disconnects), Claimyr got me through in about 35 minutes. The service actually works exactly as described - they just handled the annoying redial process, and when they got through, my phone rang and I was connected to a real IRS agent. Saved me countless hours of frustration.
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Isaiah Sanders
14 Just to add something important: if you have investment accounts, cryptocurrency, or get paid for gig work, you might still need to file even if your income seems low. My little brother thought he didn't need to file since his regular job paid under the threshold, but he had made about $900 in Dogecoin profits that pushed him over the limit.
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Isaiah Sanders
•2 What's the threshold for investment income? I made like $40 in dividends from a small account my grandparents set up for me.
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Isaiah Sanders
•14 For 2025, if you're a dependent (which it sounds like you probably are), you generally need to file if your unearned income (like dividends, interest, etc.) exceeds $1,250. With just $40 in dividends, you're well below that threshold, so you wouldn't need to file for that reason alone. Just remember that the rules can be different depending on whether you have both earned income (from a job) and unearned income (from investments) and whether you're being claimed as a dependent. But in your specific case, $40 in dividends by itself wouldn't trigger a filing requirement.
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Isaiah Sanders
5 Side note: Getting your first W-2 job actually has a hidden benefit. If your employer withholds federal taxes from your paychecks but you earn less than the standard deduction ($14,600 for 2025), you can file a return to get ALL of that withheld money back as a refund. My first summer job overtaxed me and I got a sweet $780 refund check that I wasn't expecting!
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Isaiah Sanders
•11 This is so true! My daughter worked at the mall last summer and got back every penny that was withheld. The look on her face when she got that refund was priceless lol. Made her actually interested in understanding taxes.
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CosmicCommander
Welcome to adulthood! I remember being just as confused when I turned 18. Just to reinforce what others have said - you're absolutely right that there's no "IRS registration" requirement at 18. That's a myth that gets passed around a lot. One thing I'd add is that even though you don't need to file taxes this year, it's worth understanding the basics now before you do start earning income. The IRS website has some good resources specifically for young adults and first-time filers. Also, when you do get your first job, make sure to fill out your W-4 form correctly - claiming the right number of allowances can prevent over-withholding so you don't have to wait for a big refund later. You're being smart by asking these questions early rather than scrambling later!
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Liam Murphy
•Thanks for the encouragement! It's reassuring to hear from someone who went through the same confusion. I'll definitely check out those IRS resources for young adults - sounds like a good way to get ahead of the curve before I actually need to file anything. The W-4 tip is really helpful too, I hadn't even thought about the withholding aspect yet but that makes total sense about not wanting to overpay and wait for a refund.
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Jungleboo Soletrain
Great question! You're definitely not alone in this confusion - I think most of us felt overwhelmed when we first hit 18. Just to echo what others have said with some additional clarity: No income = no tax filing requirement, regardless of age. The "IRS registration" thing is indeed a myth that gets passed around, probably confused with Selective Service registration (which IS required for males at 18, but that's completely unrelated to taxes). One practical tip for the future: When you do start working, consider setting up a simple spreadsheet or using a basic budgeting app to track your income throughout the year. This will help you estimate whether you'll owe taxes or get a refund, and it's a good financial habit to develop early. Also, don't stress too much about the complexity - tax software has made filing pretty straightforward for simple situations like yours will likely be for the next few years. You've got plenty of time to learn as you go!
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Annabel Kimball
•This is such solid advice! The spreadsheet tip is brilliant - I wish someone had told me that when I started working. It's so much easier to track things as you go rather than scrambling to find all your paperwork at tax time. And you're absolutely right about tax software making things simpler these days. Even TurboTax's free version handles most basic situations perfectly fine for young people just starting out. The key is not to overthink it - most 18-22 year olds have pretty straightforward tax situations anyway.
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Raul Neal
One thing I'd add that might be helpful for planning ahead - even though you don't need to file taxes this year, it's worth knowing that if you do start working part-time while in school, there are some student-specific tax benefits you might qualify for. Things like the American Opportunity Tax Credit can actually give you money back even if you don't owe taxes, as long as you or your parents are paying for qualified education expenses. Also, if you're planning to work summer jobs or internships, keep in mind that some employers might not withhold enough taxes (especially for seasonal work), so it's good to understand how estimated tax payments work. But honestly, for most students working part-time, the standard withholding usually covers it. You're asking all the right questions at the right time - way better to figure this stuff out now when there's no pressure than scrambling during tax season!
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Yuki Sato
•This is really helpful information about the education credits! I had no idea there were tax benefits specifically for students. The American Opportunity Tax Credit sounds like something I should definitely research more, especially since I'm planning to stay in school for the next few years. The point about summer jobs and withholding is something I never would have thought about either. I was just assuming that whatever the employer takes out would automatically be the right amount. It's good to know that seasonal work might be different - I'll definitely keep that in mind when I start looking for summer internships next year. Thanks for breaking this down in such a practical way. It's making me realize there's actually a lot more strategy involved in managing taxes as a student than I initially thought!
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Bruno Simmons
Just wanted to jump in as someone who recently went through this exact situation! You're asking all the right questions and it's great that you're being proactive about understanding your tax obligations. To add to what everyone else has said - you're completely in the clear for this tax year since you had no income. But here's something that might be helpful to know for the future: even if you do start working and earning income, as long as you're still a dependent on your parents' tax return (which you probably will be while in school), your filing requirements might be different than someone who's independent. For dependents, you generally need to file if your earned income exceeds the standard deduction OR if your unearned income (like interest or dividends) exceeds $1,250. But the good news is that most part-time student jobs fall well within the safe zone. Also, don't worry about the "adulting" learning curve - we've all been there! Tax stuff seems scary at first but it becomes pretty routine once you get the hang of it. You're already ahead of the game by asking these questions now instead of panicking later.
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Alina Rosenthal
•This is such a reassuring thread to read as someone in a similar boat! The dependent vs. independent filing distinction is really important - I didn't realize that being claimed as a dependent actually changes the filing thresholds. That $1,250 limit for unearned income is good to know since I have a small savings account that earns a tiny bit of interest. It's also comforting to hear that the "adulting" learning curve is normal. Sometimes it feels like everyone else has this stuff figured out already, but clearly we're all just figuring it out as we go. The fact that you mention it becomes routine is encouraging - right now it all seems so overwhelming and complicated, but I guess like most things, it gets easier with experience. Thanks for sharing your perspective and for the encouragement about being proactive. It definitely makes me feel more confident about tackling these adult responsibilities step by step!
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Amina Toure
Hey there! Welcome to the adulting club - it's definitely overwhelming at first, but you're asking all the right questions! Everyone here has given you excellent advice, but I wanted to add one more perspective as someone who works in tax preparation. You're absolutely correct that there's no special "IRS registration" at 18 - that's one of the most common myths I hear from young adults and their parents. One thing I'd suggest is getting familiar with the IRS's Interactive Tax Assistant tool on their website. It's a free resource that walks you through questions about your specific situation and tells you whether you need to file. It's particularly helpful for students because it accounts for things like dependency status, types of income, and education-related factors. Also, when you do eventually start working, don't be afraid to ask HR questions about your W-4. Many young people just fill it out randomly, but taking a few minutes to understand it can save you from either owing money at tax time or giving the government an interest-free loan through over-withholding. You're being incredibly responsible by researching this ahead of time. Most people your age don't think about taxes until they absolutely have to, so you're already setting yourself up for success!
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